Enviro Saver Account (Issue 5)
Minimum deposit
£10.00
Gross p.a / AER*
4.00%
Interest
Annually or Monthly
Additional information
- Maximum balance £500,000.00
- Apply - online
- Manage - online, mobile app
Bank of England Base Rate
On 5 November 2026, the Bank of England announced a 0.25% Increase in its base rate from 3.75% to 4.00%. We are committed to offering good value to all our Members, and are actively reviewing all our rates in light of the recent change.
From 1 December 2026 our tracker interest rates will increase to reflect the base rate change. Our Standard Variable Rate (SVR) will also increase on 1 December. We will contact all affected mortgage customers directly.
Payment Services
Our clearing bank Barclays, is carrying out planned maintenance this weekend (7th and 8th November). As a result, our payment services may be impacted. We apologise for any inconvenience this may cause and appreciate your understanding.
Automated Payment Line Maintenance
On Wednesday 11th November between 17:30 - 19:00 we will be carrying out maintenance to our automated payment line 0330 124 9057. During this time period the line will be unavailable. We apologise for any inconvenience.
Branches and Contact Centre
On Thursday 12 November our branches and contact centre will be closed to enable our staff to attend essential training. We apologise for any inconvenience this may cause.
Community Volunteering
Supporting our local communities: some branches will be temporarily closed. Click the button to find out more.
You never know when a rainy day might come along so a savings account that gives you immediate access to your savings is always useful.
As the name suggests, an immediate access account allows you instant access to your savings. You are permitted unlimited withdrawals and you can save as regularly as you want giving you total flexibility.
Within our immediate access range we have accounts to suit your needs, available online, by post or in branch. So, if managing your money close at hand using our mobile app is your preference we have various different online accounts for you. Or if you favour managing your savings through one of our branches our Savvy Saver account could be perfect for you.
Have a browse through all of our immediate access accounts to find the right savings account for you.
* The gross rate is the rate before deducting tax at the rate applicable to savings income. The annual equivalent rate (AER) is a notional rate which illustrates what the gross interest rate would be if the interest was paid and added to the account annually.
£10.00
4.00%
Annually or Monthly
£1.00
3.80%/4.05%/4.15%
Annually or Monthly
£5000.00
2.40%/2.43%
Monthly
£1.00
1.50%/2.50%/3.45%
Annually
Use our branch finder to find information about our branches, including opening hour, contact details, access to the branch, facilities and parking.
Find your nearest branch