Closed issues

Although these accounts are no longer available to new savers, existing account holders may continue to deposit funds into the account subject to the account restrictions. (The maximum balance and any other depositing restrictions remain in place. For information on ISA limits, please click here).

If your account falls below the minimum deposit amount, you will earn a fixed rate of 0.05% gross p.a./AER* whilst the account is below the minimum balance.

Online savings accounts

e-saver account (Issue 11) - Annual income

Date	Account balance	Gross p.a. / AER % *
17.07.19	£10+	1.01

e-saver account (Issue 11) - Monthly income

Date	Account balance	Gross p.a. / AER % *
17.07.19	£10+	1.01/1.01

e-saver account (Issue 10) - Annual income

Date	Account balance	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
31.08.18	£10+	0.75	N/A
20.09.17	£10+	0.50	N/A
22.09.16	£10+	0.75	0.60
03.06.16	£10+	1.00	0.80
05.03.15	£10+	1.10	0.88

e-saver account (Issue 10) - Monthly income

Date	Account balance	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
31.08.18	£10+	0.75/0.75	N/A
20.09.17	£10+	0.50/0.50	N/A
22.09.16	£10+	0.75/0.75	0.60
03.06.16	£10+	1.00/1.00	0.80
05.03.15	£10+	1.09/1.10	0.88

e-saver account (Issue 9) - Annual income

Date	Account balance	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
31.08.18	£10+	0.75	N/A
20.09.17	£10+	0.50	N/A
22.09.16	£10+	0.75	0.60
03.06.16	£10+	1.00	0.80
15.07.15	£10+	1.15	0.92
05.03.14	£10+	1.25	1.00
15.03.13	£10+	1.50	1.20

e-saver account (Issue 9) - Monthly income

Date	Account balance	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
31.08.18	£10+	0.75/0.75	N/A
20.09.17	£10+	0.50/0.50	N/A
22.09.16	£10+	0.75/0.75	0.60
03.06.16	£10+	1.00/1.00	0.80
15.07.15	£10+	1.14/1.15	0.91
05.03.14	£10+	1.24/1.25	0.99
15.03.13	£10+	1.49/1.50	1.19

e-saver account (Issue 8) - Annual income

Date	Account balance	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
31.08.18	£10+	0.75	N/A
20.09.17	£10+	0.50	N/A
22.09.16	£10+	0.75	0.60
03.06.16	£10+	1.00	0.80
15.07.15	£10+	1.15	0.92
05.03.14	£10+	1.25	1.00
30.09.13	£10+	1.50	1.20
04.03.13	£10+	1.70	1.36
11.01.13	£10 +	1.80	1.44

e-saver account (Issue 8) - Monthly income

Date	Account balance	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
31.08.18	£10+	0.75/0.75	N/A
20.09.17	£10+	0.50/0.50	N/A
22.09.16	£10+	0.75/0.75	0.60
03.06.16	£10+	1.00/1.00	0.80
15.07.15	£10+	1.14/1.15	0.91
05.03.14	£10+	1.24/1.25	0.99
30.09.13	£10+	1.49/1.50	1.19
04.03.13	£10+	1.69/1.70	1.35
11.01.13	£10 +	1.79/1.80	1.43

e-saver account (Issue 7) - Annual income

Date	Account balance	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
31.08.18	£10+	0.75	N/A
20.09.17	£10+	0.50	N/A
22.09.16	£10+	0.75	0.60
03.06.16	£10+	1.00	0.80
15.07.15	£10+	1.15	0.92
05.03.14	£10+	1.25	1.00
30.09.13	£10+	1.50	1.20
04.03.13	£10+	1.70	1.36
27.11.12	£10 +	2.20	1.76

e-saver account (Issue 7) - Monthly income

Date	Account balance	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
31.08.18	£10+	0.75/0.75	N/A
20.09.17	£10+	0.50/0.50	N/A
22.09.16	£10+	0.75/0.75	0.60
03.06.16	£10+	1.00/1.00	0.80
15.07.15	£10+	1.14/1.15	0.91
05.03.14	£10+	1.24/1.25	0.99
30.09.13	£10+	1.49/1.50	1.19
04.03.13	£10+	1.69/1.70	1.35
27.11.12	£10 +	2.18/2.20	1.74

e-saver account (Issue 6) - Annual income

Date	Account balance	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
31.08.18	£10+	0.75	N/A
20.09.17	£10+	0.50	N/A
22.09.16	£10+	0.75	0.60
03.06.16	£10+	1.00	0.80
15.07.15	£10+	1.15	0.92
05.03.14	£10+	1.25	1.00
30.09.13	£10+	1.50	1.20
04.03.13	£10+	1.70	1.36
03.01.13	£10 +	2.20	1.76
09.11.12	£10 +	2.50	2.00

e-saver account (Issue 6) - Monthly income

Date	Account balance	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
31.08.18	£10+	0.75/0.75	N/A
20.09.17	£10+	0.50/0.50	N/A
22.09.16	£10+	0.75/0.75	0.60
03.06.16	£10+	1.00/1.00	0.80
15.07.15	£10+	1.14/1.15	0.91
05.03.14	£10+	1.24/1.25	0.99
30.09.13	£10+	1.49/1.50	1.19
04.03.13	£10+	1.69/1.70	1.35
03.01.13	£10 +	2.18/2.20	1.74
09.11.12	£10 +	2.47/2.50	1.98

e-saver account (Issue 5) - Annual income

Date	Account balance	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
31.08.18	£10+	0.75	N/A
20.09.17	£10+	0.50	N/A
22.09.16	£10+	0.75	0.60
03.06.16	£10+	1.00	0.80
15.07.15	£10+	1.15	0.92
05.03.14	£10+	1.25	1.00
30.09.13	£10+	1.50	1.20
04.03.13	£10+	1.70	1.36
15.01.13	£10 +	2.00	1.60
14.12.12	£10 +	2.60	2.08
12.09.12	£10 +	2.76	2.21

e-saver account (Issue 5) - Monthly income

Date	Account balance	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
31.08.18	£10+	0.75/0.75	N/A
20.09.17	£10+	0.50/0.50	N/A
22.09.16	£10+	0.75/0.75	0.60
03.06.16	£10+	1.00/1.00	0.80
15.07.15	£10+	1.14/1.15	0.91
05.03.14	£10+	1.24/1.25	0.99
30.09.13	£10+	1.49/1.50	1.19
04.03.13	£10+	1.69/1.70	1.35
15.01.13	£10 +	1.98/2.00	1.58
14.12.12	£10 +	2.57/2.60	2.06
12.09.12	£10 +	2.73/2.76	2.18

e-saver account (Issue 4) - Annual income

Date	Account balance	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
31.08.18	£10+	0.75	N/A
20.09.17	£10+	0.50	N/A
22.09.16	£10+	0.75	0.60
03.06.16	£10+	1.00	0.80
15.07.15	£10+	1.15	0.92
05.03.14	£10+	1.25	1.00
30.09.13	£10+	1.50	1.20
04.03.13	£10+	1.70	1.36
15.01.13	£10 +	2.00	1.60
14.12.12	£10 +	2.60	2.08
11.11.11	£10 +	2.65	2.12

e-saver account (Issue 4) - Monthly income

Date	Account balance	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
31.08.18	£10+	0.75/0.75	N/A
20.09.17	£10+	0.50/0.50	N/A
22.09.16	£10+	0.75/0.75	0.60
03.06.16	£10+	1.00/1.00	0.80
15.07.15	£10+	1.14/1.15	0.91
05.03.14	£10+	1.24/1.25	0.99
30.09.13	£10+	1.49/1.50	1.19
04.03.13	£10+	1.69/1.70	1.35
15.01.13	£10 +	1.98/2.00	1.58
14.12.12	£10 +	2.57/2.60	2.06
11.11.11	£10 +	2.62/2.65	2.12

e-saver account (Issue 3) - Annual income

Date	Account balance	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
31.08.18	£10+	0.75	N/A
20.09.17	£10+	0.50	N/A
22.09.16	£10+	0.75	0.60
02.09.16	£10+	1.00	0.80
03.06.16	£10+	1.10	0.88
05.03.14	£10+	1.25	1.00
02.09.13	£10+	1.50	1.20
04.03.13	£10+	1.70	1.36
01.12.12	£10 +	2.60	2.08
08.06.12	£10 +	2.85	2.28
14.10.11	£10 +	3.15	2.52

e-saver account (Issue 3) - Monthly income

Date	Account balance	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
31.08.18	£10+	0.75/0.75	N/A
20.09.17	£10+	0.50/0.50	N/A
22.09.16	£10+	0.75/0.75	0.60
02.09.16	£10+	1.00/1.00	0.80
03.06.16	£10+	1.09/1.10	0.88
05.03.14	£10+	1.24/1.25	0.99
02.09.13	£10+	1.49/1.50	1.19
04.03.13	£10+	1.69/1.70	1.35
01.12.12	£10 +	2.57/2.60	2.06
08.06.12	£10 +	2.81/2.85	2.25
14.10.11	£10 +	3.11/3.15	2.52

e-saver account (Issue 2) - Annual income

Date	Minimum Deposit	Deposit amount	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
31.08.18	£100+		0.75	N/A
20.09.17	£100+		0.50	N/A
22.09.16	£100+		0.75	0.60
03.06.16	£100+		1.00	0.80
15.07.15	£100+		1.15	0.92
05.03.14	£100+		1.25	1.00
30.09.13	£100+		1.50	1.20
04.03.13	£100+		1.70	1.36
03.01.13	£100+		2.20	1.76
19.12.11	£100+		2.50	2.00
05.08.10	£100+		2.65	2.12
01.04.09	£100+		0.20	0.16
01.04.09		£1,000 +	0.60	0.48

e-saver account (Issue 2) - Monthly income

Date	Minimum Deposit	Deposit amount	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
31.08.18	£100+		0.75/0.75	N/A
20.09.17	£100+		0.50/0.50	N/A
22.09.16	£100+		0.75/0.75	0.60
03.06.16	£100+		1.00/1.00	0.80
15.07.15	£100+		1.14/1.15	0.91
05.03.14	£100+		1.24/1.25	0.99
30.09.13	£100+		1.49/1.50	1.19
04.03.13	£100+		1.69/1.70	1.35
03.01.13	£100+		2.18/2.20	1.74
19.12.11	£100+		2.47/2.50	2.00
05.08.10	£100+		2.62/2.65	2.12
01.04.09	£100+		0.20/0.20	0.16
01.04.09		£1,000 +	0.60/0.60	0.48

e-saver account (Issue 1)

