How much can I borrow?
Before you head off house hunting, it’s a good idea to know what your price range could be. To find out, simply enter your income and expenditure details below and see how much you might be able to borrow.
Of course, you should check that the monthly repayments are affordable for you. Our handy budget checker can help.
If your mortgage will take you into retirement and/or beyond your 75th birthday, we may still be able to help. Talk to us today to arrange an appointment with one of our Mortgage Advisers.
Please note that a maximum limit of 4.49 times loan to income will be applied as standard to any loan request
This is an illustration only to give you an indication of what you may be able to borrow.
|Ultimate Factor in use|
|Gross Debt Servicing Funds|
|Net Debt Servicing Funds|
|Interest-only modifier in use|
|Applicant 1 total income (SHOWN)|
|Applicant 1 total income (USED)|
|Applicant 2 total income (SHOWN)|
|Applicant 2 total income (USED)|