Existing customers: Switch your product

If your current deal with us is coming to an end or you are on our Standard Variable Rate, give us a call to find out what options we have available for you.

Who can switch to a new mortgage deal?

Anyone can apply to switch their mortgage with us, whether you're an existing mortgage customer or your deal is coming to an end with another bank or building society, give us a call to find out more. Please note, your bank or building society may levy a charge for switching your mortgage.

When can I switch?

If you're paying interest on your mortgage at standard variable rate or your current deal is due to end within the next 3 months, you can arrange your new mortgage now, subject to eligibility. If not, you may still switch but you might have to pay an Early Repayment Charge.

Further information about switching

What interest rate will I be charged?

Our range of available mortgages may vary and is subject to change. We may also have from time to time mortgage promotions or cashback offers available.

Are there any fees?

Fees will apply, depending on your circumstances and the mortgage deal you are applying for. For example, there may be an arrangement fee for the mortgage. Existing mortgage customers pay a lower arrangement fee than new customers. Other fees apply as standard for all mortgages. For full guidance on the fees that will apply for you please call us on 0800 072 1100 and ask us for a personalised illustration.

How do I switch to a new deal?

To switch to a new mortgage deal or for our full list of our current retention products please contact the direct mortgage team on 0800 072 1100 or visit your nearest branch.