Date	Account balance	£100 to £999	£1,000 +
31.08.18	gross p.a./AER % * Net p.a. %	0.75 N/A	0.75 N/A
20.09.17	gross p.a./AER % * Net p.a. %	0.50 N/A	0.50 N/A
22.09.16	gross p.a./AER % * Net p.a. %	0.75 0.60	0.75 0.60
03.06.16	gross p.a./AER % * Net p.a. %	1.00 0.80	1.00 0.80
15.07.15	gross p.a./AER % * Net p.a. %	1.15 0.92	1.15 0.92
05.03.14	gross p.a./AER % * Net p.a. %	1.25 1.00	1.25 1.00
30.09.13	gross p.a./AER % * Net p.a. %	1.50 1.20	1.50 1.20
04.03.13	gross p.a./AER % * Net p.a. %	1.70 1.35	1.70 1.36
03.01.13	gross p.a./AER % * Net p.a. %	2.20 1.76	2.20 1.76
19.12.11	gross p.a./AER % * Net p.a. %	2.50 2.00	2.50 2.00
05.08.10	gross p.a./AER % * Net p.a. %	2.65 2.12	2.65 2.12
01.04.09	gross p.a./AER % * Net p.a. %	0.40 0.32	0.80 0.64
01.03.09	gross p.a./AER % * Net p.a. %	0.90 0.72	1.30 1.04
01.02.09	gross p.a./AER % * Net p.a. %	1.40 1.12	1.80 1.44
01.01.09	gross p.a./AER % * Net p.a. %	1.90 1.52	2.30 1.84
01.12.08	gross p.a./AER % * Net p.a. %	2.90 2.32	3.30 2.64
01.11.08	gross p.a./AER % * Net p.a. %	4.40 3.52	4.80 3.84
01.05.08	gross p.a./AER % * Net p.a. %	4.90 3.92	5.30 4.24
01.03.08	gross p.a./AER % * Net p.a. %	5.15 4.12	5.55 4.44

You can choose to have your interest paid to another Bank or Society account and you can change your instructions at any time by writing to us at least six weeks before the next interest payment is due.

e-saver 55-plus account (Issue 2) - Annual Income

Date	Account balance	£1,000 +
31.08.18	gross p.a./AER % * Net p.a. %	0.75 N/A
20.09.17	gross p.a./AER % * Net p.a. %	0.50 N/A
22.09.16	gross p.a./AER % * Net p.a. %	0.75 0.60
03.06.16	gross p.a./AER % * Net p.a. %	1.00 0.80
15.07.15	gross p.a./AER % * Net p.a. %	1.15 0.92
05.03.14	gross p.a./AER % * Net p.a. %	1.25 1.00
30.09.13	gross p.a./AER % * Net p.a. %	1.50 1.20
04.03.13	gross p.a./AER % * Net p.a. %	1.70 1.36
03.01.13	gross p.a./AER % * Net p.a. %	2.20 1.76
29.05.12	gross p.a./AER % * Net p.a. %	2.30 1.84

e-saver 55-plus account (Issue 2) - Monthly Income

Date	Account balance	£1,000 +
31.08.18	gross p.a./AER % * Net p.a. %	0.75/0.75 N/A
20.09.17	gross p.a./AER % * Net p.a. %	0.50/0.50 N/A
22.09.16	gross p.a./AER % * Net p.a. %	0.75/0.75 0.60
03.06.16	gross p.a./AER % * Net p.a. %	1.00/1.00 0.80
15.07.15	gross p.a./AER % * Net p.a. %	1.14/1.15 0.91
05.03.14	gross p.a./AER % * Net p.a. %	1.24/1.25 0.99
30.09.13	gross p.a./AER % * Net p.a. %	1.49/1.50 1.19
04.03.13	gross p.a./AER % * Net p.a. %	1.69/1.70 1.35
03.01.13	gross p.a./AER % * Net p.a. %	2.18/2.20 1.74
29.05.12	gross p.a./AER % * Net p.a. %	2.28/2.30 1.82

Maturity e-saver account

Date	Account balance	Gross p.a. / AER % *
20.09.17	£10+	0.50
22.09.16	£10+	0.75
03.03.14	£10+	1.00
30.09.13	£10+	1.30
03.01.13	£10+	1.50

Maturity Online ISA

Date	Account balance	Tax-free p.a./AER % *
20.09.17	£1+	0.50
22.09.16	£1+	0.75
03.03.14	£10+	1.00
30.09.13	£10+	1.30
03.01.13	£10+	1.50

Immediate Access savings accounts

12 Month Fixed Rate Regular Saver (Issue 2)

Date opened	Date closed	Deposit	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
13.08.11	25.05.15	£10+	4.00	3.20

12 Month Fixed Rate Regular Saver (Issue 1)

Date opened	Date closed	Deposit	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
14.07.10	12.08.11	£10+	4.00	3.20

Premium saver

Date	Account balance	£10 +
05.07.17	gross p.a./AER % *	0.45
05.10.16	gross p.a./AER % *	0.95
17.06.14	gross p.a./AER % * Net p.a. %	1.20 0.96
01.04.09	gross p.a./AER % * Net p.a. %	1.70 1.36
01.03.09	gross p.a./AER % * Net p.a. %	2.20 1.76
01.02.09	gross p.a./AER % * Net p.a. %	2.70 2.16
01.01.09	gross p.a./AER % * Net p.a. %	3.20 2.56

Maximum balance of £25,000.

Reward saver (Issue 5)

Date	Account balance	£500 +	£50,000 +
05.10.16	gross p.a./AER % * Reward	0.15 0.50%	0.20 0.50%
22.07.16	gross p.a./AER % * Reward	0.35 0.50%	0.40 0.50%

Making a withdrawal or closing the account will mean that you won't be paid the reward interest for that three month period (taken from the date that the account was opened).

Premium Reward saver (Issue 5)

Date	Account balance	£1,000 +
05.10.16	gross p.a./AER % * Bonus	0.25 0.50%
01.07.16	gross p.a./AER % * Net p.a. % Bonus	0.50 0.40 0.50%
07.07.13	gross p.a./AER % * Net p.a. % Bonus	0.75 0.60 0.50%

This product will remain in place as long as you have a bond with £50,000 with the society. If you do not, then your Premium Reward Saver will revert to a Reward Saver account.

International cashbuild (Issue 2)

Date	Account balance	Under £500	£500 +	£10,000 +	£20,000 +
07.07.12	gross p.a./AER % * Net p.a. %	0.10 0.08	0.10 0.08	0.10 0.08	0.10 0.08

Interest is paid annually on 31 December and credited directly to your account

International cashbuild (Issue 1)

Date	Account balance	Under £500	£500 +	£10,000 +	£20,000 +
01.04.09	gross p.a./AER % * Net p.a. %	0.10 0.08	0.10 0.08	0.10 0.08	0.10 0.08
01.03.09	gross p.a./AER % * Net p.a. %	0.10 0.08	0.10 0.08	0.10 0.08	0.10 0.08
01.02.09	gross p.a./AER % * Net p.a. %	0.10 0.08	0.10 0.08	0.10 0.08	0.10 0.08
01.01.09	gross p.a./AER % * Net p.a. %	0.10 0.08	0.10 0.08	0.10 0.08	0.10 0.08
01.12.08	gross p.a./AER % * Net p.a. %	0.10 0.08	0.15 0.12	0.35 0.28	0.80 0.64
01.11.08	gross p.a./AER % * Net p.a. %	1.00 0.80	1.65 1.32	1.85 1.48	2.30 1.84
01.05.08	gross p.a./AER % * Net p.a. %	1.00 0.80	2.15 1.72	2.35 1.88	2.80 2.24
01.03.08	gross p.a./AER % * Net p.a. %	1.00 0.80	2.40 1.92	2.60 2.08	3.05 2.44

Cash ISA savings accounts

18 Month Fixed Rate Cash ISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
07.11.18	18.02.19	£500	£500,000	1.20

One Year Fixed Rate Cash ISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
08.02.18	16.09.18	£500	£500,000	1.20

Two Year Fixed Rate Cash ISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
28.02.18	14.06.18	£500	£50,000	1.50%/1.51%

Three Year Fixed Rate Cash ISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
28.02.18	14.06.18	£500	£75,000	1.65%/1.68%

One Year Fixed Rate Cash ISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
15.12.17	27.02.18	£500	£500,000	1.00

One Year Fixed Rate Members' Cash ISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
26.08.16	31.01.17	£500	£1,000,000	0.85

One Year Fixed Rate Cash ISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
14.07.16	25.08.16	£500	£1,000,000	1.05

One Year Fixed Rate Members' Cash ISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
08.06.16	25.08.16	£500	£1,000,000	1.10

Two Year Fixed Rate Cash ISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
14.07.16	22.07.16	£500	£1,000,000	1.15

Two Year Fixed Rate Members' Cash ISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
08.06.16	22.07.16	£500	£1,000,000	1.20

One Year Fixed Rate Members' Cash ISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
14.07.15	07.06.16	£500	£1,000,000	1.15

Two Year Fixed Rate Members' Cash ISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
14.07.15	07.06.16	£500	£1,000,000	1.25

Members' Regular Saver Cash ISA

Date	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
16.04.16	£10	£15,240	3.00

This is a fixed term account that will run for 12 months from the date of the initial deposit.
Monthly payments of up to £1,270 are permitted until the end of the term.

