OUR SAVINGS PROMISE

The Saffron Promise is a published set of standards we are committed to delivering in order to offer the best possible products and services for our members. Through our Savings Promise, we aim to ensure that our existing members get the most beneficial deals and that we are open, honest and informative about our rates and market positioning.

  • Members always get access to our best savings rates
  • We publish a quarterly performance review of our key savings products
  • We offer easy access to financial advice on the high street
  • We offer free savings reviews to help you make the most of your money
  • We do not offer any introductory bonuses on our savings accounts
  • We review our savings rates weekly

Quarterly Performance Review

Our quarterly performance review graphs show that we are comparable to the top ten average on the majority of our benchmark products.

October to December 2015

Here's a brief overview of the way in which our saving's range has performed during the period October to December 2015:

  • 1 Year Fixed Rate Bond. There has been no significant movement in the Bond market which has allowed us to keep our interest rates the same.
  • 1 Year Fixed Rate ISA. Whilst the ISA market has seen a gradual down turn, we have kept our rates the same.
  • Immediate Access Accounts (Branch). Our rate continues to hold a mid-market position.
  • Children's Savings Accounts. Our Children’s saving accounts continue to hold a competitive position in the upper end of the market.
  • Regular Saver. There have been no changes in the Regular Saver market as a result we have kept our rate the same.
  • Online (no bonus). The online market has been erratic since the summer, however we have kept our rates with our e-saver 3 remaining competitive.

1 Year Fixed Rate Bond

  • October
  • November
  • December

1 Year Fixed Rate ISA

  • October
  • November
  • December

Immediate Access Accounts (Branch)

  • October
  • November
  • December

Children's Savings

  • October
  • November
  • December

Regular Saver Fixed Rate

  • October
  • November
  • December

Moneyfact Excellent - 12 Month Fixed Rate Members' Regular Saver (Issue 3)

Online (no bonus)

  • October
  • November
  • December