For those working on a self-employed basis, this mortgage is available for applicants with only 1 year’s accounts.
If you run your own business or work on a self-employed basis, our self-employed mortgage products can provide you with more flexibility.
Product Criteria
- Minimum 12 months’ accounts plus a projection of future earnings
- 1 months’ personal bank statement
- Minimum age 21
- Minimum term 5 years
- Maximum term 40 years
- Interest only or repayment
- Interest only to 70% max LTV and subject to an acceptable repayment strategy
- Minimum property value £100,000
- Minimum loan size: £30,000. Maximum loan size: £3,000,000 up to 80% LTV or £1,000,000 above 80% LTV. Loans over this are priced on a bespoke basis and have restricted LTV’s