Mortgages for Existing Customers

These mortgage products are for existing Saffron Building Society customers whose current mortgage deal is coming to an end.

Your home may be repossessed if you do not keep up repayments on your mortgage

Our existing-customer mortgages

Three Year Discount Mortgage

  • Initial rate1.74% Variable
  • then changing to our SVR, currently5.64%
  • The overall cost for comparison is4.4% APRC
  • Product periodthree years
  • Deposit required40%
  • Arrangement feeNone
View this mortgage ViewRepresentative Example

A mortgage of £64,812 payable over 9 years 11 months, initially on a Discounted rate for 3 years at 1.74% and then on our current Standard Variable Rate Mortgage of 5.64% (variable) for the remaining 6 years 11 months, would require 36 monthly payments of £93.98 and 83 monthly payments of £304.62.

The total amount payable would be £93,478.35 made up of the loan amount plus interest (£28,666.35) and a redemption fee of £80.

The overall cost for comparison is 4.4% APRC representative.

Three Year Discount Mortgage

  • Initial rate1.94% Variable
  • then changing to our SVR, currently5.64%
  • The overall cost for comparison is3.8% APRC
  • Product periodthree years
  • Deposit required20%
  • Arrangement feeNone
View this mortgage ViewRepresentative Example

A mortgage of £64,812 payable over 9 years 11 months, initially on a Discounted rate for 3 years at 1.94% and then on our current Standard Variable Rate Mortgage of 5.64% (variable) for the remaining 6 years 11 months, would require 36 monthly payments of £599.15 and 83 monthly payments of £677.93.

The total amount payable would be £77,837.45 made up of the loan amount plus interest (£13,025.45) and a redemption fee of £80.

The overall cost for comparison is 3.8% APRC representative.

Three Year Discount Mortgage

  • Initial rate2.94% Variable
  • then changing to our SVR, currently5.64%
  • The overall cost for comparison is4.3% APRC
  • Product periodthree years
  • Deposit required10%
  • Arrangement feeNone
View this mortgage ViewRepresentative Example

A mortgage of £64,812 payable over 9 years 11 months, initially on a Discounted rate for 3 years at 2.94% and then on our current Standard Variable Rate Mortgage of 5.64% (variable) for the remaining 6 years 11 months, would require 36 monthly payments of £628.55 and 83 monthly payments of £687.45.

The total amount payable would be £79,686.22 made up of the loan amount plus interest (£14,874.22) and a redemption fee of £80.

The overall cost for comparison is 4.3% APRC representative.

Three Year Fixed Rate Mortgage

  • Initial rate2.37% Fixed
  • then changing to our SVR, currently5.64%
  • The overall cost for comparison is3.7% APRC
  • Product periodFixed until 30/04/2022
  • Deposit required20%
  • Arrangement feeNone
View this mortgage ViewRepresentative Example

A mortgage of £64,812 payable over 9 years 11 months, initially on a Fixed rate for 3 years 9 months at 2.37% and then on our current Standard Variable Rate Mortgage of 5.64% (variable) for the remaining 6 years 2 months, would require 45 monthly payments of £611.68 and 74 monthly payments of £674.48.

The total amount payable would be £77,517.15 made up of the loan amount plus interest (£12,705.12) and a redemption fee of £80.

The overall cost for comparison is 3.7% APRC representative.

Five Year Fixed Rate Mortgage

  • Initial rate2.67% Fixed
  • then changing to our SVR, currently5.64%
  • The overall cost for comparison is3.2% APRC
  • Product periodFixed until 30/04/2024
  • Deposit required20%
  • Arrangement feeNone
View this mortgage ViewRepresentative Example

A mortgage of £64,812 payable over 9 years 11 months, initially on a Fixed rate for 5 years 9 months at 2.67% and then on our current Standard Variable Rate Mortgage of 5.64% (variable) for the remaining 4 years 2 months, would require 69 monthly payments of £620.52 and 50 monthly payments of £659.63.

The total amount payable would be £75,877.38 made up of the loan amount plus interest (£11,065.38) and a redemption fee of £80.

The overall cost for comparison is 3.2% APRC representative.

