First Time Buyer Two Year Discount Mortgage


variable, 0.90% discount off our Standard Variable Rate for two years, then changing to our Standard Variable Rate, currently


and remaining on variable rate terms for the rest of the mortgage.

The overall cost for comparison is

5.5% APR

  • Borrow up to 95% value of the property.
  • There is no arrangement fee.
  • There are no Early Repayment Charges.
  • £500 cashback on completion.
Find out more
First Time Buyer Two Year Discount Mortgage.


We recognise that your home is as unique as you are and so we offer a personal and bespoke approach to mortgages and lending.

Our mortgage team review your circumstances and personal financial situation and will take into account the type of property you are buying. We will consider mortgages not just for standard residential properties but also lending for unusual properties, projects such as self build, property development, bridging and buy-to-let mortgages.

We have a team of underwriters individually assessing each and every application, so whether you have an unusual income, are self-employed or would like us to consider something a little out of the ordinary, we may be able to help.

We guide you through the entire application process, helping you get decisions quickly and provide you with a dedicated contact. For more details or to set up an appointment with a mortgage consultant call us on 0800 072 1100 (lines are open Monday to Friday 9am to 5pm or Saturday 9am to 1pm).

Your home may be repossessed if you do not keep up repayments on your mortgage