A couple plan to build their own home. A couple plan to build their own home.

How easy is it to build your own home?

Building your own home might be something you hadn't considered before.

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Self Build & Custom Build Mortgages

Do you dream of starting from scratch, buying a plot of land and building your own home? Or perhaps you’re looking to find a place that needs a complete refurbishment where you can put your own stamp on it. At Saffron, we understand dreamers and our self-build mortgage is designed for you.

Because it’s likely that your project will take shape over a period of time, we’ll release your funds in stages in line with the progress of the build. An added benefit is that you can choose to repay interest-only until the project is completed.

  • Funds released in line with the progress of the project so you’re not paying interest on funds you’re not using
  • Interest-only until project completion
  • Expert help from our friendly Mortgage Advisers
  • Available for custom-build

What is custom build?

Custom build homes are self-built homes that are facilitated by a professional developer. They offer the chance to have a unique property that suits an individual’s lifestyle and preferences but minus the high degree of involvement associated with traditional self-builds. Custom building can describe a single one-off home commissioned by an individual and built by a developer, or a group of homes built by a developer but offering the future occupants the chance to tailor the design.


You can access our mortgages through Saffron Mortgage Finders or through your mortgage broker.

Self Build Mortgage

  • Initial rate3.99% Variable
  • The overall cost for comparison is4.5% APRC
  •  
  • Product period24 months
  • Max Gross Development Value75%
  • Arrangement fee0.50% of the loan
View this mortgage ViewRepresentative Example

A mortgage of £289,366 payable over 10 years 0 months on our current Standard Variable Rate Mortgage of 3.99% (variable) would require 24 monthly payments of £2,927.96.

The total amount payable would be £355,666.97 made up of the loan amount plus interest (£66,335.97), an application fee of £300 and a redemption fee of £80.

The overall cost for comparison is 4.5% APRC representative.

Self Build Mortgage

  • Initial rate4.19% Variable
  • The overall cost for comparison is4.5% APRC
  •  
  • Product period24 months
  • Max Gross Development Value80%
  • Arrangement fee0.50% of the loan
View this mortgage ViewRepresentative Example

A mortgage of £289,366 payable over 10 years 0 months on our current Standard Variable Rate Mortgage of 4.19% (variable) would require 24 monthly payments of £2,955.89.

The total amount payable would be £356,871.80 made up of the loan amount plus interest (£67,505.80), an application fee of £300 and a redemption fee of £80.

The overall cost for comparison is 4.5% APRC representative.

Your home may be repossessed if you do not keep up repayments on your mortgage

Unfinished house. Home Remodeling and Renovation. Painting house wall with stucco and plastering.

Is 2019 the year to build your own home?

The popularity of self-builds is starting to grow and there is more and more support available to turn ideas into reality.

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self build case study - matthew-switzer.

Self-build case study

One of the most satisfying aspects of what we do at Saffron is to see how our work can help people fulfil their ambitions.

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A couple plan to build their own home.

How to build your own home

When faced with a task the size of building a house, it’s important to break all the individual stages down.

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Read our self-build guide to find out how we can help you build your dream home