First Time Buyer Mortgages

EXCITING NEW SERVICE LAUNCH COMING SOON!

In the meantime all of our mortgage products are available via a mortgage broker

First Time Buyer Three Year Fixed Rate Mortgage

  • Initial rate2.77% Fixed
  • then changing to our SVR minus 1.00%4.64%
  • The overall cost for comparison is4.3% APRC
  • Product periodFixed until 31/07/2023
  • Deposit required5%
  • Arrangement feeNone
View this mortgage ViewRepresentative Example

A mortgage of £190,084 payable over 35 years, initially on a Fixed rate for 3 years 4 months at 2.77% and then a 1.00% discount off our current Standard Variable Rate Mortgage of 5.64% to give a current rate payable of 4.64% (variable) for the remaining 31 years 8 months, would require 40 monthly payments of £707.36 and 380 monthly payments of £898.94.

The total amount payable would be £369,971.60 made up of the loan amount plus interest (£179,922.49), an application fee of £180 and a redemption fee of £80.

The overall cost for comparison is 4.3% APRC representative.

First Time Buyer Five Year Fixed Rate Mortgage

  • Initial rate2.87% Fixed
  • then changing to our SVR minus 1.00%4.64%
  • The overall cost for comparison is4.1% APRC
  • Product periodFixed until 31/07/2025
  • Deposit required5%
  • Arrangement feeNone
View this mortgage ViewRepresentative Example

A mortgage of £190,084 payable over 35 years, initially on a Fixed rate for 5 years 5 months at 2.87% and then a 1.00% discount off our current Standard Variable Rate Mortgage of 5.64% to give a current rate payable of 4.64% (variable) for the remaining 29 years 7 months, would require 65 monthly payments of £717.82 and 355 monthly payments of £889.55.

The total amount payable would be £362,705.55 made up of the loan amount plus interest (£172,656.44), an application fee of £180 and a redemption fee of £80.

The overall cost for comparison is 4.1% APRC representative.

Family Support Mortgage

  • Initial rate2.67% Fixed
  • then changing to our SVR minus 1.00%4.64%
  • The overall cost for comparison is4.0% APRC
  • Product periodFixed until 31/08/2025
  • Deposit required5%
  • Arrangement feeNone
View this mortgage ViewRepresentative Example

A mortgage of £190,084 payable over 35 years, initially on a Fixed rate for 5 years 6 months at 2.67% and then a 1.00% discount off our current Standard Variable Rate Mortgage of 5.64% to give a current rate payable of 4.64% (variable) for the remaining 29 years 6 months, would require 66 monthly payments of £696.98 and 354 monthly payments of £885.67.

The total amount payable would be £359,787.76 made up of the loan amount plus interest (£169,738.76), an application fee of £180 and a redemption fee of £80.

The overall cost for comparison is 4.0% APRC representative.

Your home may be repossessed if you do not keep up repayments on your mortgage