Contractor Two Year Fixed Rate Mortgage
Initial rate
3.17% (fixed)
Product period
31.12.2023
Then changing to our SVR minus 1.00%
4.39%
Deposit required
20.00%
The overall cost for comparison is
4.30% APRC
Arrangement fee
£999
A fixed rate mortgage offers you the peace of mind of a set monthly payment during the term of the mortgage deal.
Our fixed rate mortgages offer some of the best rates in the market with all applications being individually assessed by a skilled underwriter giving an efficient and personal service.
Product Criteria
- Minimum age 21
- Minimum term 5 Years
- Maximum Term 40 Years
- Minimum loan size £30,000
- Maximum loan size £1,000,000. Loans over this are priced on a bespoke basis and have restricted LTV’s
- 90% products are available to existing home owners only
All fixed rate mortgages
Five Year Fixed 80% LTV Rate Mortgage
Initial rate
3.47% (fixed)
Product period
31.03.2027
Then reverting to our SVR minus 1.00%
4.39%
Deposit required
20.00%
The overall cost for comparison is
3.80% APRC
Arrangement fee
£999
Five Year Fixed Rate 90% LTV Mortgage
Initial rate
3.97% (fixed)
Product period
31.03.2027
then changing to our SVR minus 1.00%
4.39%
Deposit required
10.00%
The overall cost for comparison is
4.20% APRC
Arrangement fee
£999
Joint Borrower Sole Proprietor First Time Buyer Mortgage
Initial rate
4.27% (fixed)
Product period
28.02.2027
Then reverting to our SVR minus 1.00%
4.39%
Deposit required
5.00%
The overall cost for comparison is
4.50% APRC
Arrangement fee
None
Retro Fit 80% LTV Two Year Fixed Rate Mortgage
Initial rate
3.07% (fixed)
Product period
31.03.2024
Then changing to our SVR minus 1.00%
4.39%
Deposit required
20.00%
The overall cost for comparison is
4.00% APRC
Arrangement fee
£999
Self Employed Two Year Fixed Rate Mortgage
Initial rate
3.27% (fixed)
Product period
31.12.2023
Then reverting to our SVR minus 1.00%
4.39%
Deposit required
20.00%
The overall cost for comparison is
4.30% APRC
Arrangement fee
£999
Two Year Fixed Rate 80% LTV Mortgage
Initial rate
3.07% (fixed)
Product period
31.03.2024
Then reverting to our SVR minus 1.00%
4.39%
Deposit required
20.00%
The overall cost for comparison is
4.00% APRC
Arrangement fee
£999
Two Year Fixed Rate 90% LTV Mortgage
Initial rate
3.77% (fixed)
Product period
31.03.2024
then changing to our SVR minus 1.00%
4.39%
Deposit required
10.00%
The overall cost for comparison is
4.30% APRC
Arrangement fee
£999
Your home may be repossessed if you do not keep up payments on your mortgage
Retro Fit Mortgage
Our retro fit mortgage rewards you with a rate reduction if you carry out works that improve the energy efficiency of your home.
Find out more