Automated Payment Line
On Wednesday 5 August, between 8am and 9am, our automated payment line (0330 124 9057) will be temporarily unavailable while we carry out essential maintenance. We apologise for any inconvenience this may cause.
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To be withdrawn on 27 October 2026, but can be withdrawn from sale at any time without notice.
We use your data in line with our Privacy Policy, which includes the potential consequences of third parties using your data.
Online Bonus Saver
To be withdrawn on 27 October 2026, but can be withdrawn from sale at any time without notice.
The interest rate paid on the account will be paid as below:
| Minimum balance | Interest | Gross p.a./AER* |
| £1.00 | Annually | 3.95% (includes a fixed bonus of 0.50% until 27 January 2027) 3.45% (without bonus) |
| £1.00 | Monthly | 3.88%/3.95% (includes a fixed bonus of 0.48%/0.50% until 27 January 2027) 3.40%/3.45% (without bonus) |
Rate effective from 4 August 2026
Annual interest is calculated each day on the available money in your account and is paid on 31st December every year.
Monthly interest is calculated each day on the available money in your account and is paid on the last day every month.
The interest rate for this account is variable. This means we can change it at any time. You can find full details in our Savings Terms and Conditions.
If your account falls below the minimum balance, the interest rate we'll pay you will reduce to 0.05% Gross p.a/AER variable*.
This is based on funds being paid in on 27 August 2026 no further money being paid in or taken out of the account and no change to the interest rate.
Annual Income
| Balance | Gross p.a./AER* | Balance at 12 months |
| £1,000.00 | 3.95% (includes a fixed bonus of 0.50% until 27 January 2027) 3.45% (without bonus) | £1,036,91 |
Monthly Income
Projection based on monthly interest being paid into your account
| Balance | Gross p.a./AER* | Balance at 12 months |
| £1,000.00 | 3.88% (includes a fixed bonus of 0.48% until 27 January 2027) 3.40%/3.45% (without bonus) | £1,036.60 |
Projection of average monthly interest if being paid away to your nominated bank account or another account with us
| Balance | Gross p.a./AER* | Monthly Interest Payment |
| £1,000.00 | 3.88% (includes a fixed bonus of 0.48% until 27 January 2027) 3.40%/3.45% (without bonus) | £3.05 |
Your projected balance will be equal to the deposited amount in 12 months if your interest is paid away each month.
Yes, you can take money out of this account anytime, in line with our daily withdrawal limits. This means you can also close your account anytime.
Our Savings Promises provide you with additional peace of mind, including penalty-free access to your money if your life circumstances significantly change (e.g. serious illness, redundancy, etc). For more information please click here or ask us.
If the total amount of interest you earn is more than your tax-free Personal Savings Allowance, you may have to pay tax to HM Revenue & Customs (HMRC). For more information visit gov.uk.
* Interest Rate definitions: Gross is the interest rate without the tax deducted. AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if the interest was paid and added to the balance once each year.
New fraud rules from 7 October 2024 mean that with this product, you're eligibility to claim for fraud has changed. For more information please click here.
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