Fixed Rate mortgages

A fixed rate mortgage offers you the peace of mind of a set monthly payment during the term of the mortgage deal.

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First Time Buyer Three Year Fixed Rate Mortgage

  • Initial rate2.77% Fixed
  • then changing to our SVR minus 1.00%4.64%
  • The overall cost for comparison is4.3% APRC
  • Product periodFixed until 31/07/2023
  • Deposit required5%
  • Arrangement feeNone
View this mortgage ViewRepresentative Example

A mortgage of £190,084 payable over 35 years, initially on a Fixed rate for 3 years 4 months at 2.77% and then a 1.00% discount off our current Standard Variable Rate Mortgage of 5.64% to give a current rate payable of 4.64% (variable) for the remaining 31 years 8 months, would require 40 monthly payments of £707.36 and 380 monthly payments of £898.94.

The total amount payable would be £369,971.60 made up of the loan amount plus interest (£179,922.49), an application fee of £180 and a redemption fee of £80.

The overall cost for comparison is 4.3% APRC representative.

First Time Buyer Five Year Fixed Rate Mortgage

  • Initial rate2.87% Fixed
  • then changing to our SVR minus 1.00%4.64%
  • The overall cost for comparison is4.1% APRC
  • Product periodFixed until 31/07/2025
  • Deposit required5%
  • Arrangement feeNone
View this mortgage ViewRepresentative Example

A mortgage of £190,084 payable over 35 years, initially on a Fixed rate for 5 years 5 months at 2.87% and then a 1.00% discount off our current Standard Variable Rate Mortgage of 5.64% to give a current rate payable of 4.64% (variable) for the remaining 29 years 7 months, would require 65 monthly payments of £717.82 and 355 monthly payments of £889.55.

The total amount payable would be £362,705.55 made up of the loan amount plus interest (£172,656.44), an application fee of £180 and a redemption fee of £80.

The overall cost for comparison is 4.1% APRC representative.

Family Support Mortgage

  • Initial rate2.67% Fixed
  • then changing to our SVR minus 1.00%4.64%
  • The overall cost for comparison is4.0% APRC
  • Product periodFixed until 31/08/2025
  • Deposit required5%
  • Arrangement feeNone
View this mortgage ViewRepresentative Example

A mortgage of £190,084 payable over 35 years, initially on a Fixed rate for 5 years 6 months at 2.67% and then a 1.00% discount off our current Standard Variable Rate Mortgage of 5.64% to give a current rate payable of 4.64% (variable) for the remaining 29 years 6 months, would require 66 monthly payments of £696.98 and 354 monthly payments of £885.67.

The total amount payable would be £359,787.76 made up of the loan amount plus interest (£169,738.76), an application fee of £180 and a redemption fee of £80.

The overall cost for comparison is 4.0% APRC representative.

Five Year Fixed Rate Mortgage

  • Initial rate2.57% Fixed
  • then changing to our SVR minus 1.00%4.64%
  • The overall cost for comparison is3.1% APRC
  • Product periodFixed until 28/02/2025
  • Deposit required20%
  • Arrangement fee£999
View this mortgage ViewRepresentative Example

A mortgage of £352,383 payable over 10 years, initially on a Fixed rate for 5 years 5 months at 2.57% and then a 1.00% discount off our current Standard Variable Rate Mortgage of 5.64% to give a current rate payable of 4.64% (variable) for the remaining 4 years 7 months, would require 65 monthly payments of £3,333.14 and 55 monthly payments of £3,490.20.

The total amount payable would be £408,718.04 made up of the loan amount plus interest (£56,370.52), an application fee of £180 and a redemption fee of £80.

The overall cost for comparison is 3.1% APRC representative.

Two Year Fixed Rate Mortgage

  • Initial rate2.57% Fixed
  • then changing to our SVR minus 1.00%4.64%
  • The overall cost for comparison is3.8% APRC
  • Product periodFixed until 28/02/2022
  • Deposit required10%
  • Arrangement fee£999
View this mortgage ViewRepresentative Example

A mortgage of £352,383 payable over 10 years, initially on a Fixed rate for 2 years 6 months at 2.57% and then a 1.00% discount off our current Standard Variable Rate Mortgage of 5.64% to give a current rate payable of 4.64% (variable) for the remaining 7 years 6 months, would require 30 monthly payments of £3,333.14 and 90 monthly payments of £3,591.93.

