E-Saver Account (Issue 23) - Limited Edition

E-Saver Account (Issue 23) - Limited Edition

The interest rate paid on this account is as below:

Rate effective from 28 January 2026.

Annual interest is calculated each day on the available money in your account and is paid on 31st December every year.

Monthly interest is calculated each day on the available money in your account and is paid on the last day every month.

The interest rate for this account is variable. This means we can change it at any time. You can find full details in our Savings Terms and Conditions.

If your account falls below the minimum balance, the interest rate we'll pay you will reduce to 0.05% Gross p.a/AER variable*.

This is based on funds being paid in on 28 January, no further money being paid in or taken out of the account and no change to the interest rate.

• You must be 16 or over and a UK resident to have this account.
• You can open your account online. We'll need your email address and mobile phone number.
• You need to pay money into your account within 30 days of opening it. If you don't we'll close the account.
• You'll need to keep a minimum balance of £10.00 in your account to get the interest rate.
• The maximum amount you can pay into this account is £500,000.00.
• You're only allowed to pay money in electronically.
• You'll need to provide details of your nominated bank account. This will be a current account in your name. When you want to take your money out, we'll send it to this current account.
• You can manage the account online, on the mobile app.

Yes, you can take money out of this account anytime, in line with our daily withdrawal limits. This means you can also close your account anytime.

Our Savings Promises provide you with additional peace of mind, including penalty-free access to your money if your life circumstances significantly change (e.g. serious illness, redundancy, etc). For more information please click here or ask us.

If the total amount of interest you earn is more than your tax-free Personal Savings Allowance, you may have to pay tax to HM Revenue & Customs (HMRC). For more information visit gov.uk. 

* Interest Rate definitions: Gross is the interest rate without the tax deducted. AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if the interest was paid and compounded once each year.

New fraud rules from 7 October 2024 mean that with this product, you're eligibility to claim for fraud has changed. For more information please click here.

If we delegate any of our functions or responsibilities under this agreement to someone else, we will satisfy ourselves that the person or organisation we delegate to will be competent to carry out those functions and responsibilities.