Self Employed mortgages

If you are not an existing mortgage customer, our products are available through a broker only.

Self Employed Three Year Discount Mortgage

  • Initial rate2.74% Variable
  • then changing to our SVR minus 1.00%4.39%
  • The overall cost for comparison is4.3% APRC
  • Product periodthree years
  • Deposit required40%
  • Arrangement fee£499
View this mortgage ViewRepresentative Example

A mortgage of £275,697 payable over 26 years 11 months, initially on a Discounted rate for 3 years at 2.74% and then a 1.00% discount off our current Standard Variable Rate Mortgage of 5.39% to give a current rate payable of 4.39% (variable) for the remaining 30 years, would require 36 monthly payments of £1,058.50 and 360 monthly payments of £1,337.14.

The total amount payable would be £519,521.21 made up of the loan amount plus interest (£243,859.35), an application fee of £180 and a redemption fee of £80.

The overall cost for comparison is 4.3% APRC representative.

Self Employed Three Year Discount Mortgage

  • Initial rate3.04% Variable
  • then changing to our SVR minus 1.00%4.39%
  • The overall cost for comparison is4.4% APRC
  • Product periodthree years
  • Deposit required20%
  • Arrangement fee£499
View this mortgage ViewRepresentative Example

A mortgage of £275,697 payable over 25 years 11 months, initially on a Discounted rate for 3 years at 3.04% and then a 1.00% discount off our current Standard Variable Rate Mortgage of 5.39% to give a current rate payable of 4.39% (variable) for the remaining 30 years, would require 36 monthly payments of £1,103.66 and 360 monthly payments of £1,341.38.

The total amount payable would be £522,673.14 made up of the loan amount plus interest (£247,011.28), an application fee of £180 and a redemption fee of £80.

The overall cost for comparison is 4.4% APRC representative.

Self Employed Two Year Fixed Rate Mortgage

  • Initial rate3.07% Fixed
  • then changing to our SVR minus 1.00%4.39%
  • The overall cost for comparison is4.3% APRC
  • Product periodFixed until 31/01/2022
  • Deposit required20%
  • Arrangement fee£999
View this mortgage ViewRepresentative Example

A mortgage of £276,197 payable over 33 years, initially on a Fixed rate for 2 years 6 months at 3.07% and then a 1.00% discount off our current Standard Variable Rate Mortgage of 5.39% to give a current rate payable of 4.39% (variable) for the remaining 30 years 6 months, would require 30 monthly payments of £1,110.25 and 366 monthly payments of £1,308.18.

The total amount payable would be £512,100.05 made up of the loan amount plus interest (£235,938.19), an application fee of £180 and a redemption fee of £80.

The overall cost for comparison is 4.3% APRC representative.

Your home may be repossessed if you do not keep up repayments on your mortgage