One Year Fixed Rate Cash NISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
24.04.15	13.07.15	£500	£1,000,000	1.30

One Year Fixed Rate Members' Cash NISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
24.04.15	13.07.15	£500	£1,000,000	1.45

Two Year Fixed Rate Cash NISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
24.04.15	13.07.15	£500	£1,000,000	1.40

Two Year Fixed Rate Members' Cash NISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
24.04.15	13.07.15	£500	£1,000,000	1.55

Members' Regular Saver Cash NISA

Date opened	Date closed	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
07.04.15	24.04.15	£10	£15,240	3.50

This is a fixed term account that will run for 12 months from the date of the initial deposit.
Monthly payments of up to £1,270 are permitted until the end of the term.

One Year Fixed Term, Fixed Rate Cash NISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
30.04.14	16.04.15	£500	£15,240 plus Transfers in	1.40

As this is a fixed term account, you must make all payments in as part of the opening process.

Two Year Fixed Term, Fixed Rate Cash NISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
30.04.14	16.04.15	£500	£15,240 plus Transfers in	1.75

As this is a fixed term account, you must make all payments in as part of the opening process.

One Year Fixed Term, Fixed Rate Members' Cash NISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
19.01.15	16.04.15	£500	£15,240 plus Transfers in	1.50

As this is a fixed term account, you must make all payments in as part of the opening process.

Two Year Fixed Term, Fixed Rate Members' Cash NISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
19.01.15	16.04.15	£500	£15,240 plus Transfers in	1.85

As this is a fixed term account, you must make all payments in as part of the opening process.

Four Year Step Cash NISA (Issue 2)

Date opened	Date closed	Minimum Deposit	Deposit Term	Tax-free p.a./AER % *
03.03.15	10.04.15	£500	Year 1	1.75
			Year 2	2.20
			Year 3	2.60
			Year 4	3.45

Branch Cash NISA (Issue 1)

Date opened	Date closed	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
30.04.14	07.04.15	£1		1.00

Four Year Step Cash NISA

Date opened	Date closed	Minimum Deposit	Deposit Term	Tax-free p.a./AER % *
27.10.14	20.02.15	£500	Year 1	1.50
			Year 2	2.20
			Year 3	3.15
			Year 4	4.30

Four Year Members' Step Cash NISA

Date opened	Date closed	Minimum Deposit	Deposit Term	Tax-free p.a./AER % *
27.10.14	20.02.15	£500	Year 1	1.75
			Year 2	2.30
			Year 3	3.20
			Year 4	4.80

One Year Fixed Term, Fixed Rate Members' Cash ISA

Date	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
30.04.14	£500	£15,000	1.50

As this is a fixed term account, you must make all payments in as part of the opening process. If you opened your account before 1 July 2014 we will allow a one-off payment to top up this Cash ISA to the new £15,000 limit between 1 July 2014 and 5 April 2015.

Two Year Fixed Term, Fixed Rate Members' Cash ISA

Date	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
30.04.14	£500	£15,000	1.85

Members' Regular Saver Cash ISA

Date	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
30.04.14	£10	£15,000	4.00

This is a fixed term account that will run for 12 months from the date of the initial deposit.
Monthly payments of up to £1,250 are permitted until the end of the term.

One Year Fixed Term, Fixed Rate Cash ISA

Date	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
30.04.14	£500	£5,940	1.50

As this is a fixed term account, you must make all payments in as part of the opening process.

One Year Fixed Term, Fixed Rate Members' Cash ISA

Date	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
30.04.14	£500	£5,940	1.75

As this is a fixed term account, you must make all payments in as part of the opening process.

Maturity Cash ISA (Issue 1)

Date	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
30.04.14	£1 or over	£5,940	1.00

One Year Fixed Term, Fixed Rate Cash ISA

Date	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
16.07.13	£500	£5,760	1.75

As this is a fixed term account, you must make all payments in as part of the opening process.

One Year Fixed Term, Fixed Rate Members' Cash ISA

Date	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
05.07.13	£500	£5,760	2.00

As this is a fixed term account, you must make all payments in as part of the opening process.

One Year Fixed Term, Fixed Rate Cash ISA

Date	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
31.05.13	£500	£5,760	2.00

As this is a fixed term account, you must make all payments in as part of the opening process.

Two Year Fixed Term, Fixed Rate Members' Cash ISA

Date	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
01.06.13	£500	£5,760	2.25

As this is a fixed term account, you must make all payments in as part of the opening process.

Regular Saver Members' Cash ISA

Date	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
01.05.13	£10	£5,760	4.00

This is a fixed term account that will run for 12 months from the date of the initial deposit.
Monthly payments of up to £480 are permitted until the end of the term.

18 Month Fixed Term, Fixed Rate Members' Cash ISA

Date	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
17.01.13	£500	£5,640	2.35

As this is a fixed term account, you must make all payments in as part of the opening process.

One Year Fixed Term, Fixed Rate Cash ISA

Date	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
11.01.13	£500	£5,640	2.15

As this is a fixed term account, you must make all payments in as part of the opening process.

One Year Fixed Term, Fixed Rate Cash ISA

Date	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
12.12.12	£500	£5,640	2.50

As this is a fixed term account, you must make all payments in as part of the opening process.

One Year Fixed Rate Members' Cash ISA

Date	Minimum deposit	Tax-free p.a./AER % *
12.12.12	£5,640	2.75

As this is a fixed term account, you must make all payments in as part of the opening process.

One Year Fixed Term, Fixed Rate Cash ISA

Date	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
02.10.12	£500	£5,640	2.85

As this is a fixed term account, you must make all payments in as part of the opening process.

Two Year Fixed Rate Cash ISA

Date	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
02.10.12	£500	£5,640	3.00

As this is a fixed term account, you must make all payments in as part of the opening process.

Online One Year Fixed Term, Fixed Rate Cash ISA

Date	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
02.10.12	£500	£5,640	2.85

As this is a fixed term account, you must make all payments in as part of the opening process.

Two Year Fixed Rate Members' Cash ISA

Date	Minimum deposit	Tax-free p.a./AER % *
15.09.12	£5,640	3.20

As this is a fixed term account, you must make all payments in as part of the opening process.

One Year Fixed Term, Fixed Rate Cash ISA

Date	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
30.03.11	£500	£5,340	3.00

As this is a fixed term account, you must make all payments in as part of the opening process.

Two Year Fixed Term, Fixed Rate Members' Cash ISA

Date	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
15.02.11	£500	£5,340	3.30

As this is a fixed term account, you must make all payments in as part of the opening process.

Four Year (to 30/04/15) Fixed Rate Cash ISA

Date	Minimum deposit	Tax-free p.a./AER % *
06.05.11	£500	4.50

One Year Fixed Term, Fixed Rate Cash ISA

Date	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
15.02.11	£500	£5,100	3.00

This account can only be opened with this year's Cash ISA allowance.

One Year Fixed Term, Fixed Rate Cash ISA

Date	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
15.02.11	£500	£5,100	2.75

Two Year Fixed Term, Fixed Rate Cash ISA

Date	Minimum deposit	Maximum deposit per tax year	Tax-free p.a./AER % *
20.07.10	£500	£5,100	3.00

As this is a fixed term account, you must make all payments in as part of the opening process.

Easy Access Cash ISA

Date	Minimum Deposit	Maximum Deposit per tax year	Tax-free p.a./AER % *
01.08.10	£1	£5100	0.50

One Year Fixed Rate Cash ISA

Date	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
01.03.10	£3,000	£5,100	2.50	-

Three Year Fixed Rate Stepped Cash ISA

Date opened	Date closed	Minimum Deposit	Deposit Term	Tax-free p.a./AER % *
22.06.10	06.09.10	£500	Year 1	2.50
			Year 2	3.25
			Year 3	4.00

One Year Fixed Term, Fixed Rate Linked Cash ISA

Date opened	Minimum Deposit	Deposit amount	Tax-free p.a./AER % *
13.04.10	£500		4.80	-
		£20,000 +	5.00	-

Reward Cash ISA (Issue 4)

Date	Account balance	£1 +	£20,000 +
05.10.16	Tax-free p.a./AER % * Bonus	0.25 0.50%	0.50 0.50%
11.04.14	Tax-free p.a./AER % * Bonus	0.50 0.50%	0.75 0.50%

Reward Cash ISA (Issue 3)

Date	Account balance	£1 +	£20,000 +
07.07.13	Tax-free p.a./AER % * Bonus	0.50 1.00%	0.75 1.00%

Reward Cash ISA (Issue 2)

Date	Account balance	£1,000 +	£20,000 +
01.09.11	Tax-free p.a./AER % * Bonus	0.50 1.00%	0.75 1.00%
02.02.10	Tax-free p.a./AER % * Bonus	0.50 1.25%	0.75 1.25%

Reward Cash ISA (Issue 1)

Date	Account balance	£1,000 +	£20,000 +
01.09.11	Tax-free p.a./AER % * Bonus	0.50 1.00%	0.75 1.00%
21.06.10	Tax-free p.a./AER % * Bonus	0.50 1.25%	0.75 1.25%
01.06.09	Tax-free p.a./AER % * Bonus	0.50 1.50%	0.75 1.50%

