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Two Year Fixed Rate Members Cash ISA

Perfect if you...

    • Are a member
    • Want to have a fixed rate of interest
    • Have a lump sum deposit

Just remember...

  • You must be a member with the relevant criteria
  • You will need a minimum deposit of £500 to open an account
  • ISA transfers in from other providers are not permitted

Summary box

* The tax-free rate is the contractual rate of interest payable where interest is exempt from income tax. The annual equivalent rate (AER) is a notional rate which illustrates what the gross interest rate would be if the interest was paid and added to the account annually.

Account Specific Rules and Criteria – Effective from 22 July 2020

Where the Savings Terms & Conditions are inconsistent with the account specific rules and criteria, these account specific rules and criteria will apply and will take priority.

  1. This is a members' account and is available to customers who have held a savings or mortgage account with a minimum balance of £500 for at least 12 months
  2. Where you do not subscribe to the maximum limit in a tax year, you cannot carry over the unused limit to the following tax year
  3. By investing in this cash ISA, you will be limiting the amount you can invest in the other types of ISAs
  4. You can switch from another Saffron Building Society ISA provided the funds are from the current tax year (subject to the complying with the new accounts terms and conditions)
  5. Saffron Building Society is not a flexible ISA provider
  6. If you close your account, and have made a subscription to the account during the current tax year, the ISA rules do not allow you to open another cash ISA in the same tax year
  7. Interest will be paid tax- free, providing your account meets HMRC ISA regulations
  8. If you are subscribing to the 2020/2021 tax year, the annual tax allowance is up to £20,000
     

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