The total amount payable would be £432,527.90 made up of the loan amount plus interest (£80,180.38), an application fee of £180 and a redemption fee of £80.

The overall cost for comparison is 3.8% APRC representative.

Self Employed Two Year Fixed Rate Mortgage

  • Initial rate3.07% Fixed
  • then changing to our SVR minus 1.00%4.64%
  • The overall cost for comparison is4.3% APRC
  • Product periodFixed until 31/01/2022
  • Deposit required20%
  • Arrangement fee£999
View this mortgage ViewRepresentative Example

A mortgage of £276,197 payable over 33 years, initially on a Fixed rate for 2 years 6 months at 3.07% and then a 1.00% discount off our current Standard Variable Rate Mortgage of 5.64% to give a current rate payable of 4.64% (variable) for the remaining 30 years 6 months, would require 30 monthly payments of £1,110.25 and 366 monthly payments of £1,308.18.

The total amount payable would be £512,100.05 made up of the loan amount plus interest (£235,938.19), an application fee of £180 and a redemption fee of £80.

The overall cost for comparison is 4.3% APRC representative.

Self Employed Two Year Fixed Rate Mortgage

  • Initial rate3.57% Fixed
  • then changing to our SVR minus 1.00%4.64%
  • The overall cost for comparison is4.6% APRC
  • Product periodFixed until 31/08/2022
  • Deposit required10%
  • Arrangement fee£999
View this mortgage ViewRepresentative Example

A mortgage of £276,197 payable over 33 years, initially on a Fixed rate for 2 years at 3.57% and then a 1.00% discount off our current Standard Variable Rate Mortgage of 5.64% to give a current rate payable of 4.64% (variable) for the remaining 31 years, would require 24 monthly payments of £1,188.10 and 372 monthly payments of £1,353.11.

The total amount payable would be £531,141.26 made up of the loan amount plus interest (£254,979.40), an application fee of £180 and a redemption fee of £80.

The overall cost for comparison is 4.6% APRC representative.

Contractor Two Year Fixed Rate Mortgage

  • Initial rate2.87% Fixed
  • then changing to our SVR minus 1.00%4.64%
  • The overall cost for comparison is4.4% APRC
  • Product periodFixed until 31/08/2022
  • Deposit required20%
  • Arrangement fee£999
View this mortgage ViewRepresentative Example

A mortgage of £236,748 payable over 25 years, initially on a Fixed rate for 2 years at 2.87% and then a 1.00% discount off our current Standard Variable Rate Mortgage of 5.64% to give a current rate payable of 4.64% (variable) for the remaining 23 years, would require 24 monthly payments of £1,106.74 and 276 monthly payments of £1,314.03.

The total amount payable would be £380,250.30 made up of the loan amount plus interest (£143,536.98), an application fee of £180 and a redemption fee of £80.

The overall cost for comparison is 4.4% APRC representative.

Contractor Two Year Fixed Rate Mortgage

  • Initial rate3.37% Fixed
  • then changing to our SVR minus 1.00%4.64%
  • The overall cost for comparison is4.5% APRC
  • Product periodFixed until 31/08/2022
  • Deposit required10%
  • Arrangement fee£999
View this mortgage ViewRepresentative Example

A mortgage of £236,748 payable over 25 years, initially on a Fixed rate for 2 years at 3.37% and then a 1.00% discount off our current Standard Variable Rate Mortgage of 5.64% to give a current rate payable of 4.64% (variable) for the remaining 23 years, would require 24 monthly payments of £1,168.77 and 276 monthly payments of £1,320.25.

The total amount payable would be £391,790.60 made up of the loan amount plus interest (£155,077.28), an application fee of £180 and a redemption fee of £80.

The overall cost for comparison is 4.5% APRC representative.

Your home may be repossessed if you do not keep up repayments on your mortgage