Contractor

Available for individuals who are working on a contract basis, Saffron takes into account the contractor’s circumstances and income structure.

For those working on a contractor basis, this mortgage is available for applicants with less than 2 years continuous contracting history.

We recognise that contractors may struggle with standard mortgage applications however Saffron takes a more pragmatic approach; understanding contractors’ financial situations and the specific requirements from a mortgage that this will produce.

Available to First Time Buyers.

For joint applications where one applicant is a contractor with less than 2 years continuous contracting history, the case must be placed on our contractor range, except where the other applicant is Self Employed (previous/current homeowner or FTB) with 1 year accounts, in which case the case must be placed on our Self-Employed range.