Skip to main content

All fixed rate mortgages

A fixed rate mortgage offers you the peace of mind of a set monthly payment during the term of the mortgage deal.

Our fixed rate mortgages offer some of the best rates in the market with all applications being individually assessed by a skilled underwriter giving an efficient and personal service.

Product Criteria

  • Minimum age 21
  • Minimum term 5 Years
  • Maximum Term 40 Years
  • Minimum loan size £30,000
  • Maximum loan size £1,000,000. Loans over this are priced on a bespoke basis and have restricted LTV’s

All fixed rate mortgages

Contractor Two Year Fixed Rate Mortgage

Initial rate

2.87% (fixed)

Product period

31/01/2023

Then changing to our SVR minus 1.00%

4.39%

Deposit required

20.00%

The overall cost for comparison is

4.20% APRC

Arrangement fee

£999

Five Year Fixed Rate Mortgage

Initial rate

3.07% (fixed)

Product period

31.03.2026

Then reverting to our SVR minus 1.00%

4.39%

Deposit required

20.00%

The overall cost for comparison is

3.50% APRC

Arrangement fee

£999

Joint Borrower Sole Proprietor First Time Buyer Mortgage

Initial rate

4.17% (fixed)

Product period

31/03/2026

Then reverting to our SVR minus 1.00%

4.39%

Deposit required

5.00%

The overall cost for comparison is

4.40% APRC

Arrangement fee

£499

Retro Fit Mortgage

Initial rate

2.67% (fixed)

Product period

30.04.2023

Then reverting to our SVR minus 1.00%

4.39%

Deposit required

20.00%

The overall cost for comparison is

3.90% APRC

Arrangement fee

£999

Self Employed Two Year Fixed Rate Mortgage

Initial rate

3.07% (fixed)

Product period

31/01/2023

Then reverting to our SVR minus 1.00%

4.39%

Deposit required

20.00%

The overall cost for comparison is

4.30% APRC

Arrangement fee

£999

Two Year Fixed Rate Mortgage

Initial rate

2.67% (fixed)

Product period

31.03.2023

Then reverting to our SVR minus 1.00%

4.39%

Deposit required

20.00%

The overall cost for comparison is

3.90% APRC

Arrangement fee

£999

Your home may be repossessed if you do not keep up payments on your mortgage

Retro Fit Mortgage

Our retro fit mortgage rewards you with a rate reduction if you carry out works that improve the energy efficiency of your home.

Find out more