Regular Saver ISA

Date	Account balance	£25 +
06.03.09	Tax-free p.a./AER % *	7.00

One Year Fixed Rate Cash ISA

Date	Account balance	£3600
12.03.09	Tax-free p.a./AER % *	2.50

Two Year Fixed Rate Cash ISA

Date	Account balance	£3600
12.03.09	Tax-free p.a./AER % *	3.30

Three Year Fixed Rate Cash ISA

Date	Minimum Deposit	Maximum Deposit per tax year	Tax-free p.a./AER % *
21.09.09	£15,000	£3,600	4.40

Inflation Buster ISA

Date	Account balance	£500 +
21.10.10	Tax-free p.a./AER % *	6.60/6.40
01.07.10	Tax-free p.a./AER % *	7.10/6.88
01.04.10	Tax-free p.a./AER % *	5.70/5.56
01.01.10	Tax-free p.a./AER % *	2.30/2.28
01.10.09	Tax-free p.a./AER % *	0.70/0.70
07.07.09	Tax-free p.a./AER % *	0.90/0.90
01.04.09	Tax-free p.a./AER % *	2.00/1.98
01.01.09	Tax-free p.a./AER % *	5.00/4.88
01.10.08	Tax-free p.a./AER % *	6.80/6.58
23.09.08	Tax-free p.a./AER % *	6.30/6.11

Guaranteed to track the All items Retail Price Index (RPI) annual change percentage plus 2.00% for the two year term

Loyalty Immediate Access Cash ISA

Date	Account balance	£1
01.12.09	Tax-free p.a./AER % *	2.50

Cash 60 Day Notice ISA (Issue 2)

Date	Account balance	£1,000 +
23.10.09	Tax-free p.a./AER % *	0.55
01.04.09	Tax-free p.a./AER % *	1.50
01.03.09	Tax-free p.a./AER % *	2.00
01.02.09	Tax-free p.a./AER % *	2.50
01.01.09	Tax-free p.a./AER % *	3.00

This product held a 0.95% bonus for 9 months from account opening. This bonus offer has now finished.

Cash 60 Day Notice ISA (Issue 1)

Date	Account balance	£1,000 +
01.04.09	Tax-free p.a./AER % *	1.50
01.03.09	Tax-free p.a./AER % *	2.00
01.02.09	Tax-free p.a./AER % *	2.50
01.01.09	Tax-free p.a./AER % *	3.00
01.12.08	Tax-free p.a./AER % *	4.00
01.11.08	Tax-free p.a./AER % *	5.50
01.05.08	Tax-free p.a./AER % *	6.00
01.03.08	Tax-free p.a./AER % *	6.25

Guaranteed to pay at least the Bank of England base rate, plus 0.25% until 31 May 2009

Cash Tracker 180 Day Notice ISA Postal account (Issue 1)

Date	Account balance	£1+
01.04.09	Tax-free p.a./AER % *	1.00
01.03.09	Tax-free p.a./AER % *	1.50
01.02.09	Tax-free p.a./AER % *	2.00
01.01.09	Tax-free p.a./AER % *	2.50
01.12.08	Tax-free p.a./AER % *	3.50
01.11.08	Tax-free p.a./AER % *	5.00
01.05.08	Tax-free p.a./AER % *	5.50
01.03.08	Tax-free p.a./AER % *	5.75

Cash Tracker 30 Day Notice ISA Postal account

Date	Account balance	£3,000 +
01.04.09	Tax-free p.a./AER % *	0.50
01.03.09	Tax-free p.a./AER % *	1.00
01.02.09	Tax-free p.a./AER % *	1.50
01.01.09	Tax-free p.a./AER % *	2.00
01.12.08	Tax-free p.a./AER % *	3.00
01.11.08	Tax-free p.a./AER % *	4.50
01.05.08	Tax-free p.a./AER % *	5.00
01.03.08	Tax-free p.a./AER % *	6.05/5.65

Rate includes 6 months bonus of 0.80%. Rate reverts to Bank of England base rate after bonus period.

TESSA only ISA (TOISA)

Date	Account balance	£500 +
01.04.09	Tax-free p.a./AER % *	0.70
01.03.09	Tax-free p.a./AER % *	1.20
01.02.09	Tax-free p.a./AER % *	1.70
01.01.09	Tax-free p.a./AER % *	2.20
01.12.08	Tax-free p.a./AER % *	3.20
01.11.08	Tax-free p.a./AER % *	4.70
01.05.08	Tax-free p.a./AER % *	5.20
01.03.08	Tax-free p.a./AER % *	5.45

Cash 90 Day Notice ISA

Date	Account balance	£1 +
04.07.09	Tax-free p.a./AER % *	0.60

Cash 180 Day Notice ISA (Issue 2)

Date	Account balance	£1,000 +
04.07.09	Tax-free p.a./AER % *	1.05

The account tracks the Bank of England Base Rate plus 0.55% for balances over £1,000

Fixed Rate savings accounts & Bonds

170th Birthday Members Bond

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
29.05.19	15.07.19	£500	£500,000	1.70

Accounts are automatically entered into our 170th Birthday Prize draw – Subject to competition terms and conditions.

One Year Fixed Rate Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
12.12.18	17.04.19	£500	£500,000	1.35

One Year Fixed Rate Maturity Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
12.12.18	17.04.19	£500	£500,000	1.35

One Year Fixed Rate Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
12.12.18	09.04.19	£500	£500,000	1.34/1.35

One Year Fixed Rate Maturity Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
12.12.18	09.04.19	£500	£500,000	1.34/1.35

18 Month Fixed Rate Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
12.12.18	26.02.19	£500	£500,000	1.60

18 Month Fixed Rate Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
12.12.18	26.02.19	£500	£500,000	1.60/1.59

18 Month Fixed Rate Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
07.11.18	11.12.18	£500	£500,000	1.20

18 Month Fixed Rate Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
07.11.18	11.12.18	£500	£500,000	1.20/1.19

18 Month Fixed Rate Maturity Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
07.11.18	11.12.18	£500	£500,000	1.30/1.29

18 Month Fixed Rate Maturity Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
07.11.18	11.12.18	£500	£500,000	1.30/1.29

One Year Fixed Rate Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
08.02.18	16.09.18	£500	£500,000	1.20

One Year Fixed Rate Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
08.02.18	16.09.18	£500	£500,000	1.20/1.20

Two Year Fixed Rate Bond

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
28.02.18	14.06.18	£500	£50,000	1.50%/1.51%

Three Year Fixed Rate Bond

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
28.02.18	14.06.18	£500	£75,000	1.65%/1.68%

One Year Fixed Rate Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
15.12.17	07.02.18	£500	£500,000	1.00

One Year Fixed Rate Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
15.12.17	07.02.18	£500	£500,000	1.00/1.00

One Year Fixed Rate Members' Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
26.08.16	31.01.17	£500	£500,000	0.85

One Year Fixed Rate Members' Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
26.08.16	31.01.17	£500	£500,000	0.85/0.85

One Year Fixed Rate Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
14.07.16	25.08.16	£500	£500,000	1.05

One Year Fixed Rate Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
14.07.16	25.08.16	£500	£500,000	1.04/1.05

One Year Fixed Rate Members' Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
08.06.16	25.08.16	£500	£500,000	1.10

One Year Fixed Rate Members' Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
08.06.16	25.08.16	£500	£500,000	1.09/1.10

Two Year Fixed Rate Bond

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
14.07.16	22.07.16	£500	£500,000	1.15

Two Year Fixed Rate Members' Bond

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
08.06.16	22.07.16	£500	£500,000	1.20

One Year Fixed Rate Members' Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
26.04.16	07.06.16	£500	£500,000	1.35

One Year Fixed Rate Members' Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
26.04.16	07.06.16	£500	£500,000	1.34/1.35

Two Year Fixed Rate Members' Bond

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
14.07.15	07.06.16	£500	£500,000	1.25

One Year Fixed Rate Members' Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
22.02.16	25.04.16	£500	£500,000	1.55

One Year Fixed Rate Members' Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
22.02.16	25.04.16	£500	£500,000	1.54/1.55

One Year Fixed Rate Members' Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
14.07.15	21.02.16	£500	£500,000	1.15	0.92

One Year Fixed Rate Members' Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
14.07.15	21.02.16	£500	£500,000	1.14/1.15	0.91

One Year Fixed Rate Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
24.04.15	13.07.15	£500	£500,000	1.30	1.04

One Year Fixed Rate Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
24.04.15	13.07.15	£500	£500,000	1.29/1.30	1.03

One Year Fixed Rate Members' Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
24.04.15	13.07.15	£500	£500,000	1.45	1.16

One Year Fixed Rate Members' Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
24.04.15	13.07.15	£500	£500,000	1.44/1.45	1.15

Two Year Fixed Rate Bond

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
24.04.15	13.07.15	£500	£500,000	1.40	1.12

Two Year Fixed Rate Members' Bond

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
24.04.15	13.07.15	£500	£500,000	1.55	1.24

One Year Fixed Rate Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
16.07.13	16.04.15	£500	£1,000,000	1.50	1.20

One Year Fixed Rate Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
16.07.13	16.04.15	£500	£1,000,000	1.49/1.50	1.19

One Year Fixed Rate Members' Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
16.07.13	16.04.15	£500	£1,000,000	1.75	1.40

One Year Fixed Rate Members' Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
16.07.13	16.04.15	£500	£1,000,000	1.74/1.75	1.39

Two Year Fixed Rate Bond

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
19.01.15	16.04.15	£500	£1,000,000	2.00	1.60

Two Year Fixed Rate Members' Bond

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
19.01.15	16.04.15	£500	£1,000,000	2.10	1.68

