Fixed Rate Mortgages
A fixed rate mortgage offers you the peace of mind of a set monthly payment during the term of the mortgage deal.
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Your home may be repossessed if you do not keep up repayments on your mortgage
Our fixed-rate mortgages
|Product||Initial rate||then changing to our SVR, currently||The overall cost for comparison is||Product period||Deposit required||Arrangement fee|
|80% Fixed Rate Mortgage||2.07% Fixed||5.39%||3.9% APRC||Fixed until 31/01/2021||20%||£995||More|
|80% Fixed Rate Mortgage||2.27% Fixed||5.39%||3.5% APRC||Fixed until 31/12/2022||20%||£1,495||More|
The following representative example is intended to allow you to easily compare products across lender and does not reflect what your actual monthly payment or APRC could be. Please contact us if you have any questions regarding this.
A mortgage of £64,842 payable over 9 years 11 months, initially on a rate for at 2.87% and then on our current Standard Variable Rate Mortgage of 5.39% (variable) for the remaining 6 years 4 months, would require 43 monthly payments of £626.75 and 76 monthly payments of £677.20.
The total amount payable would be £78,697.57 made up of the loan amount plus interest (£13,885.57), an application fee of £135 and a redemption fee of £130.
The overall cost for comparison is 4.0% APRC representative.