Professional Mortgages

At Saffron, we have a reputation for providing specially tailored mortgages for qualified professionals. If you’re a doctor, solicitor, accountant or any of the professions listed below, we could offer you a larger loan at privileged rates.

With our Professional Mortgages, you can benefit from a fixed rate mortgage or a 5-year discounted period. The advantage with Saffron is that when your discount period comes to an end, you’ll still enjoy a 1% discount off our standard variable rate.

  • 1% off our standard variable rate after your initial discount period ends
  • Reduced rate on variable rate products if your balance drops into a lower loan-to-value band
  • Expert help from our friendly Mortgage Advisers

Available for the following professions once fully qualified and practising: Accountants, Actuaries, Architects, Barristers, Chartered Surveyors, Commercial Pilots, Dentists, Medical Doctors, Optometrists, Pharmacists, Professionally Qualified IFAs to level 4, Solicitors, Teachers and Vets.

Bankers, Mortgage Brokers and other professionals considered by referral and must earn over £100,000 and hold industry recognised qualification.

Your home may be repossessed if you do not keep up repayments on your mortgage

Our professional mortgages

Professional Fixed Rate Mortgage

  • Initial rate3.27% Fixed
  • then changing to our SVR minus 1.00%4.39%
  • The overall cost for comparison is4.2% APRC
  • Product periodFixed until 31/01/2020
  • Deposit required30%
  • Arrangement fee£999
View this mortgage ViewRepresentative Example

A mortgage of £791,029 payable over 34 years, initially on a Fixed rate Until 31.01.2020 at 3.27% and then a 1.00% discount off of our current Standard Variable Rate Mortgage of 5.39% to give a current rate payable of 4.39% (variable) for the remaining 30 years 5 months, would require 43 monthly payments of £3,214.67 and 365 monthly payments of £3,690.80.

The total amount payable would be £1,485,685.38 made up of the loan amount plus interest (£694,686.38), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.2% APRC representative.

Professional Fixed Rate Mortgage

  • Initial rate3.57% Fixed
  • then changing to our SVR minus 1.00%4.39%
  • The overall cost for comparison is4.3% APRC
  • Product periodFixed until 31/01/2020
  • Deposit required20%
  • Arrangement fee£999
View this mortgage ViewRepresentative Example

A mortgage of £791,029 payable over 34 years, initially on a Fixed rate Until 31.01.2020 at 3.57% and then a 1.00% discount off of our current Standard Variable Rate Mortgage of 5.39% to give a current rate payable of 4.39% (variable) for the remaining 30 years 5 months, would require 43 monthly payments of £3,350.40 and 365 monthly payments of £3,703.75.

The total amount payable would be £1,496,229.21 made up of the loan amount plus interest (£705,230.21), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.3% APRC representative.

Professional Fixed Rate Mortgage

  • Initial rate3.87% Fixed
  • then changing to our SVR minus 1.00%4.39%
  • The overall cost for comparison is4.4% APRC
  • Product periodFixed until 31/01/2020
  • Deposit required15%
  • Arrangement fee£999
View this mortgage ViewRepresentative Example

A mortgage of £791,029 payable over 34 years, initially on a Fixed rate Until 31.01.2020 at 3.87% and then a 1.00% discount off of our current Standard Variable Rate Mortgage of 5.39% to give a current rate payable of 4.39% (variable) for the remaining 30 years 5 months, would require 43 monthly payments of £3,489.01 and 365 monthly payments of £3,716.16.

The total amount payable would be £1,506,704.85 made up of the loan amount plus interest (£715,705.85), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.4% APRC representative.

Professional Fixed Rate Mortgage

  • Initial rate4.07% Fixed
  • then changing to our SVR minus 1.00%4.39%
  • The overall cost for comparison is4.4% APRC
  • Product periodFixed until 31/01/2020
  • Deposit required10%
  • Arrangement fee£999
View this mortgage ViewRepresentative Example

A mortgage of £791,029 payable over 34 years, initially on a Fixed rate Until 31.01.2020 at 4.07% and then a 1.00% discount off of our current Standard Variable Rate Mortgage of 5.39% to give a current rate payable of 4.39% (variable) for the remaining 30 years 5 months, would require 43 monthly payments of £3,583.00 and 365 monthly payments of £3,724.13.

The total amount payable would be £1,513,648.67 made up of the loan amount plus interest (£722,649.67), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.4% APRC representative.

Professional 5 Year Discount Mortgage

  • Initial rate3.19% Variable
  • then changing to our SVR minus 1.00%4.39%
  • The overall cost for comparison is4.1% APRC
  • Product periodfive years
  • Deposit required30%
  • Arrangement fee£1,550
View this mortgage ViewRepresentative Example

A mortgage of £791,580 payable over 34 years, initially on a Discount rate for 5 Years at 3.19% and then a 1.00% discount off of our current Standard Variable Rate Mortgage of 5.39% to give a current rate payable of 4.39% (variable) for the remaining 29 years, would require 60 monthly payments of £3,181.19 and 348 monthly payments of £3,669.49.

The total amount payable would be £1,468,187.91 made up of the loan amount plus interest (£676,637.91), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.1% APRC representative.

Professional 5 Year Discount Mortgage

  • Initial rate3.69% Variable
  • then changing to our SVR minus 1.00%4.39%
  • The overall cost for comparison is4.3% APRC
  • Product periodfive years
  • Deposit required20%
  • Arrangement fee£1,550
View this mortgage ViewRepresentative Example

A mortgage of £791,580 payable over 34 years, initially on a Discount rate for 5 Years at 3.69% and then a 1.00% discount off of our current Standard Variable Rate Mortgage of 5.39% to give a current rate payable of 4.39% (variable) for the remaining 29 years, would require 60 monthly payments of £3,407.87 and 348 monthly payments of £3,699.45.

The total amount payable would be £1,492,225.61 made up of the loan amount plus interest (£700,675.61), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.3% APRC representative.

Professional 5 Year Discount Mortgage

  • Initial rate3.79% Variable
  • then changing to our SVR minus 1.00%4.39%
  • The overall cost for comparison is4.3% APRC
  • Product periodfive years
  • Deposit required15%
  • Arrangement fee£1,550
View this mortgage ViewRepresentative Example

A mortgage of £791,580 payable over 34 years, initially on a Discount rate for 5 Years at 3.79% and then a 1.00% discount off of our current Standard Variable Rate Mortgage of 5.39% to give a current rate payable of 4.39% (variable) for the remaining 29 years, would require 60 monthly payments of £3,454.17 and 348 monthly payments of £3,705.21.

The total amount payable would be £1,497,010.25 made up of the loan amount plus interest (£705,460.25), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.3% APRC representative.

Professional 5 Year Discount Mortgage

  • Initial rate3.99% Variable
  • then changing to our SVR minus 1.00%4.39%
  • The overall cost for comparison is4.4% APRC
  • Product periodfive years
  • Deposit required10%
  • Arrangement fee£1,550
View this mortgage ViewRepresentative Example

A mortgage of £791,580 payable over 34 years, initially on a Discount rate for 5 Years at 3.99% and then a 1.00% discount off of our current Standard Variable Rate Mortgage of 5.39% to give a current rate payable of 4.39% (variable) for the remaining 29 years, would require 60 monthly payments of £3,547.72 and 348 monthly payments of £3,716.51.

The total amount payable would be £1,506,559.98 made up of the loan amount plus interest (£715,009.98), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.4% APRC representative.

Talk to us today

To arrange an appointment with one of our Mortgage Advisers call us free on:0800 072 1100or complete the form below:





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