Four Year Step Bond

Date opened	Date closed	Minimum Deposit	Deposit Term	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
03.03.15	10.04.15	£500	Year 1	1.75	1.40
			Year 2	2.20	1.76
			Year 3	2.60	2.08
			Year 4	3.45	2.76

Four Year Step Bond

Date opened	Date closed	Minimum Deposit	Deposit Term	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
27.10.14	20.02.15	£500	Year 1	1.50	1.20
			Year 2	2.20	1.76
			Year 3	3.15	2.52
			Year 4	4.30	3.44

Four Year Members' Step Bond

Date opened	Date closed	Minimum Deposit	Deposit Term	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
27.10.14	20.02.15	£500	Year 1	1.75	1.40
			Year 2	2.30	1.84
			Year 3	3.20	2.56
			Year 4	4.80	3.84

Three Year Members' Step Bond

Date opened	Date closed	Minimum Deposit	Deposit Term	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
12.03.14	02.01.15	£500	Year 1	1.65	1.32
			Year 2	1.85	1.48
			Year 3	2.05	1.64

One Year Fixed Rate Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
31.05.13	16.07.13	£500	£1,000,000	1.75	1.40

One Year Fixed Rate Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
31.05.13	16.07.13	£500	£1,000,000	1.75/1.74	1.39

One Year Fixed Rate Members' Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
31.05.13	05.07.13	£500	£1,000,000	2.00	1.60

One Year Fixed Rate Members' Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
31.05.13	28.06.13	£500	£1,000,000	2.00/1.98	1.58

One Year Fixed Rate Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
17.01.13	31.05.13	£500	£1,000,000	2.00	1.60

One Year Fixed Rate Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
17.01.13	31.05.13	£500	£1,000,000	2.00/1.98	1.58

Two Year Fixed Term, Fixed Rate Members' Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
17.01.13	01.06.13	£500	£1,000,000	2.25	1.80

18 Month Fixed Rate Members' Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
12.12.12	17.01.13	£500	£1,000,000	2.35	1.88

18 Month Fixed Rate Members' Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
12.12.12	17.01.13	£500	£1,000,000	2.33/2.35	1.86

One Year Fixed Rate Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
02.10.12	11.12.12	£500	£1,000,000	2.50	2.00

One Year Fixed Rate Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
02.10.12	11.12.12	£500	£1,000,000	2.47/2.50	1.98

One Year Fixed Rate Members' Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
02.10.12	11.12.12	£500	£1,000,000	2.75	2.20

One Year Fixed Rate Members' Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
02.10.12	11.12.12	£500	£1,000,000	2.72/2.75	2.18

One Year Fixed Rate Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
22.03.12	01.10.12	£500	£1,000,000	2.75	2.20

One Year Fixed Rate Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
22.03.12	01.10.12	£500	£1,000,000	2.72/2.75	2.18

One Year Fixed Rate Members' Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
28.06.12	01.10.12	£500	£1,000,000	2.85	2.28

One Year Fixed Rate Members' Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
28.06.12	01.10.12	£500	£1,000,000	2.81/2.85	2.25

Online One Year Fixed Term, Fixed Rate Bond

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
24.06.12	01.10.12	£500	£1,000,000	2.85	2.28

Two Year Fixed Rate Members' Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
11.07.12	15.09.12	£5,000	£1,000,000	3.20	2.56

Two Year Fixed Rate Members' Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
11.07.12	15.09.12	£5,000	£1,000,000	3.15/3.20	2.52

18 Month Fixed Term, Fixed Rate Loyalty Bond

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
18.10.11	30.12.11	£500	£1,000,000	3.25	2.60

One Year Fixed Term, Fixed Rate Members' Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
22.03.11	27.06.11	£500	£1,000,000	3.00	2.40

One Year Fixed Term, Fixed Rate Members' Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
22.03.11	27.06.11	£500	£1,000,000	2.96/3.00	2.37

Four Year (to 30/04/15) Fixed Rate Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
31.03.11	06.05.11	£500	£1,000,000	4.50	3.60

Four Year (to 30/04/15) Fixed Rate Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
31.03.11	06.05.11	£500	£1,000,000	4.41/4.50	3.53

Two Year Fixed Term, Fixed Rate Bond

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
06.07.10	05.04.11	£500	£1,000,000	3.00	2.40

One Year Fixed Term, Fixed Rate Bond

Date opened	Date closed	Minimum Deposit	Deposit amount	Gross p.a./AER % *	Net p.a. %
01.08.10	21.03.11	£500		2.40	1.92
			£20,000 +	2.50	2.00

One Year Fixed Term, Fixed Rate Members' Bond - Annual Income

Date opened	Date closed	Minimum Deposit	Deposit amount	Gross p.a./AER % *	Net p.a. %
01.08.10	21.03.11	£500		2.50	2.00
			£20,000 +	2.60	2.08

One Year Fixed Term, Fixed Rate Members' Bond - Monthly Income

Date opened	Date closed	Minimum Deposit	Deposit amount	Gross p.a./AER % *	Net p.a. %
01.08.10	21.03.11	£500		2.47/2.50	2.00
			£20,000 +	2.57/2.60	2.06

One Year Fixed Term, Fixed Rate Linked Bond

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
24.09.10	12.01.11	£500	£30,000	4.00	3.20

One Year Fixed Term, Fixed Rate IFA Linked Bond

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
20.08.10	12.01.11	£500	£30,000	4.00	3.20

Available via Saffron branches only.

Three Year Fixed Rate Stepped Bond

Date opened	Date closed	Minimum Deposit	Deposit Term	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
22.06.10	06.09.10	£500	Year 1	2.50	2.00
			Year 2	3.25	2.60
			Year 3	4.00	3.20

One Year Fixed Term, Fixed Rate Bond

Date opened	Date closed	Minimum Deposit	Deposit amount	Gross p.a./AER % *	Net p.a. %
08.06.10	31.07.10	£500		2.00	1.60
			£20,000 +	2.25	1.80

One Year Fixed Term, Fixed Rate Members' Bond

Date opened	Date closed	Minimum Deposit	Deposit amount	Gross p.a./AER % *	Net p.a. %
08.06.10	31.07.10	£500		2.25	1.80
			£20,000 +	2.50	2.00

One Year Fixed Term, Fixed Rate Linked Bond

Date opened	Bond Deposit	Gross p.a./AER % *	Net p.a. %	Gross p.a./AER % *	Net p.a. %
		5 Year PCPA Option		6 Year PCPA Option
13.04.10	£500 or over	3.80	3.04	4.80	3.84
	£20,000 or over	4.00	3.20	5.00	4.00

Super bond

Date	Account balance	Gross p.a./AER % *	Net p.a. %
01.04.09	£500 +	2.50	2.00
01.03.09	£500 +	3.00	2.40
01.02.09	£500 +	3.50	2.80
01.01.09	£500 +	4.00	3.20

Your Super Bond rate can only be maintained providing you maintain your Guaranteed Capital Plus Account Deposit. In the event you cancel your Guaranteed Capital Plus Account during the term of your Super Bond the Super Bond rate will revert to 1% p.a./AER

Inflation Buster Bond (Issue 2)

Date	Account balance	£500 +
21.10.10	gross p.a./AER % * Net p.a. %	6.60/6.40 5.28
01.07.10	gross p.a./AER % * Net p.a. %	7.10/6.88 5.68
01.04.10	gross p.a./AER % * Net p.a. %	5.70/5.56 4.56
01.01.10	gross p.a./AER % * Net p.a. %	2.30/2.28 1.84
01.10.09	gross p.a./AER % * Net p.a. %	0.70/0.70 0.56
07.07.09	gross p.a./AER % * Net p.a. %	0.90/0.90 0.72
01.04.09	gross p.a./AER % * Net p.a. %	2.00/1.98 1.60
01.01.09	gross p.a./AER % * Net p.a. %	5.00/4.88 4.00
01.10.08	gross p.a./AER % * Net p.a. %	6.80/6.58 5.44

Guaranteed to track the All Items Retail Price Index (RPI) annual change percentage plus 2.00% for the two year term

Inflation Buster Bond (Issue 1)

Date	Account balance	£500 +
21.10.10	gross p.a./AER % * Net p.a. %	6.60/6.40 5.28
01.07.10	gross p.a./AER % * Net p.a. %	7.10/6.88 5.68
01.04.10	gross p.a./AER % * Net p.a. %	5.70/5.56 4.56
01.01.10	gross p.a./AER % * Net p.a. %	2.30/2.28 1.84
01.10.09	gross p.a./AER % * Net p.a. %	0.70/0.70 0.56
07.07.09	gross p.a./AER % * Net p.a. %	0.90/0.90 0.72
01.04.09	gross p.a./AER % * Net p.a. %	2.00/1.98 1.60
01.01.09	gross p.a./AER % * Net p.a. %	5.00/4.88 4.00
23.09.08	gross p.a./AER % * Net p.a. %	6.80/6.58 5.44
23.09.08	gross p.a./AER % * Net p.a. %	6.30/6.11 5.04

Guaranteed to track the All items Retail Price Index (RPI) annual change percentage plus 2.00% for the two year term

Goal-based savings accounts

Goal saver accounts

Goal saver account (Issue 8)

Date	Account balance	Gross p.a./AER % *	Net p.a. %
31.08.18	£10+	0.75	N/A
20.09.17	£10+	0.50	N/A
22.09.16	£10+	0.75	0.60
03.06.16	£10+	1.00	0.80

Goal saver account (Issue 7)

Date	Account balance	Gross p.a./AER % *	Net p.a. %
31.08.18	£10+	0.75	N/A
20.09.17	£10+	0.50	N/A
22.09.16	£10+	0.75	0.60
03.06.16	£10+	1.00	0.80
15.07.15	£10+	1.15	0.92
05.03.14	£10+	1.25	1.00
30.09.13	£10+	1.50	1.20
04.03.13	£10 +	1.70	1.36
11.01.13	£10 +	1.80	1.44

