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All savings rates

Savings account interest rates

Here you can find the rates of all of our open accounts. By clicking on the name of the account, you can find out more details.

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One Year Fixed Rate Members' Month Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.77%

Interest

Annually

Additional information

  • Maximum balance £5,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

One Year Fixed Rate Loyalty Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.51%

Interest

Annually

Additional information

  • Maximum balance £500,000.00
  • You must have held a savings or mortgage account with Saffron for 3 months.
  • Apply - Online, branch, post
  • Manage - Online, branch, post, phone, mobile app, webchat

One Year Fixed Rate Mini Members' Month Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.50%

Interest

Annually

Additional information

  • Maximum balance £5,000.00
  • Apply - branch, post
  • Manage - branch, post, phone, webchat

One Year Fixed Rate Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.46%

Interest

Annually

Additional information

  • Maximum balance £500,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Two Year Fixed Rate Loyalty Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.45%

Interest

Annually

Additional information

  • Maximum balance £500,000.00
  • You must have held a savings or mortgage account with Saffron for 3 months.
  • Apply - Online, branch, post
  • Manage - Online, branch, post, phone, mobile app, webchat

One Year Monthly Income Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.37%/4.46%

Interest

Monthly

Additional information

  • Maximum balance £2,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

One Year Fixed Rate Loyalty ISA

Minimum deposit

£500.00

Gross p.a / AER*

4.30%

Interest

Annually

Additional information

  • Transfer-in existing Cash ISA funds, via email, post or in branch
  • Apply - Online, branch, post
  • Open with maturity funds and add a top-up of funds, or you need to have held a savings or mortgage account with us for 3 months

Two Year Fixed Rate Loyalty ISA

Minimum deposit

£500.00

Gross p.a / AER*

4.20%

Interest

Annually

Additional information

  • Transfer-in existing Cash ISA funds, via email, post or in branch
  • Apply - Online, branch, post
  • Open with maturity funds and add a top-up of funds, or you need to have held a savings or mortgage account with us for 3 months

Ladybird 2 Year Fixed Rate Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.15%

Interest

Annually

Additional information

  • Maximum balance £25,000.00
  • Apply - branch, post
  • Manage - branch, post, phone, webchat
  • Age 16 or under

Ladybird 1 Year Fixed Rate Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.10%

Interest

Annually

Additional information

  • Maximum balance £25,000.00
  • Apply - branch, post
  • Manage - branch, post, phone, webchat
  • Age 17 or under

One Year Community Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.00%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

One Year Fixed Rate Cash ISA

Minimum deposit

£500.00

Gross p.a / AER*

3.95%

Interest

Annually

Additional information

  • Transfer-in existing Cash ISA funds, via email, post or in branch
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat    

Ladybird Regular Saver

Minimum deposit

£5.00

Gross p.a / AER*

3.95%

Interest

Annually

Additional information

  • Maximum monthly payment of £100.00
  • Apply - branch, post
  • Manage - branch, post, phone, webchat
  • Age 17 or under

Two Year Fixed Rate Cash ISA

Minimum deposit

£500.00

Gross p.a / AER*

3.95%

Interest

Annually

Additional information

  • Transfer-in existing Cash ISA funds, via email, post or in branch
  • Apply - Online, branch, post
  • Manage - online, mobile app, branch, post, Phone, webchat

Online Bonus Saver

Minimum deposit

£1.00

Gross p.a / AER*

3.95%

Interest

Annually or Monthly

Additional information

  • Maximum balance £1,000,000.00
  • Apply - online
  • Manage - online, mobile app

Two Year Fixed Rate Bond

Minimum deposit

£500.00

Gross p.a / AER*

3.95%

Interest

Annually

Additional information

  • Maximum balance £500,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat    

One Year Business Bond

Minimum deposit

£500.00

Gross p.a / AER*

3.95%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Small Saver (Issue 2)

Minimum deposit

£1.00

Gross p.a / AER*

3.90%

Interest

Annually

Additional information

  • Maximum monthly payment of £50.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Two Year Business Bond

Minimum deposit

£500.00

Gross p.a / AER*

3.90%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Two Year Monthly Income Bond

Minimum deposit

£500.00

Gross p.a / AER*

3.88%/3.95%

Interest

Monthly

Additional information

  • Maximum balance £2,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

12 Month Members' Regular Saver (Issue 2)

Minimum deposit

£50.00

Gross p.a / AER*

3.70%

Interest

Annually

Additional information

  • Maximum monthly payment of £500.00
  • Apply - online, branch, post
  • You must have held a savings or mortgage account with Saffron for 12 months
  • Manage - online, branch, post, phone, webchat

