Buying a new home

Just like homes, mortgages come in many shapes and sizes. At Saffron, we have a comprehensive range and here’s where you can get a quick guide to the ones that could be right for you. Simply enter your details below.

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Enter your details below to find a mortgage.

There are 24 mortgages matching your search

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Mortgage type

Deal period

Your home may be repossessed if you do not keep up repayments on your mortgage

80% Fixed Rate Mortgage

  • Initial rate2.07% Fixed
  • then changing to our SVR, currently5.39%
  • The overall cost for comparison is4.5% APRC
  • Product periodFixed until 31/01/2021
  • Deposit required20%
  • Arrangement fee£995
View this mortgage ViewRepresentative Example

A mortgage of £250,120 payable over 24 years, initially on a Fixed rate 3 years 4 months at 2.07% and then on our current Standard Variable Rate Mortgage of 5.39% (variable) for the remaining 20 years 8 months, would require 40 monthly payments of £1,102.72 and 248 monthly payments of £1,488.57.

The total amount payable would be £413,539.16 made up of the loan amount plus interest (£163,449.00), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.5% APRC representative.

80% Fixed Rate Mortgage

  • Initial rate2.27% Fixed
  • then changing to our SVR, currently5.39%
  • The overall cost for comparison is4.2% APRC
  • Product periodFixed until 31/12/2022
  • Deposit required20%
  • Arrangement fee£1,495
View this mortgage ViewRepresentative Example

A mortgage of £250,120 payable over 24 years, initially on a Fixed rate 5 years 3 months at 2.27% and then on our current Standard Variable Rate Mortgage of 5.39% (variable) for the remaining 18 years 9 months, would require 63 monthly payments of £1,131.71 and 225 monthly payments of £1,465.36.

The total amount payable would be £401,268.73 made up of the loan amount plus interest (£151,178.57), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.2% APRC representative.

Two Year Discount Mortgage

  • Initial rate1.15% Variable
  • then changing to our SVR, currently5.39%
  • The overall cost for comparison is4.7% APRC
  • Product periodtwo years
  • Deposit required40%
  • Arrangement fee£999
View this mortgage ViewRepresentative Example

A mortgage of £250,120 payable over 24 years, initially on a Discounted rate for 2 years at 1.15% and then on our current Standard Variable Rate Mortgage of 5.39% (variable) for the remaining 22 years, would require 24 monthly payments of £998.21 and 264 monthly payments of £1,506.98.

The total amount payable would be £422,064.76 made up of the loan amount plus interest (£171,974.60), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.7% APRC representative.

Two Year Discount Mortgage

  • Initial rate1.25% Variable
  • then changing to our SVR, currently5.39%
  • The overall cost for comparison is4.8% APRC
  • Product periodtwo years
  • Deposit required20%
  • Arrangement fee£999
View this mortgage ViewRepresentative Example

A mortgage of £250,120 payable over 24 years, initially on a Discounted rate for 2 years at 1.25% and then on our current Standard Variable Rate Mortgage of 5.39% (variable) for the remaining 22 years, would require 24 monthly payments of £1,009.71 and 264 monthly payments of £1,508.35.

The total amount payable would be £422,702.44 made up of the loan amount plus interest (£172,612.28), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.8% APRC representative.

Three Year Discount Mortgage

  • Initial rate1.95% Variable
  • then changing to our SVR, currently5.39%
  • The overall cost for comparison is4.4% APRC
  • Product periodthree years
  • Deposit required40%
  • Arrangement feeNone
View this mortgage ViewRepresentative Example

A mortgage of £60,146 payable over 10 years, initially on a Discounted rate for 3 years at 1.95% and then on our current Standard Variable Rate Mortgage of 5.39% (variable) for the remaining 7 years, would require 36 monthly payments of £97.55 and 84 monthly payments of £269.63.

The total amount payable would be £87,243.82 made up of the loan amount plus interest (£27,127.47), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.4% APRC representative.

Three Year Discount Mortgage

  • Initial rate2.29% Variable
  • then changing to our SVR, currently5.39%
  • The overall cost for comparison is4.7% APRC
  • Product periodthree years
  • Deposit required30%
  • Arrangement feeNone
View this mortgage ViewRepresentative Example

A mortgage of £250,120 payable over 24 years, initially on a Discounted rate for 3 years at 2.29% and then on our current Standard Variable Rate Mortgage of 5.39% (variable) for the remaining 21 years, would require 36 monthly payments of £1,129.69 and 252 monthly payments of £1,498.85.

The total amount payable would be £418,644.04 made up of the loan amount plus interest (£168,553.88), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.7% APRC representative.