Goal saver account (Issue 6)

Date	Account balance	Gross p.a./AER % *	Net p.a. %
31.08.18	£10+	0.75	N/A
20.09.17	£10+	0.50	N/A
22.09.16	£10+	0.75	0.60
03.06.16	£10+	1.00	0.80
15.07.15	£10+	1.15	0.92
05.03.14	£10+	1.25	1.00
30.09.13	£10+	1.50	1.20
04.03.13	£10 +	1.70	1.36
27.11.12	£10 +	2.20	1.76

Goal saver account (Issue 5)

Date	Account balance	Gross p.a./AER % *	Net p.a. %
31.08.18	£10+	0.75	N/A
20.09.17	£10+	0.50	N/A
22.09.16	£10+	0.75	0.60
03.06.16	£10+	1.00	0.80
15.07.15	£10+	1.15	0.92
05.03.14	£10+	1.25	1.00
30.09.13	£10+	1.50	1.20
04.03.13	£10 +	1.70	1.36
03.01.13	£10 +	2.20	1.76
16.11.12	£10 +	2.50	2.00

Goal saver account (Issue 4)

Date	Account balance	Gross p.a./AER % *	Net p.a. %
31.08.18	£10+	0.75	N/A
20.09.17	£10+	0.50	N/A
22.09.16	£10+	0.75	0.60
03.06.16	£10+	1.00	0.80
15.07.15	£10+	1.15	0.92
05.03.14	£10+	1.25	1.00
30.09.13	£10+	1.50	1.20
04.03.13	£10 +	1.70	1.36
03.01.13	£10 +	2.20	1.76
11.11.11	£10 +	2.65	2.12

Goal saver account (Issue 3)

Date	Account balance	Gross p.a./AER % *	Net p.a. %
31.08.18	£10+	0.75	N/A
20.09.17	£10+	0.50	N/A
22.09.16	£10+	0.75	0.60
03.06.16	£10+	1.00	0.80
15.07.15	£10+	1.15	0.92
05.03.14	£10+	1.25	1.00
30.09.13	£10+	1.50	1.20
04.03.13	£10 +	1.70	1.36
03.01.13	£10 +	2.20	1.76
01.12.12	£10 +	2.60	2.08
08.06.12	£10 +	2.85	2.28
14.10.11	£10 +	3.15	2.52

Goal saver account (Issue 2)

Date	Account balance	Gross p.a./AER % *	Net p.a. %
31.08.18	£10+	0.75	N/A
20.09.17	£10+	0.50	N/A
22.09.16	£10+	0.75	0.60
03.06.16	£10+	1.00	0.80
15.07.15	£10+	1.15	0.92
05.03.14	£10+	1.25	1.00
30.09.13	£10+	1.50	1.20
04.03.13	£10 +	1.70	1.36
03.01.13	£10 +	2.20	1.76
19.12.11	£10 +	2.50	2.00
05.08.10	£10 +	2.65	2.12
20.01.10	£10 +	2.25	1.80

Goal saver account (Issue 1)

Date	Account balance	Gross p.a./AER % *	Net p.a. %
31.08.18	£10+	0.75	N/A
20.09.17	£10+	0.50	N/A
22.09.16	£10+	0.75	0.60
03.06.16	£10+	1.00	0.80
15.07.15	£10+	1.15	0.92
05.03.14	£10+	1.25	1.00
30.09.13	£10+	1.50	1.20
04.03.13	£10 +	1.70	1.36
03.01.13	£10 +	2.20	1.76
19.12.11	£10 +	2.50	2.00
04.08.09	£10 +	2.85	2.28
01.04.09	£10 +	2.30	1.84

Wedding saver accounts

Wedding saver account (Issue 6)

Date	Account balance	Gross p.a./AER % *	Net p.a. %
31.08.18	£10+	0.75	N/A
20.09.17	£10+	0.50	N/A
22.09.16	£10+	0.75	0.60
03.06.16	£10+	1.00	0.80

Wedding saver account (Issue 5)

Date	Account balance	Gross p.a./AER % *	Net p.a. %
31.08.18	£10+	0.75	N/A
20.09.17	£10+	0.50	N/A
22.09.16	£10+	0.75	0.60
03.06.16	£10+	1.00	0.80
15.07.15	£10+	1.15	0.92
05.03.14	£10+	1.25	1.00
30.09.13	£10+	1.50	1.20
04.03.13	£10 +	1.70	1.36
11.01.13	£10 +	1.80	1.44

Wedding saver account (Issue 3)

Date	Account balance	Gross p.a./AER % *	Net p.a. %
31.08.18	£10+	0.75	N/A
20.09.17	£10+	0.50	N/A
22.09.16	£10+	0.75	0.60
03.06.16	£10+	1.00	0.80
15.07.15	£10+	1.15	0.92
05.03.14	£10+	1.25	1.00
30.09.13	£10+	1.50	1.20
04.03.13	£10 +	1.70	1.36
03.01.13	£10 +	2.20	1.76
16.11.12	£10 +	2.50	2.00

Wedding saver account (Issue 1)

Date	Account balance	Gross p.a./AER % *	Net p.a. %
31.08.18	£10+	0.75	N/A
20.09.17	£10+	0.50	N/A
22.09.16	£10+	0.75	0.60
03.06.16	£10+	1.00	0.80
15.07.15	£10+	1.15	0.92
05.03.14	£10+	1.25	1.00
30.09.13	£10+	1.50	1.20
04.03.13	£10 +	1.70	1.36
03.01.13	£10 +	2.20	1.76
08.06.12	£10 +	2.85	2.28
14.10.11	£10 +	3.15	2.52

Car saver accounts

Car saver account (Issue 6)

Date	Account balance	Gross p.a./AER % *	Net p.a. %
31.08.18	£10+	0.75	N/A
20.09.17	£10+	0.50	N/A
22.09.16	£10+	0.75	0.60
03.06.16	£10+	1.00	0.80

Car saver account (Issue 3)

Date	Account balance	Gross p.a./AER % *	Net p.a. %
31.08.18	£10+	0.75	N/A
20.09.17	£10+	0.50	N/A
22.09.16	£10+	0.75	0.60
03.06.16	£10+	1.00	0.80
15.07.15	£10+	1.15	0.92
05.03.14	£10+	1.25	1.00
30.09.13	£10+	1.50	1.20
04.03.13	£10 +	1.70	1.36
03.01.13	£10 +	2.20	1.76
16.11.12	£10 +	2.50	2.00

Car saver account (Issue 1)

Date	Account balance	Gross p.a./AER % *	Net p.a. %
31.08.18	£10+	0.75	N/A
20.09.17	£10+	0.50	N/A
22.09.16	£10+	0.75	0.60
03.06.16	£10+	1.00	0.80
15.07.15	£10+	1.15	0.92
05.03.14	£10+	1.25	1.00
30.09.13	£10+	1.50	1.20
04.03.13	£10 +	1.70	1.36
03.01.13	£10 +	2.20	1.76
08.06.12	£10 +	2.85	2.28
14.10.11	£10 +	3.15	2.52

Tracker bonds

One Year Tracker Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
16.06.12	16.11.12	£500	£1,000,000	2.75	2.20

One Year Tracker Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
16.06.12	16.11.12	£500	£1,000,000	2.72/2.75	2.18

Two Year Tracker Bond

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
27.09.11	01.10.12	£500	£1,000,000	3.00	2.40

Children's savings accounts

One Year Fixed Rate Children's Bond

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
09.05.18	17.07.19	£500	£20,000	1.50

Ladybird (Issue 6)

Date	Account balance	£1 to £9,999	£10,000 to £24,999	£25,000 +
31.08.18	gross p.a./AER %	1.05	1.05	1.05
08.05.18	gross p.a./AER %	0.95	0.95	0.95
05.07.17	gross p.a./AER % * Net p.a. %	0.95 0.76	0.95 0.76	0.95 0.76
21.12.16	gross p.a./AER % * Net p.a. %	1.45 1.16	1.45 1.16	1.45 1.16

Smart Saver (Issue 2)

Date	Account balance	£1 to £9,999	£10,000 to £24,999	£25,000 +
31.08.18	gross p.a./AER %	1.05	1.05	1.05
08.05.18	gross p.a./AER %	0.95	0.95	0.95
05.07.17	gross p.a./AER % * Net p.a. %	0.95 0.76	0.95 0.76	0.95 0.76
21.12.16	gross p.a./AER % * Net p.a. %	1.45 1.16	1.45 1.16	1.45 1.16

Limited Access savings accounts

90 Day Notice Saver (Issue 1)

Date	Account balance	£1,000+	£10,000+	£25,000+	£50,000+
17.07.19	Gross p.a./AER%*	0.90	0.95	1.00	1.10

30 Day Notice Saver (Issue 1)

Date	Account balance	£5,000 +
29.05.19	gross p.a./AER % *	1.10

30 days’ notice is required for withdrawals. If no notice is given you can access your funds immediately but there will be a 30 day interest penalty to be deducted from the capital sum if necessary.

The minimum amount to open the account is £5,000 and this minimum must be maintained at all times to keep the account open.

Members' 120 Day Notice Account (Issue 2)

Date	Account balance	£500 +
31.08.18	gross p.a./AER % *	1.20
01.12.17	gross p.a./AER % *	0.95
05.07.17	gross p.a./AER % *	0.70
05.10.16	gross p.a./AER % *	1.05
28.07.16	gross p.a./AER % *	1.30
22.07.16	gross p.a./AER % *	1.35

120 days’ notice is required for withdrawals. If no notice is given you can access your funds immediately but there will be a 120 day interest penalty to be deducted from the capital sum if necessary.

