Contractor mortgages

EXCITING NEW SERVICE LAUNCH COMING SOON!

In the meantime all of our mortgage products are available via a mortgage broker

Contractor Three Year Discount Mortgage

  • Initial rate2.64% Variable
  • then changing to our SVR minus 1.00%4.64%
  • The overall cost for comparison is4.2% APRC
  • Product periodthree years
  • Deposit required40%
  • Arrangement fee£499
View this mortgage ViewRepresentative Example

A mortgage of £236,248 payable over 21 years 11 months, initially on a Discounted rate for 3 years at 2.64% and then a 1.00% discount off our current Standard Variable Rate Mortgage of 5.64% to give a current rate payable of 4.64% (variable) for the remaining 22 years, would require 36 monthly payments of £1,076.58 and 264 monthly payments of £1,303.51.

The total amount payable would be £382,928.83 made up of the loan amount plus interest (£146,715.51), an application fee of £180 and a redemption fee of £80.

The overall cost for comparison is 4.2% APRC representative.

Contractor Three Year Discount Mortgage

  • Initial rate2.94% Variable
  • then changing to our SVR minus 1.00%4.64%
  • The overall cost for comparison is4.3% APRC
  • Product periodthree years
  • Deposit required20%
  • Arrangement fee£499
View this mortgage ViewRepresentative Example

A mortgage of £236,248 payable over 20 years 11 months, initially on a Discounted rate for 3 years at 2.94% and then a 1.00% discount off our current Standard Variable Rate Mortgage of 5.64% to give a current rate payable of 4.64% (variable) for the remaining 22 years, would require 36 monthly payments of £1,112.96 and 264 monthly payments of £1,308.11.

The total amount payable would be £385,452.94 made up of the loan amount plus interest (£149,239.62), an application fee of £180 and a redemption fee of £80.

The overall cost for comparison is 4.3% APRC representative.

Contractor Three Year Discount Mortgage

  • Initial rate3.54% Variable
  • then changing to our SVR minus 1.00%4.64%
  • The overall cost for comparison is4.5% APRC
  • Product periodthree years
  • Deposit required10%
  • Arrangement fee£499
View this mortgage ViewRepresentative Example

A mortgage of £236,248 payable over 19 years 11 months, initially on a Discounted rate for 3 years at 3.54% and then a 1.00% discount off our current Standard Variable Rate Mortgage of 5.64% to give a current rate payable of 4.64% (variable) for the remaining 22 years, would require 36 monthly payments of £1,187.79 and 264 monthly payments of £1,316.96.

The total amount payable would be £390,483.82 made up of the loan amount plus interest (£154,270.50), an application fee of £180 and a redemption fee of £80.

The overall cost for comparison is 4.5% APRC representative.

Contractor Two Year Fixed Rate Mortgage

  • Initial rate2.87% Fixed
  • then changing to our SVR minus 1.00%4.64%
  • The overall cost for comparison is4.4% APRC
  • Product periodFixed until 31/08/2022
  • Deposit required20%
  • Arrangement fee£999
View this mortgage ViewRepresentative Example

A mortgage of £236,748 payable over 25 years, initially on a Fixed rate for 2 years at 2.87% and then a 1.00% discount off our current Standard Variable Rate Mortgage of 5.64% to give a current rate payable of 4.64% (variable) for the remaining 23 years, would require 24 monthly payments of £1,106.74 and 276 monthly payments of £1,314.03.

The total amount payable would be £380,250.30 made up of the loan amount plus interest (£143,536.98), an application fee of £180 and a redemption fee of £80.

The overall cost for comparison is 4.4% APRC representative.

Contractor Two Year Fixed Rate Mortgage

  • Initial rate3.37% Fixed
  • then changing to our SVR minus 1.00%4.64%
  • The overall cost for comparison is4.5% APRC
  • Product periodFixed until 31/08/2022
  • Deposit required10%
  • Arrangement fee£999
View this mortgage ViewRepresentative Example

A mortgage of £236,748 payable over 25 years, initially on a Fixed rate for 2 years at 3.37% and then a 1.00% discount off our current Standard Variable Rate Mortgage of 5.64% to give a current rate payable of 4.64% (variable) for the remaining 23 years, would require 24 monthly payments of £1,168.77 and 276 monthly payments of £1,320.25.

The total amount payable would be £391,790.60 made up of the loan amount plus interest (£155,077.28), an application fee of £180 and a redemption fee of £80.

The overall cost for comparison is 4.5% APRC representative.

Your home may be repossessed if you do not keep up repayments on your mortgage