You asked about varying the terms of your mortgage contract with us.
We confirm that we are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.
You are interested in mortgage offers available to existing customers, If you are already in a mortgage deal there might be an Early Repayment Charge (ERC) to pay. It is also important to note that any new deal may have different features and overpayment limits to your current mortgage.
If you want to get an idea of how much your mortgage would cost each month based on your circumstances, you can click here. You can find the information that you need to use these calculators on your Annual Mortgage Statement. If you wish to discuss the calculations, you can speak to our Mortgage team who can help.
We are here to help when you are ready to proceed. If you know what product you want and do not need advice, you can complete the form below to request an illustration. Alternatively, you can call or email our mortgage team will be able to help with any questions.
It is important to understand that you will be fully responsible for any choices you make and will not benefit from the protections that comes with receiving professional advice.
Once you have considered the personalised illustration and the costs involved, you can make an application to us to change your mortgage. We’ll need to make sure you can afford the new mortgage, and we will also carry out a credit check to make sure that you meet our current lending criteria.
Where you feel you would benefit from having advice, your broker can offer independent guidance tailored to your needs and circumstances, or alternatively please contact our team.
If you have any further questions or would like to speak to someone about changes to your mortgage, you can:-
- Call 0800 072 1100, selecting Option 2 for Mortgages, then Option 1
- Email Mortgage.retention@saffronbs.co.uk
- Contact us on webchat by selecting ‘Changing my mortgage’
Important: Mortgages are secured on your home. You could lose your home if you do not keep up payments on your mortgage.
Mortgages are subject to underwriting and criteria. Minimum age 18, UK residents only.