The minimum amount to open the account is £500 and this minimum must be maintained at all times to keep the account open.

Members' 120 Day Notice Account (Issue 1)

Date	Account balance	£500 +
22.02.16	gross p.a./AER % * Net p.a. %	1.55 1.24

The minimum amount to open the account is £500 and this minimum must be maintained at all times to keep the account open.

Cashbuild 90

Date	Account balance	£10,000+	£25,000+	£50,000+
05.10.16	gross p.a./AER%*	0.80	0.85	0.90
22.07.16	gross p.a./AER%*	1.05	1.10	1.15

If a minimum balance of £10,000 is maintained, up to three no notice withdrawals are permitted each calendar year, providing the total amount withdrawn during the calendar year does not exceed £15,000 (balance permitting).

More than three no notice withdrawals in a calendar year will result in the loss of 90 days' interest.

If your balance is under £10,000, 90 days' notice is required for all withdrawals; or immediate access will result in the loss of 90 days' interest to be deducted from the capital sum if necessary.

If you wish to close your account you will need to give us 30 days’ notice. If no notice is given you can close your account immediately but there will be a 30 day interest penalty on closure.

90 day tracker

Date	Account balance	£5,000 +
01.04.09	gross p.a./AER % * Net p.a. %	0.50 0.40
01.03.09	gross p.a./AER % * Net p.a. %	1.00 0.80
01.02.09	gross p.a./AER % * Net p.a. %	1.50 1.20
01.01.09	gross p.a./AER % * Net p.a. %	2.00 1.60
01.12.08	gross p.a./AER % * Net p.a. %	3.00 2.40
01.11.08	gross p.a./AER % * Net p.a. %	4.50 3.60
01.05.08	gross p.a./AER % * Net p.a. %	5.00 4.00
01.03.08	gross p.a./AER % * Net p.a. %	5.25 4.20

60 Day Notice Annual Interest

[Previously known as Cashbuild 60 Annual Interest]

Date	Account balance	£500	£10,000+	£25,000+	£50,000+	£100,000+	£250,000+
25.07.09	gross p.a./AER%* Net p.a. %	0.05 0.04	0.10 0.08	0.10 0.08	0.10 0.08	0.15 0.12	0.25 0.20

60 Day Notice Monthly Interest

[Previously known as Cashbuild 60 Monthly Interest]

Date	Account balance	£5,000	£10,000+	£25,000+	£50,000+	£100,000+	£250,000+
25.07.09	gross p.a./AER%* Net p.a. %	0.05/0.05 0.04	0.10/0.10 0.08	0.10/0.10 0.08	0.10/0.10 0.08	0.15/0.15 0.12	0.25/0.25 0.20

Longer-term savings & Investments

One Year Fixed Term, Fixed Rate Linked Cash ISA

Date	Minimum deposit	Maximum deposit per tax year	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
07.07.13	£500	£30,000	4.00	n/a

As this is a fixed term account, you must make all payments in as part of the opening process.

One Year Fixed Term, Fixed Rate Linked Bond - Annual Income

Date	Minimum deposit	Maximum deposit per tax year	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
07.07.13	£500	£30,000	4.00	3.20

As this is a fixed term account, you must make all payments in as part of the opening process.

One Year Fixed Term, Fixed Rate Linked Bond - Monthly Income

Date	Minimum deposit	Maximum deposit per tax year	Gross p.a. / AER % *	Net p.a. % (after deduction of basic rate tax)
07.07.13	£500	£30,000	3.93/4.00	3.14

As this is a fixed term account, you must make all payments in as part of the opening process.

Business savings accounts

Business e-saver (Issue 5)

Date	Deposit	Interest	Gross p.a./AER % *
21.03.19	£1,000+	Annually	0.75

One Year Fixed Rate Corporate Bond

Date opened	Date closed	Deposit amount	Gross p.a./AER % *
11.09.18	11.12.18	£5,000+	1.10

Charity Tracker

Date	Account balance	Gross p.a. / AER % *
30.08.18	£500+	1.75
29.11.17	£500+	1.50
01.09.16	£500+	1.25
01.02.10	£500+	1.50

This account tracks 1.00% above the Bank of England base rate

90 days' notice is required for a withdrawal or immediate access at the loss of 90 days' interest (You will incur an interest penalty equivalent to 90 days' interest, to be deducted from the capital sum if necessary).

Corporate One Year Tracker Bond (Issue 3) - Annual Income

Date	Deposit amount	Gross p.a./AER % *
30.08.18	£5,000+	1.25
29.11.17	£5,000+	1.00
01.09.16	£5,000+	0.75

This account tracks the Bank of England base rate for one year

Corporate One Year Tracker Bond (Issue 3) - Monthly Income

Date	Deposit amount	Gross p.a./AER % *
30.08.18	£5,000+	1.25/1.25
29.11.17	£5,000+	1.00/1.00
01.09.16	£5,000+	0.75/0.75

This account tracks the Bank of England base rate for one year

One Year Fixed Term, Tracker Corporate Bond (Issue 2) - Annual Income

Date opened	Date closed	Deposit amount	Gross p.a./AER % *	Net p.a. %
28.10.14	01.09.15	£5,000+	1.50	1.20

This account tracks 1.00% above the Bank of England base rate for one year

One Year Fixed Term, Tracker Corporate Bond (Issue 2) - Monthly Income

Date opened	Date closed	Deposit amount	Gross p.a./AER % *	Net p.a. %
28.10.14	01.09.15	£5,000+	1.49/1.50	1.20

This account tracks 1.00% above the Bank of England base rate for one year

One Year Fixed Term, Tracker Corporate Bond (Issue 1) - Annual Income

Date opened	Date closed	Deposit amount	Gross p.a./AER % *	Net p.a. %
14.05.14	27.10.14	£5,000+	1.00	0.80

This account tracks 0.50% above the Bank of England base rate for one year

One Year Fixed Term, Tracker Corporate Bond (Issue 1) - Monthly Income

Date opened	Date closed	Deposit amount	Gross p.a./AER % *	Net p.a. %
14.05.14	27.10.14	£5,000+	1.00/1.00	0.80

This account tracks 0.50% above the Bank of England base rate for one year

Business e-saver (Issue 4)

Date	Account balance	£1,000 to £99,999	£100,000 +
31.08.18	gross p.a./AER %	0.45	0.45

Business e-saver (Issue 3)

Date	Account balance	£1,000 to £99,999	£100,000 +
31.08.18	gross p.a./AER % * Net p.a. %	0.45 N/A	0.45 N/A
22.09.16	gross p.a./AER % * Net p.a. %	0.20 0.16	0.20 0.16
17.09.15	gross p.a./AER % * Net p.a. %	0.50 0.40	0.50 0.40
19.02.15	gross p.a./AER % * Net p.a. %	0.75 0.60	0.75 0.60
14.05.14	gross p.a./AER % * Net p.a. %	0.50 0.40	0.50 0.40
18.03.14	gross p.a./AER % * Net p.a. %	0.80 0.64	0.80 0.64
11.09.13	gross p.a./AER % * Net p.a. %	1.00 0.80	1.00 0.80
14.12.12	gross p.a./AER % * Net p.a. %	1.25 1.00	1.50 1.20
14.11.12	gross p.a./AER % * Net p.a. %	1.50 1.20	1.75 1.40

Business e-saver (Issue 2)

Date	Account balance	£1,000 to £99,999	£100,000 +
31.08.18	gross p.a./AER % * Net p.a. %	0.45 N/A	0.45 N/A
22.09.16	gross p.a./AER % * Net p.a. %	0.20 0.16	0.20 0.16
17.09.15	gross p.a./AER % * Net p.a. %	0.50 0.40	0.50 0.40
19.02.15	gross p.a./AER % * Net p.a. %	0.75 0.60	0.75 0.60
14.05.14	gross p.a./AER % * Net p.a. %	0.50 0.40	0.50 0.40
18.03.14	gross p.a./AER % * Net p.a. %	0.80 0.64	0.80 0.64
11.09.13	gross p.a./AER % * Net p.a. %	1.00 0.80	1.00 0.80
03.01.13	gross p.a./AER % * Net p.a. %	1.25 1.00	1.50 1.20
15.11.11	gross p.a./AER % * Net p.a. %	1.50 1.20	1.75 1.40
01.06.09	gross p.a./AER % * Net p.a. %	1.50 1.20	1.50 1.20

Solicitors' Online Reserve account (Issue 4) - Annual Income

Date	Account balance	£1,000 or over
31.08.18	gross p.a./AER % * Net p.a. %	0.45 N/A
22.09.16	gross p.a./AER % * Net p.a. %	0.20 0.16
17.09.15	gross p.a./AER % * Net p.a. %	0.50 0.40
19.02.15	gross p.a./AER % * Net p.a. %	0.75 0.60
14.05.14	gross p.a./AER % * Net p.a. %	0.50 0.40
03.03.14	gross p.a./AER % * Net p.a. %	1.00 0.80
01.03.14	gross p.a./AER % * Net p.a. %	1.25 1.00

Solicitors' Online Reserve account (Issue 4) - Monthly Income

Date	Account balance	£1,000 or over
31.08.18	gross p.a./AER % * Net p.a. %	0.45/0.45 N/A
22.09.16	gross p.a./AER % * Net p.a. %	0.20/0.20 0.16
17.09.15	gross p.a./AER % * Net p.a. %	0.50/0.50 0.40
19.02.15	gross p.a./AER % * Net p.a. %	0.75/0.75 0.60
14.05.14	gross p.a./AER % * Net p.a. %	0.50/0.50 0.40
03.03.14	gross p.a./AER % * Net p.a. %	1.00/1.00 0.80
01.03.14	gross p.a./AER % * Net p.a. %	1.24/1.25 0.99

