Important Messages
Branch Notices:
Our Braintree branch will be closed on Thursday 11 June for a community volunteering day.
The society will open at 10am on Thursday 25 June.
We apologise for any inconvenience this may cause.
Easy Access Maturity Cash ISA
Our Easy Access Maturity Cash ISA is a branch-based instant access, tax-free savings account.
This is a default product - it will be opened with funds from a Saffron account that has finished its fixed term and you can top up your funds (must not exceed your current year’s annual Cash ISA allowance).
You can transfer money from a Cash ISA with another bank or building society. You'll need to complete and return an ISA Transfer Authority form via email, post or in branch, within 15 days of opening your account.
This account can be withdrawn at any time.
Perfect if you...
- Want to have instant access to your savings
- Want to make withdrawals as and when you need to
- Have a maturity fixed term Saffron Building Society Cash ISA account
Just remember...
- You will need a minimum deposit of £1 to open the account
- You must be a UK resident aged 18 or over
Summary box
Easy Access Maturity Cash ISA
The interest rate paid on the account will be paid as below:
| Minimum balance | Interest | Tax-free p.a./AER* |
| £1.00 | Annually | 0.70% |
Rate effective from 28 January 2026.
Interest is calculated each day on the available money in your account and is paid on 5th April every year.
The interest rate for this account is variable. This means we can change it at any time. You can find full details in our Savings Terms and Conditions.
If your account falls below the minimum balance, the interest rate we'll pay you will reduce to 0.05% Gross p.a/AER variable*.
This is based on no further money being paid in or taken out of the account and no change to the interest rate.
| Balance | Tax-free p.a./AER* | Balance at 12 months |
| £1,000.00 | 0.70% | £1,007.00 |
- This is a default product - it will be opened with funds from a Saffron account that has finished its fixed term and you can top up your funds (must not exceed your current year’s annual Cash ISA allowance).
- You must be 18 or over and a UK resident to have this account.
- You'll need to keep a minimum of £1.00 in your account to get the interest rate.
- The overall maximum that can be held in this account is £3,000,000.00.
- Your current year subscriptions must not exceed the annual Cash ISA allowance.
- You can only pay into one ISA with Saffron per tax year.
- You can transfer money from a Cash ISA with another bank or building society. You'll need to complete and return an ISA Transfer Authority form via email, post or in branch, within 15 days of opening your account.
- Transferring ISA funds from another provider into Saffron can take up to 15 days from when we receive your request. This may take longer if your funds have a notice period.
- You can manage the account online, on the mobile app, in branch, by post, by phone, on webchat.
- You can switch from another Saffron ISA via secure message, telephone, branch or post (subject to the account's Terms and Conditions).
Yes, you can take money out of this account anytime, in line with our daily withdrawal limits. This means you can also close your account anytime.
Our Savings Promises provide you with additional peace of mind, including penalty-free access to your money if your life circumstances significantly change (e.g. serious illness, redundancy, etc). For more information please click here or ask us.
Interest will be paid tax-free, provided your account meets HM Revenue & Customs (HMRC) ISA regulations.
If the total amount of interest you earn is more than your tax-free Personal Savings Allowance, you may have to pay tax to HM Revenue & Customs (HMRC). For more information visit gov.uk.
* Interest Rate definitions: Gross is the interest rate without the tax deducted. AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if the interest was paid and compounded once each year.
New fraud rules from 7 October 2024 mean that with this product, you're eligibility to claim for fraud has changed. For more information please click here.
If we delegate any of our functions or responsibilities under this agreement to someone else, we will satisfy ourselves that the person or organisation we delegate to will be competent to carry out those functions and responsibilities.
Where the Savings Terms & Conditions are inconsistent with the account-specific rules and criteria, these account-specific rules and criteria will apply and will take priority.
- Where you do not subscribe to the maximum limit in a tax year, you cannot carry over the unused limit to the following tax year
- By investing in this cash ISA, you will be limiting the amount you can invest in the other types of ISAs
- You can switch from another Saffron Building Society ISA (subject to the original account's terms and conditions)
- Saffron Building Society is not a flexible ISA provider
- If you close your account, and have made a subscription to the account during the current tax year, the ISA rules do not allow you to open another cash ISA in the same tax year
- Interest will be paid tax-free, provided your account meets HMRC ISA regulations
- We will automatically open this account for funds maturing from a fixed term Cash ISA account if you haven’t instructed us otherwise.
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