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Making mortgages easy

We understand that sometimes mortgages can seem very confusing. But when stripped back to the basics, they're quite easy to understand. That is why we have created a guide to mortgages.

Find out more here

Explore our mortgages

All fixed rate mortgages

All fixed rate mortgages

A fixed rate mortgage offers you the peace of mind of a set monthly payment during the term of the mortgage deal.
All variable rate mortgages

All variable rate mortgages

Variable rate mortgages can change their mortgage interest rates at any time, subject to the terms and conditions of the mortgage.
Buy to Let range

Buy to Let range

Our Buy-to-Let mortgages are all available up to 75% LTV.
Contractor

Contractor

Available for individuals who are working on a contract basis, Saffron takes into account the contractor’s circumstances and income structure.

Discounted variable rate

Discounted variable rate

This discounted rate mortgage gives you a set discount on our Standard Variable Rate (SVR) for an agreed period, giving you lower initial monthly payments.
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Expat Residential

Available to expats returning to the UK or where direct family (spouse and own children) remains in the property
First time buyer

First time buyer

So you’re looking to take the plunge and buy your first home? It’s an exciting time.
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Joint Borrower Sole Proprietor

A Joint Borrower Sole Proprietor product can help to get your client on the property ladder by allowing a family member assist with affordability.
Mortgage range for existing customers

Mortgage range for existing customers

Important update on fixed rate retention products
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Premier Income

Our Premier Income products are exclusively designed for borrowers with an income of £150,000 or more.

They’re available for loans between £1m and £5m for a House Purchase or Remortgage, and between £1m and £4m for Self Build projects.

Premier Income mortgages have no maximum Loan to Income; they assessed purely on applicants’ affordability and their individual circumstances.
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Professional Income Boost

Our Professional Income Boost range
Retirement mortgages

Retirement mortgages

Our retirement mortgage range allows flexibility for borrowers in later life with an interest only mortgage that allows downsizing as the repayment vehicle.
Self-build mortgages

Self-build mortgages

Available to self-builders who want to buy a plot of land to build a new house or refurbish an existing structure for their own occupation.
Self-employed mortgages

Self-employed mortgages

For those working on a self-employed basis, this mortgage is available for applicants with only 1 year’s accounts.

Your home may be repossessed if you do not keep up payments on your mortgage

Further information

Historic mortgage standard variable rate

Find details of the rate changes that have been applied to our SVR for the last 20 years.

View our historical SVRs

Development Finance

Saffron Building Society would be delighted to consider helping you fund your next project.

Discover more

I’m an existing customer

Already a Saffron mortgage customer? If you’re planning to move home, need extra finance or want to switch to a different mortgage product, we could help.

Useful mortgage documents

Mortgages Explained

We have created a guide to mortgages that will help you make sense of the transaction you may be about to enter into.

Valuation fees

Comprehensive list of all of our valuation fees.

Identification

If you are applying to open an account with us we will ask you to provide proof of your identity and address. This applies to all new customers, and in some circumstances, to existing customers.

How we manage your data

We take the privacy and security of your data seriously and we have published this summary to ensure that you are fully informed about the ways in which we collect and handle information about you, together with your rights in respect of that information.

Residential mortgage conditions

A detailed guide to all of the terms and conditions surrounding our residential mortgage products.

General information for regulated mortgages

Contains general information we are required to make available in relation to regulated mortgage contracts.

Affordability assessment

All you need to know regarding the assessments we carry out to gauge your income, outgoings and financial dependants.

Eggress Secure File Transfer FAQs

We have provided answers to frequently asked questions regarding secure file transfers, processing a mortgage application or servicing an existing mortgage.

Need some help?

Give us a call

We're on hand to arrange a phone appointment to help with any general queries about the mortgage process.

Call us on 0800 072 1100

Other ways to contact us

Visit our Contact us page of the website to find out more

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