Solicitors' Online Reserve account (Issue 3 - Annual Income

Date	Account balance	£1,000 or over
31.08.18	gross p.a./AER % * Net p.a. %	0.45 N/A
22.09.16	gross p.a./AER % * Net p.a. %	0.20 0.16
17.09.15	gross p.a./AER % * Net p.a. %	0.50 0.40
19.02.15	gross p.a./AER % * Net p.a. %	0.75 0.60
14.05.14	gross p.a./AER % * Net p.a. %	0.50 0.40
03.03.14	gross p.a./AER % * Net p.a. %	1.00 0.80
11.09.13	gross p.a./AER % * Net p.a. %	1.25 1.00
28.11.12	gross p.a./AER % * Net p.a. %	2.00 1.60

Solicitors' Online Reserve account (Issue 3) - Monthly Income

Date	Account balance	£1,000 or over
31.08.18	gross p.a./AER % * Net p.a. %	0.45/0.45 N/A
22.09.16	gross p.a./AER % * Net p.a. %	0.20/0.20 0.16
17.09.15	gross p.a./AER % * Net p.a. %	0.50/0.50 0.40
19.02.15	gross p.a./AER % * Net p.a. %	0.75/0.75 0.60
14.05.14	gross p.a./AER % * Net p.a. %	0.50/0.50 0.40
03.03.14	gross p.a./AER % * Net p.a. %	1.00/1.00 0.80
11.09.13	gross p.a./AER % * Net p.a. %	1.24/1.25 0.99
28.11.12	gross p.a./AER % * Net p.a. %	1.98/2.00 1.58

Solicitors' Online Reserve account (Issue 2) - Annual Income

Date	Account balance	£1,000 or over
31.08.18	gross p.a./AER % * Net p.a. %	0.45 N/A
22.09.16	gross p.a./AER % * Net p.a. %	0.20 0.16
17.09.15	gross p.a./AER % * Net p.a. %	0.50 0.40
19.02.15	gross p.a./AER % * Net p.a. %	0.75 0.60
14.05.14	gross p.a./AER % * Net p.a. %	0.50 0.40
03.03.14	gross p.a./AER % * Net p.a. %	1.00 0.80
11.09.13	gross p.a./AER % * Net p.a. %	1.25 1.00
15.01.13	gross p.a./AER % * Net p.a. %	2.00 1.60
16.11.12	gross p.a./AER % * Net p.a. %	2.30 1.84

Solicitors' Online Reserve account (Issue 2) - Monthly Income

Date	Account balance	£1,000 or over
31.08.18	gross p.a./AER % * Net p.a. %	0.45/0.45 N/A
22.09.16	gross p.a./AER % * Net p.a. %	0.20/0.20 0.16
17.09.15	gross p.a./AER % * Net p.a. %	0.50/0.50 0.40
19.02.15	gross p.a./AER % * Net p.a. %	0.75/0.75 0.60
14.05.14	gross p.a./AER % * Net p.a. %	0.50/0.50 0.40
03.03.14	gross p.a./AER % * Net p.a. %	1.00/1.00 0.80
11.09.13	gross p.a./AER % * Net p.a. %	1.24/1.25 0.99
15.01.13	gross p.a./AER % * Net p.a. %	1.98/2.00 1.58
16.11.12	gross p.a./AER % * Net p.a. %	2.28/2.30 1.81

Solicitors' Online Reserve account (Issue 1)

Date	Account balance	£1,000 to £49,999	£50,000 +
22.09.16	gross p.a./AER % * Net p.a. %	0.20 0.16	0.20 0.16
17.09.15	gross p.a./AER % * Net p.a. %	0.50 0.40	0.50 0.40
19.02.15	gross p.a./AER % * Net p.a. %	0.75 0.60	0.75 0.60
14.05.14	gross p.a./AER % * Net p.a. %	0.50 0.40	0.50 0.40
03.03.14	gross p.a./AER % * Net p.a. %	1.00 0.80	1.00 0.80
11.09.13	gross p.a./AER % * Net p.a. %	1.25 1.00	1.25 1.00
28.06.12	gross p.a./AER % * Net p.a. %	2.30 1.84	2.30 1.84
18.10.11	gross p.a./AER % * Net p.a. %	1.50 1.20	1.75 1.40

Company and Club account - Pension funds

Date	Account balance	£1 or over	£50,000 or over
17.09.15	gross p.a./AER % * Net p.a. %	1.00 -	1.00 -
01.11.09	gross p.a./AER % * Net p.a. %	1.50 -	1.50 -

Company and Club account - Charity deposits (Issue 1)

Date	Account balance	£1 or over	£50,000 to £99,999	£99,999 to £249,999	£250,000 +
07.07.12	gross p.a./AER % * Net p.a. %	0.10 -	0.10 -	0.10 -	0.15 -

Charity share account (Issue 2)

Date	Account balance	£1 to £49,999	£50,000 +
07.07.12	gross p.a./AER % * Net p.a. %	0.10 0.08	0.10 0.08

Interest is paid annually on 31 December and credited directly to your account

Charity share account (Issue 1)

Date	Account balance	£1 to £49,999	£50,000 +
01.04.09	gross p.a./AER % * Net p.a. %	0.10 0.08	0.10 0.08
01.03.09	gross p.a./AER % * Net p.a. %	0.10 0.08	0.45 0.36
01.02.09	gross p.a./AER % * Net p.a. %	0.10 0.08	0.95 0.76
01.01.09	gross p.a./AER % * Net p.a. %	0.45 0.36	1.45 1.16
01.12.08	gross p.a./AER % * Net p.a. %	1.45 1.16	2.45 1.96
01.11.08	gross p.a./AER % * Net p.a. %	2.95 2.36	3.95 3.16
01.05.08	gross p.a./AER % * Net p.a. %	3.45 2.76	4.45 3.56
01.03.08	gross p.a./AER % * Net p.a. %	3.70 2.96	4.70 3.76

Corporate deposit

Date	Deposit amount	Gross p.a./AER % *
31.08.18	£10,000+	0.35
17.09.15	£10,000+	0.10

Interest is paid annually on 31 December and credited directly to your account

Maturity Accounts

18 Month Fixed Rate Maturity Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
12.12.18	26.02.19	£500	£500,000	1.60

18 Month Fixed Rate Maturity Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
12.12.18	26.02.19	£500	£500,000	1.60/1.59

18 Month Fixed Rate Maturity Cash ISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
07.11.18	18.02.19	£500	£500,000	1.25

One Year Fixed Rate Maturity Cash ISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
08.02.18	16.09.18	£500	£500,000	1.25

One Year Fixed Rate Maturity Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
08.02.18	16.09.18	£500	£500,000	1.25

One Year Fixed Rate Maturity Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
08.02.18	16.09.18	£500	£500,000	1.25/1.25

One Year Fixed Rate Maturity Cash ISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
15.12.17	27.02.18	£500	£500,000	1.05

One Year Fixed Rate Maturity Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
15.12.17	07.02.18	£500	£500,000	1.05

One Year Fixed Rate Maturity Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
15.12.17	07.02.18	£500	£500,000	1.05/1.05

18 Month Fixed Rate Maturity Bond

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
01.03.17	20.04.17	£500	£500,000	1.00

One Year Fixed Rate Maturity Cash ISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
08.06.16	25.08.16	£500	£500,000	1.15

One Year Fixed Rate Maturity Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
08.06.16	25.08.16	£500	£500,000	1.15

One Year Fixed Rate Maturity Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
08.06.16	25.08.16	£500	£500,000	1.14/1.15

One Year Fixed Rate Maturity Cash ISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
26.04.16	07.06.16	£500	£500,000	1.35

One Year Fixed Rate Maturity Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
26.04.16	07.06.16	£500	£500,000	1.40

One Year Fixed Rate Maturity Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
26.04.16	07.06.16	£500	£500,000	1.39/1.40

One Year Fixed Rate Maturity Cash ISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Tax-free p.a./AER % *
15.10.15	25.04.16	£500	£500,000	1.45

One Year Fixed Rate Maturity Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
15.10.15	25.04.16	£500	£500,000	1.45

One Year Fixed Rate Maturity Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *
15.10.15	25.04.16	£500	£500,000	1.44/1.45

Maturity Easy Access account - Annual Income
[Previously known as Maturity Cashbuild Account]

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
09.07.15	03.10.16	£1	£1,000,000	0.50	0.40
03.03.14	08.07.15	£1	£1,000,000	1.00	0.80
08.07.13	02.03.14	£1	£1,000,000	1.30	1.04

Maturity Easy Access account - Monthly Income
[Previously known as Maturity Cashbuild Account]

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
09.07.15	03.10.16	£1	£1,000,000	0.50/0.50	0.40
03.03.14	08.07.15	£1	£1,000,000	1.00/1.00	0.80
08.07.13	02.03.14	£1	£1,000,000	1.29/1.30	1.03

One Year Fixed Rate Maturity Bond - Annual Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
24.04.15	06.07.15	£500	£1,000,000	1.50	1.20

One Year Fixed Rate Maturity Bond - Monthly Income

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
24.04.15	06.07.15	£500	£1,000,000	1.49/1.50	1.19

One Year Fixed Rate Maturity Cash NISA

Date opened	Date closed	Minimum deposit	Maximum deposit	Gross p.a./AER % *	Net p.a. %
24.04.15	06.07.15	£500	£1,000,000	1.50	-

* The gross rate is the rate before deducting tax at the rate applicable to savings income. The annual equivalent rate (AER) is a notional rate which illustrates what the gross interest rate would be if the interest was paid and added to the account annually.

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