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All variable rate mortgages

Variable rate mortgages can change their mortgage interest rates at any time, subject to the terms and conditions of the mortgage.

The rate of interest paid on these mortgages can change according to market conditions and/or changes to the Bank of England Base Rate or lenders Standard Variable Rate.

Product Criteria

  • Minimum age 21
  • Interest only or repayment
  • Maximum Term 40 Years
  • Minimum loan size: £30,000.
  • Maximum loan size: £1,000,000

All variable rate mortgages

Contractor Three Year Discount Mortgage

Initial rate

2.39% (variable)

Product period

Three Years

then changing to our SVR minus 1.00%

4.39%

Deposit required

40.00%

The overall cost for comparison is

4.00% APRC

Arrangement fee

£499

Contractor Three Year Discount Mortgage

Initial rate

2.69% (variable)

Product period

Three Years

then changing to our SVR minus 1.00%

4.39%

Deposit required

20.00%

The overall cost for comparison is

4.10% APRC

Arrangement fee

£499

Self Build Mortgage

Initial rate

3.99% (variable)

Product period

24 Months

then changing to our SVR minus 1.00%

4.39%

Deposit required

0.00%

The overall cost for comparison is

4.50% APRC

Arrangement fee

0.5% of Loan

Self Build Mortgage

Initial rate

4.19% (variable)

Product period

24 Months

then changing to our SVR minus 1.00%

4.39%

Deposit required

0.00%

The overall cost for comparison is

4.50% APRC

Arrangement fee

0.5% of Loan

Self Employed Three Year Discount Mortgage

Initial rate

2.49% (variable)

Product period

Three Years

then changing to our SVR minus 1.00%

4.39%

Deposit required

40.00%

The overall cost for comparison is

4.10% APRC

Arrangement fee

£499

Self Employed Three Year Discount Mortgage

Initial rate

2.79% (variable)

Product period

Three Years

then changing to our SVR minus 1.00%

4.39%

Deposit required

20.00%

The overall cost for comparison is

4.10% APRC

Arrangement fee

499

Two Year Discount Mortgage

Initial rate

1.74% (variable)

Product period

Two Years

then changing to our SVR minus 1.00%

4.39%

Deposit required

20.00%

The overall cost for comparison is

3.90% APRC

Arrangement fee

None

Your home may be repossessed if you do not keep up payments on your mortgage