Skip to main content

All fixed rate mortgages

A fixed rate mortgage offers you the peace of mind of a set monthly payment during the term of the mortgage deal.

Our fixed rate mortgages offer some of the best rates in the market with all applications being individually assessed by a skilled underwriter giving an efficient and personal service.

Product Criteria

  • Minimum age 21
  • Minimum term 5 Years
  • Maximum Term 40 Years
  • Minimum loan size £30,000
  • Maximum loan size £1,000,000. Loans over this are priced on a bespoke basis and have restricted LTV’s
  • 90% products are available to existing home owners only

All fixed rate mortgages

Joint Borrower Sole Proprietor First Time Buyer Mortgage

Initial rate

3.27% (fixed)

Product period

30.06.2027

Then reverting to our SVR minus 1.00%

4.39%

Deposit required

5.00%

The overall cost for comparison is

4.10% APRC

Arrangement fee

None

Owner Occupied 80% LTV Five Year Fixed Rate Mortgage

Initial rate

3.07% (fixed)

Product period

30.06.2027

Then reverting to our SVR minus 1.00%

4.39%

Deposit required

20.00%

The overall cost for comparison is

3.50% APRC

Arrangement fee

£999

Owner Occupied 80% LTV Two Year Fixed Rate Mortgage

Initial rate

2.07% (fixed)

Product period

30.06.2024

Then reverting to our SVR minus 1.00%

4.39%

Deposit required

20.00%

The overall cost for comparison is

3.70% APRC

Arrangement fee

£999

Owner Occupied 90% LTV Five Year Fixed Rate Mortgage

Initial rate

3.27% (fixed)

Product period

30.06.2027

then changing to our SVR minus 1.00%

4.39%

Deposit required

10.00%

The overall cost for comparison is

3.70% APRC

Arrangement fee

£999

Owner Occupied 90% LTV Two Year Fixed Rate Mortgage

Initial rate

2.47% (fixed)

Product period

30.06.2024

then changing to our SVR minus 1.00%

4.39%

Deposit required

10.00%

The overall cost for comparison is

3.80% APRC

Arrangement fee

£999

Owner Occupied 95% Two Year Fixed Rate Mortgage

Initial rate

2.77% (fixed)

Product period

30.06.2024

then changing to our SVR minus 1.00%

4.39%

Deposit required

5.00%

The overall cost for comparison is

3.90% APRC

Arrangement fee

£999

Retro Fit 80% LTV Two Year Fixed Rate Mortgage

Initial rate

2.07% (fixed)

Product period

30.06.2024

Then changing to our SVR minus 1.00%

4.39%

Deposit required

20.00%

The overall cost for comparison is

3.40% APRC

Arrangement fee

£999

Self Employed 80% Two Year Fixed Rate Mortgage

Initial rate

3.27% (fixed)

Product period

31.05.2024

Then reverting to our SVR minus 1.00%

4.39%

Deposit required

20.00%

The overall cost for comparison is

4.30% APRC

Arrangement fee

£999

Your home may be repossessed if you do not keep up payments on your mortgage

Retro Fit Mortgage

Our retro fit mortgage rewards you with a rate reduction if you carry out works that improve the energy efficiency of your home.

Find out more