Variable Rate Mortgage

  • Initial rate4.64% Variable
  • The overall cost for comparison is4.8% APRC
  •  
  • Product periodLife of loan
  • Deposit required5%
  • Arrangement feeNone
View this mortgage ViewRepresentative Example

A mortgage of £64,812 payable over 9 years 11 months on a 1.00% discount off our current Standard Variable Rate Mortgage of 5.64% to give a current rate payable of 4.64% (variable) would require 119 monthly payments of £680.55.

The total amount payable would be £81,065.45 made up of the loan amount plus interest (£16,253.45) and a redemption fee of £80.

The overall cost for comparison is 4.8% APRC representative.

Buy-to-Let Three Year Discount Mortgage

  • Initial rate3.04% Variable
  • then changing to our SVR, currently5.64%
  • The overall cost for comparison is4.4% APRC
  • Product periodthree years
  • Deposit required30%
  • Arrangement feeNone
View this mortgage ViewRepresentative Example

A mortgage of £221,449 payable over 10 years 11 months, initially on a Discounted rate for 3 years at 3.04% and then on our current Standard Variable Rate Mortgage of 5.64% (variable) for the remaining 7 years 11 months, would require 36 monthly payments of £1,988.56 and 95 monthly payments of £2,192.82.

The total amount payable would be £279,906.05 made up of the loan amount plus interest (£58,457.05) and a redemption fee of £80.

The overall cost for comparison is 4.4% APRC representative.

Buy-to-Let Three Year Discount Mortgage

  • Initial rate4.24% Variable
  • then changing to our SVR, currently5.64%
  • The overall cost for comparison is5.1% APRC
  • Product periodthree years
  • Deposit required20%
  • Arrangement feeNone
View this mortgage ViewRepresentative Example

A mortgage of £221,449 payable over 10 years 11 months, initially on a Discounted rate for 3 years at 4.24% and then on our current Standard Variable Rate Mortgage of 5.64% (variable) for the remaining 7 years 11 months, would require 36 monthly payments of £2,114.68 and 95 monthly payments of £2,227.98.

The total amount payable would be £287,866.58 made up of the loan amount plus interest (£66,417.58) and a redemption fee of £80.

The overall cost for comparison is 5.1% APRC representative.

Buy-to-Let Three Year Fixed Rate Mortgage

  • Initial rate3.47% Fixed
  • then changing to our SVR, currently5.64%
  • The overall cost for comparison is4.5% APRC
  • Product periodFixed until 30/04/2022
  • Deposit required30%
  • Arrangement feeNone
View this mortgage ViewRepresentative Example

A mortgage of £221,449 payable over 10 years 11 months, initially on a Fixed rate for 3 years 9 months at 3.47% and then on our current Standard Variable Rate Mortgage of 5.64% (variable) for the remaining 7 years 2 months, would require 45 monthly payments of £2,033.21 and 86 monthly payments of £2,189.74.

The total amount payable would be £279,892.09 made up of the loan amount plus interest (£58,443.09) and a redemption fee of £80.

The overall cost for comparison is 4.5% APRC representative.

Buy-to-Let Variable Rate Mortgage

  • Initial rate5.14% Variable
  • The overall cost for comparison is5.3% APRC
  •  
  • Product periodLife of loan
  • Deposit required20%
  • Arrangement feeNone
View this mortgage ViewRepresentative Example

A mortgage of £221,449 payable over 10 years 11 months on a 0.50% discount off our current Standard Variable Rate Mortgage of 5.64% to give a current rate payable of 5.14% (variable) would require 131 monthly payments of £2,212.37.

The total amount payable would be £289,900.47 made up of the loan amount plus interest (£68,451.47) and a redemption fee of £80.

The overall cost for comparison is 5.3% APRC representative.

Talk to us today

To arrange an appointment with one of our Mortgage Advisers call us free on:0800 072 1100or complete the form below:

Does at least one applicant have an income?


Do you have a deposit (or equity in property) of at least 5% of the property value?


Do you own your current residential property (with or without a mortgage)?


Do you have a deposit (or equity in property) of at least 20% of the property value?


Thank you for your enquiry.

A Mortgage Adviser will be in contact with you within 1 working day.