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All savings rates

Savings account interest rates

Here you can find the rates of all of our open accounts. By clicking on the name of the account, you can find out more details.

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One Year Fixed Rate Children's Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.10%

Interest

Annually

Additional information

  • Maximum balance £25,000.00
  • Apply - branch, post
  • Manage - branch, post, phone, webchat
  • Age 17 or under

One Year Fixed Rate Loyalty Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.10%

Interest

Annually

Additional information

  • Maximum balance £500,000.00
  • You must have held a savings or mortgage account with Saffron for 3 months.
  • Apply - Online, branch, post
  • Manage - Online, branch, post, phone, mobile app, webchat

One Year Fixed Rate Loyalty ISA

Minimum deposit

£500.00

Gross p.a / AER*

4.10%

Interest

Annually

Additional information

  • Maximum balance £500,000.00
  • Apply - Online, branch, post
  • Open with maturity funds and add a top-up of funds, or you need to have held a savings or mortgage account with us for 3 months
  • Manage - branch, post, phone, webchat

Two Year Fixed Rate Loyalty ISA

Minimum deposit

£500.00

Gross p.a / AER*

4.05%

Interest

Annually

Additional information

  • Maximum balance £500,000.00
  • Apply - Online, branch, post
  • Open with maturity funds and add a top-up of funds, or you need to have held a savings or mortgage account with us for 3 months
  • Manage - branch, post, phone, webchat

Two Year Fixed Rate Children's Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.05%

Interest

Annually

Additional information

  • Maximum balance £25,000.00
  • Apply - branch, post
  • Manage - branch, post, phone, webchat
  • Age 16 or under

One Year Fixed Rate Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.00%

Interest

Annually

Additional information

  • Maximum balance £500,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Braintree Regular Saver

Minimum deposit

£1.00

Gross p.a / AER*

4.00%

Interest

Annually

Additional information

  • Maximum monthly payment of £250.00
  • Apply - In our Braintree branch only
  • Manage - Branch, post, phone, webchat

One Year Fixed Rate Cash ISA

Minimum deposit

£500.00

Gross p.a / AER*

4.00%

Interest

Annually

Additional information

  • Your current year subscriptions must not exceed the annual Cash ISA allowance
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat    

Two Year Fixed Rate Loyalty Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.00%

Interest

Annually

Additional information

  • Maximum balance £500,000.00
  • You must have held a savings or mortgage account with Saffron for 3 months.
  • Apply - Online, branch, post
  • Manage - Online, branch, post, phone, mobile app, webchat

Two Year Fixed Rate Bond

Minimum deposit

£500.00

Gross p.a / AER*

3.95%

Interest

Annually

Additional information

  • Maximum balance £500,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat    

Children's Regular Saver (Issue 2)

Minimum deposit

£5.00

Gross p.a / AER*

3.95%

Interest

Annually

Additional information

  • Maximum monthly payment of £100.00
  • Apply - branch, post
  • Manage - branch, post, phone, webchat
  • Age 17 or under

Online ISA (Issue 3)

Minimum deposit

£1.00

Gross p.a / AER*

3.95%

Interest

Annually

Additional information

  • Transfer-in existing Cash ISA funds
  • Apply - online
  • Manage - online or on the mobile app

One Year Monthly Income Bond

Minimum deposit

£500.00

Gross p.a / AER*

3.93%/4.00%

Interest

Monthly

Additional information

  • Maximum balance £2,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

E-Saver Account (Issue 23) - Limited Edition

Minimum deposit

£10.00

Gross p.a / AER*

3.90%

Interest

Annually or Monthly

Additional information

  • Maximum balance £500,000.00
  • Apply - online
  • Manage - online, mobile app   

Small Saver (Issue 2)

Minimum deposit

£1.00

Gross p.a / AER*

3.90%

Interest

Annually

Additional information

  • Maximum monthly payment of £50.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Two Year Monthly Income Bond

Minimum deposit

£500.00

Gross p.a / AER*

3.88%/3.95%

Interest

Monthly

Additional information

  • Maximum balance £2,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Two Year Fixed Rate Cash ISA

Minimum deposit

£500.00

Gross p.a / AER*

3.85%

Interest

Annually

Additional information

  • We do not accept transfers of Stocks and Shares ISAs, or Inheritance ISAs
  • Apply - Online, branch, post
  • Manage - online, mobile app, branch, post, Phone, webchat

