First Time Buyer Five Year Fixed Rate Mortgage
Initial rate
4.07% (fixed)
Product period
31,08.2026
then changing to our SVR minus 1.00%
4.39%
Deposit required
10.00%
The overall cost for comparison is
4.40% APRC
Arrangement fee
None
We are currently experiencing high level of phone calls, which is increasing our wait times, we apologise for any inconvenience. If you would like to arrange for us to contact you, you can do so by completing our call back request form.
So you’re looking to take the plunge and buy your first home. It’s an exciting time. But we realise that it can also be a little daunting so our broker team are here to help you every step of the way.
Because we take a more personal approach, our broker team will assist in guiding you through the process, answer any questions and together we’ll work out how we can help you based on how much you can comfortably afford.
The good news is that we offer competitive rates and you’ll only need a minimum of 10% of the value of your new home as a deposit, or 5% with our Joint Borrower, Sole Proprietor product. That can really help to get you on the property ladder and perhaps leave you with some money to spend on your new home.
At Saffron Building Society, we understand that sometimes mortgages can seem very confusing. But when stripped back to the basics, they’re quite easy to understand. That is why we have created a guide to mortgages that will help you make sense of the transaction you may be about to enter into and a step-by-step guide to applying for a mortgage and how your Saffron Mortgage Adviser will help you every step of the way.
To find out more about our JBSP product please contact us.
4.07% (fixed)
31,08.2026
4.39%
10.00%
4.40% APRC
None
3.77% (fixed)
31.08.2023
4.39%
10.00%
4.40% APRC
None
4.17% (fixed)
31/08/2026
4.39%
5.00%
4.40% APRC
None