Fixed Rate mortgages

A fixed rate mortgage offers you the peace of mind of a set monthly payment during the term of the mortgage deal.

If you are not an existing mortgage customer, our products are available through a broker only.

Two Year Fixed Rate Mortgage

  • Initial rate1.47% Fixed
  • then changing to our SVR minus 1.00%4.39%
  • The overall cost for comparison is3.4% APRC
  • Product periodFixed until 30/09/2022
  • Deposit required20%
  • Arrangement fee£999
View this mortgage ViewRepresentative Example

A mortgage of £352,383 payable over 10 years, initially on a Fixed rate for 2 years at 1.47% and then a 1.00% discount off our current Standard Variable Rate Mortgage of 5.39% to give a current rate payable of 4.39% (variable) for the remaining 8 years, would require 24 monthly payments of £3,159.44 and 96 monthly payments of £3,538.08.

The total amount payable would be £415,742.24 made up of the loan amount plus interest (£63,394.72), an application fee of £180 and a redemption fee of £80.

The overall cost for comparison is 3.4% APRC representative.

Five Year Fixed Rate Mortgage

  • Initial rate1.77% Fixed
  • then changing to our SVR minus 1.00%4.39%
  • The overall cost for comparison is3.3% APRC
  • Product periodFixed until 30/09/2025
  • Deposit required20%
  • Arrangement fee£999
View this mortgage ViewRepresentative Example

A mortgage of £352,383 payable over 20 years, initially on a Fixed rate for 5 years at 1.77% and then a 1.00% discount off our current Standard Variable Rate Mortgage of 5.39% to give a current rate payable of 4.39% (variable) for the remaining 15 years, would require 60 monthly payments of £1,744.51 and 180 monthly payments of £2,092.91.

The total amount payable would be £481,655.00 made up of the loan amount plus interest (£129,307.48), an application fee of £180 and a redemption fee of £80.

The overall cost for comparison is 3.3% APRC representative.

Self Employed Two Year Fixed Rate Mortgage

  • Initial rate3.07% Fixed
  • then changing to our SVR minus 1.00%4.39%
  • The overall cost for comparison is4.3% APRC
  • Product periodFixed until 31/01/2022
  • Deposit required20%
  • Arrangement fee£999
View this mortgage ViewRepresentative Example

A mortgage of £276,197 payable over 33 years, initially on a Fixed rate for 2 years 6 months at 3.07% and then a 1.00% discount off our current Standard Variable Rate Mortgage of 5.39% to give a current rate payable of 4.39% (variable) for the remaining 30 years 6 months, would require 30 monthly payments of £1,110.25 and 366 monthly payments of £1,308.18.

The total amount payable would be £512,100.05 made up of the loan amount plus interest (£235,938.19), an application fee of £180 and a redemption fee of £80.

The overall cost for comparison is 4.3% APRC representative.

Contractor Two Year Fixed Rate Mortgage

  • Initial rate2.87% Fixed
  • then changing to our SVR minus 1.00%4.39%
  • The overall cost for comparison is4.4% APRC
  • Product periodFixed until 31/08/2022
  • Deposit required20%
  • Arrangement fee£999
View this mortgage ViewRepresentative Example

A mortgage of £236,748 payable over 25 years, initially on a Fixed rate for 2 years at 2.87% and then a 1.00% discount off our current Standard Variable Rate Mortgage of 5.39% to give a current rate payable of 4.39% (variable) for the remaining 23 years, would require 24 monthly payments of £1,106.74 and 276 monthly payments of £1,314.03.

The total amount payable would be £380,250.30 made up of the loan amount plus interest (£143,536.98), an application fee of £180 and a redemption fee of £80.

The overall cost for comparison is 4.4% APRC representative.

Your home may be repossessed if you do not keep up repayments on your mortgage