Business Bonus Saver (Issue 2) - Limited Edition

Minimum deposit

£5000.00

Gross p.a / AER*

3.80%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online, in branch, by post
  • Manage - online, mobile app, in branch, by post, by phone, on webchat

12 Month Members' Regular Saver (Issue 2)

Minimum deposit

£50.00

Gross p.a / AER*

3.70%

Interest

Annually

Additional information

  • Maximum monthly payment of £500.00
  • Apply - online, branch, post
  • You must have held a savings or mortgage account with Saffron for 12 months
  • Manage - online, branch, post, phone, webchat

One Year Community Bond

Minimum deposit

£500.00

Gross p.a / AER*

3.70%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

One Year Business Bond

Minimum deposit

£10000.00

Gross p.a / AER*

3.60%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Community Online Saver

Minimum deposit

£1.00

Gross p.a / AER*

3.60%

Interest

Annually or Monthly

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online
  • Manage - online, mobile app

Enviro Saver Account (Issue 3)

Minimum deposit

£10.00

Gross p.a / AER*

3.40%

Interest

Annually or Monthly

Additional information

  • Maximum balance £500,000.00
  • Apply - online
  • Manage - online, mobile app

Two Year Business Bond

Minimum deposit

£10000.00

Gross p.a / AER*

3.40%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Business Online Saver

Minimum deposit

£5000.00

Gross p.a / AER*

3.05%

Interest

Annually or Monthly

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online
  • Manage - online, mobile app

Everyday Cash ISA

Minimum deposit

£1.00

Gross p.a / AER*

3.00%/3.30%/3.93%

Interest

Annually

Additional information

  • Transfer-in existing Cash ISA funds
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Community 95 Day Notice

Minimum deposit

£100.00

Gross p.a / AER*

2.80%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Client Account

Minimum deposit

£1000.00

Gross p.a / AER*

2.75%/2.78%

Interest

Monthly

Additional information

  • Maximum balance £5,000,000.00
  • Open Online, branch, post
  • Manage - Online, mobile app, branch, post, phone, webchat

Business 35 Day Notice

Minimum deposit

£5000.00

Gross p.a / AER*

2.50%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Savvy Saver

Minimum deposit

£5000.00

Gross p.a / AER*

2.40%/2.43%

Interest

Monthly

Additional information

  • Open in branch, by post
  • Four easy access withdrawals per year
  • Manage in branch, by post, by phone, on webchat

U18 Easy Access account (Issue 2)

Minimum deposit

£1.00

Gross p.a / AER*

2.20%

Interest

Annually

Additional information

  • Maximum balance £250,000.00
  • Apply - branch, post
  • Manage - branch, post, phone, webchat
  • Age 17 or under

Business 7 Day Notice

Minimum deposit

£5000.00

Gross p.a / AER*

2.20%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Community Saver

Minimum deposit

£1.00

Gross p.a / AER*

1.80%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Business Saver

Minimum deposit

£1000.00

Gross p.a / AER*

1.75%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Everyday Saver

Minimum deposit

£1.00

Gross p.a / AER*

1.50%/2.50%/3.45%

Interest

Annually

Additional information

  • Maximum balance £2,000,000.00
  • Open Online, Branch, Post
  • Manage - branch, post, phone, webchat

Easy Access Maturity Cash ISA

Minimum deposit

£1.00

Gross p.a / AER*

0.70%

Interest

Annually

Additional information

  • Maximum balance £3,000,000.00
  • Opened with funds from a Saffron ISA that has finished
  • Manage - branch, post, phone, webchat

Childrens Easy Access Maturity AI

Minimum deposit

£1.00

Gross p.a / AER*

0.70%

Interest

Annually

Additional information

  • Maximum balance £250,000.00
  • This is a default product - it will be opened with funds from a Saffron account that has finished its fixed term and you can top up your funds.
  • Manage - branch, post, phone, webchat

Easy Access Maturity account

Minimum deposit

£1.00

Gross p.a / AER*

0.70%

Interest

Annually or Monthly

Additional information

  • Maximum balance £1,000,000.00
  • Opened with funds from a Saffron account that has finished
  • Manage - branch, post, phone, webchat

Community Maturity Account

Minimum deposit

£1.00

Gross p.a / AER*

0.35%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Opened with funds from a Saffron community account that has finished
  • Manage - Online, branch, post, phone, webchat

Business Maturity

Minimum deposit

£1.00

Gross p.a / AER*

0.20%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Opened with funds from a Saffron account that has finished
  • Manage - branch, post, phone, webchat