How much can I borrow?

Before you head off house hunting, it’s a good idea to know what your price range could be. To find out, simply enter your income and expenditure details below and see how much you might be able to borrow.

Of course, you should check that the monthly repayments are affordable for you. Our handy payment calculator can help.

Please note that a maximum limit of 4.49 times loan to income will be applied as standard to any loan request

Mortgage Details


Applicant One

Please ensure you’ve read the guidelines on how much pension income to include

Applicant Two


Applicant One

Applicant Two


The amount is only an indication of how much we may be able to lend; it is not an agreement to lend. Consideration of a mortgage application would be subject to our mortgage lending policy and a credit check where the outstanding credit commitments will be considered.