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Fixed rate bonds

Saving for the longer term is made easier with a fixed rate of interest so you know exactly what interest you'll earn over time.

Moreover, a longer-term savings goal may mean you don't need to touch your savings for a set period of time. 

A fixed rate bond offers a fixed savings interest rate for a set period of time. A fixed rate of interest, therefore, is a reward for not touching your savings. In addition, these fixed rate bonds and savings accounts offer complete safety to your savings and provide you with assurance of the savings rate you will receive.

Our fixed rate accounts and bonds have competitive interest rates that make keeping your money safe and stored away more desirable.

If you have a lump sum deposit to keep safe and need a savings account that will do the hard work for you, earning you valuable interest, have a browse through our fixed rate savings accounts. With many of our accounts being available online, by post or branch you are sure to find the right account to suit you.
 

Our fixed rate savings accounts and bonds

* The gross rate is the rate before deducting tax at the rate applicable to savings income. The annual equivalent rate (AER) is a notional rate which illustrates what the gross interest rate would be if the interest was paid and added to the account annually.

One Year Fixed Rate Maturity Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.40%

Interest

Annually

Additional information

  • Maximum balance £500,000.00
  • Apply - branch, post
  • Open with funds from a Saffron account that has finished
  • Manage - branch, post, phone, webchat

One Year Fixed Rate Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.20%

Interest

Annually

Additional information

  • Maximum balance £500,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

One Year Monthly Income Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.12%/4.20%

Interest

Monthly

Additional information

  • Maximum balance £2,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Two Year Fixed Rate Maturity Bond

Minimum deposit

£500.00

Gross p.a / AER*

3.90%

Interest

Annually

Additional information

  • Maximum balance £500,000.00
  • Apply - branch, post
  • Open with funds from a Saffron account that has finished
  • Manage - branch, post, phone, webchat.    

Two Year Fixed Rate Bond

Minimum deposit

£500.00

Gross p.a / AER*

3.80%

Interest

Annually

Additional information

  • Maximum balance £500,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat    

Two Year Monthly Income Bond

Minimum deposit

£500.00

Gross p.a / AER*

3.74%/3.80%

Interest

Monthly

Additional information

  • Maximum balance £2,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Maturity Easy Access account

Minimum deposit

£1.00

Gross p.a / AER*

1.75%

Interest

Annually or Monthly

Additional information

  • Maximum balance £1,000,000.00
  • Opened with funds from a Saffron account that has finished
  • Manage - branch, post, phone, webchat

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