Enviro Saver Account Issue 4

Minimum deposit

£10.00

Gross p.a / AER*

3.65%

Interest

Annually or Monthly

Additional information

  • Maximum balance £500,000.00
  • Apply - online
  • Manage - online, mobile app

Community Online Saver

Minimum deposit

£1.00

Gross p.a / AER*

3.60%

Interest

Annually or Monthly

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online
  • Manage - online, mobile app

Ladybird Legacy Account Issue 1

Minimum deposit

£1.00

Gross p.a / AER*

3.50%/4.00%/4.30%

Interest

Annually

Additional information

  • Minimum deposit of £1.00
  • Apply - branch, post
  • Manage - branch, post, phone, webchat
  • Age 20 or under

Online Saver Issue 1

Minimum deposit

£1.00

Gross p.a / AER*

3.45%/3.70%/3.80%

Interest

Annually or Monthly

Additional information

  • Maximum balance £2,000,000.00
  • Apply - online
  • Manage - online, mobile app

Client Account Issue 3

Minimum deposit

£1000.00

Gross p.a / AER*

3.15%/3.20%

Interest

Monthly

Additional information

  • Maximum balance £5,000,000.00
  • Open Online, branch, post
  • Manage - Online, mobile app, branch, post, phone, webchat

Business Online Saver Issue 7

Minimum deposit

£1000.00

Gross p.a / AER*

3.05%/3.35%/3.55%

Interest

Annually or Monthly

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online
  • Manage - online, mobile app

Ladybird Easy Access

Minimum deposit

£1.00

Gross p.a / AER*

3.00%

Interest

Annually

Additional information

  • Maximum balance £250,000.00
  • Apply - branch, post
  • Manage - branch, post, phone, webchat
  • Age 17 or under

Everyday Cash ISA (Issue 2)

Minimum deposit

£1.00

Gross p.a / AER*

2.70%/2.80%/2.90%

Interest

Annually

Additional information

  • Transfer-in existing Cash ISA funds, via email, post or in branch
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Community Saver Issue 4

Minimum deposit

£1.00

Gross p.a / AER*

2.60%/3.00%/3.30%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Business Saver Issue 4

Minimum deposit

£1.00

Gross p.a / AER*

2.50%/2.80%/3.10%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Savvy Saver

Minimum deposit

£5000.00

Gross p.a / AER*

2.40%/2.43%

Interest

Monthly

Additional information

  • Open in branch, by post
  • Four easy access withdrawals per year
  • Manage in branch, by post, by phone, on webchat

Everyday Saver (Issue 2)

Minimum deposit

£1.00

Gross p.a / AER*

1.50%/2.50%/3.45%

Interest

Annually

Additional information

  • Maximum balance £2,000,000.00
  • Open Online, Branch, Post
  • Manage - branch, post, phone, webchat

Childrens Easy Access Maturity AI

Minimum deposit

£1.00

Gross p.a / AER*

0.70%

Interest

Annually

Additional information

  • Maximum balance £250,000.00
  • This is a default product - it will be opened with funds from a Saffron account that has finished its fixed term and you can top up your funds.
  • Manage - branch, post, phone, webchat

Easy Access Maturity Cash ISA

Minimum deposit

£1.00

Gross p.a / AER*

0.70%

Interest

Annually

Additional information

  • Transfer-in existing Cash ISA funds, via email, post or in branch
  • Maximum balance £3,000,000.00
  • Opened with funds from a Saffron ISA that has finished
  • Manage - Online, mobile app, branch, post, phone, webchat

Easy Access Maturity account

Minimum deposit

£1.00

Gross p.a / AER*

0.70%

Interest

Annually or Monthly

Additional information

  • Maximum balance £1,000,000.00
  • Opened with funds from a Saffron account that has finished
  • Manage - branch, post, phone, webchat

Community Maturity Account

Minimum deposit

£1.00

Gross p.a / AER*

0.35%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Opened with funds from a Saffron community account that has finished
  • Manage - Online, branch, post, phone, webchat

Business Maturity

Minimum deposit

£1.00

Gross p.a / AER*

0.20%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Opened with funds from a Saffron account that has finished
  • Manage - branch, post, phone, webchat