Three Year Discount Mortgage

  • Initial rate2.39% Variable
  • then changing to our SVR, currently5.39%
  • The overall cost for comparison is4.8% APRC
  • Product periodthree years
  • Deposit required20%
  • Arrangement feeNone
View this mortgage ViewRepresentative Example

A mortgage of £87,066 payable over 27 years, initially on a Discounted rate for 3 years at 2.39% and then on our current Standard Variable Rate Mortgage of 5.39% (variable) for the remaining 24 years, would require 36 monthly payments of £364.79 and 288 monthly payments of £495.06.

The total amount payable would be £241,992.07 made up of the loan amount plus interest (£154,956.37), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.8% APRC representative.

Three Year Discount Mortgage

  • Initial rate3.29% Variable
  • then changing to our SVR, currently5.39%
  • The overall cost for comparison is5.1% APRC
  • Product periodthree years
  • Deposit required10%
  • Arrangement feeNone
View this mortgage ViewRepresentative Example

A mortgage of £198,256 payable over 30 years, initially on a Discounted rate for 3 years at 3.29% and then on our current Standard Variable Rate Mortgage of 5.39% (variable) for the remaining 27 years, would require 36 monthly payments of £866.19 and 324 monthly payments of £1,090.01.

The total amount payable would be £582,991.02 made up of the loan amount plus interest (£384,764.67), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 5.1% APRC representative.

Next Step Variable Rate Mortgage

  • Initial rate4.39% Variable
  • then changing to our SVR, currently5.39%
  • The overall cost for comparison is5.2% APRC
  • Product periodfive years
  • Deposit required5%
  • Arrangement fee£995
View this mortgage ViewRepresentative Example

A mortgage of £475,958 payable over 30 years, initially on a Discounted rate for 5 years at 4.39% and then on our current Standard Variable Rate Mortgage of 5.39% (variable) for the remaining 25 years, would require 60 monthly payments of £2,380.60 and 300 monthly payments of £2,631.51.

The total amount payable would be £930,820.83 made up of the loan amount plus interest (£454,893.33), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 5.2% APRC representative.

Next Step Variable Rate Mortgage

  • Initial rate5.39% Variable
  • then changing to our SVR, currently5.39%
  • The overall cost for comparison is5.5% APRC
  • Product periodLife of loan
  • Deposit required5%
  • Arrangement fee£495
View this mortgage ViewRepresentative Example

A mortgage of £475,458 payable over 30 years on our current Standard Variable Rate Mortgage of 5.39% (variable) would require 360 monthly payments of £2,666.87.

The total amount payable would be £960,338.20 made up of the loan amount plus interest (£484,910.70), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 5.5% APRC representative.

Self Employed Mortgage

  • Initial rate2.49% Variable
  • then changing to our SVR, currently5.39%
  • The overall cost for comparison is4.7% APRC
  • Product periodthree years
  • Deposit required40%
  • Arrangement fee£499
View this mortgage ViewRepresentative Example

A mortgage of £401,964 payable over 25 years, initially on a Discounted rate for 3 years at 2.49% and then on our current Standard Variable Rate Mortgage of 5.39% (variable) for the remaining 22 years, would require 36 monthly payments of £1,801.25 and 264 monthly payments of £2,368.91.

The total amount payable would be £690,502.24 made up of the loan amount plus interest (£288,568.06), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.7% APRC representative.

Self Employed Mortgage

  • Initial rate2.79% Variable
  • then changing to our SVR, currently5.39%
  • The overall cost for comparison is4.8% APRC
  • Product periodthree years
  • Deposit required20%
  • Arrangement fee£499
View this mortgage ViewRepresentative Example

A mortgage of £401,964 payable over 25 years, initially on a Discounted rate for 3 years at 2.79% and then on our current Standard Variable Rate Mortgage of 5.39% (variable) for the remaining 22 years, would require 36 monthly payments of £1,862.55 and 264 monthly payments of £2,377.39.

The total amount payable would be £694,947.76 made up of the loan amount plus interest (£293,013.58), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.8% APRC representative.

Self Employed Mortgage

  • Initial rate3.39% Variable
  • then changing to our SVR, currently5.39%
  • The overall cost for comparison is5.0% APRC
  • Product periodthree years
  • Deposit required10%
  • Arrangement fee£499
View this mortgage ViewRepresentative Example

A mortgage of £401,964 payable over 25 years, initially on a Discounted rate for 3 years at 3.39% and then on our current Standard Variable Rate Mortgage of 5.39% (variable) for the remaining 22 years, would require 36 monthly payments of £1,988.69 and 264 monthly payments of £2,393.72.

The total amount payable would be £703,799.92 made up of the loan amount plus interest (£301,865.74), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 5.0% APRC representative.

Self Employed Fixed Rate Mortgage

  • Initial rate3.27% Fixed
  • then changing to our SVR, currently5.39%
  • The overall cost for comparison is4.9% APRC
  • Product periodFixed until 30/04/2021
  • Deposit required20%
  • Arrangement fee£999
View this mortgage ViewRepresentative Example

A mortgage of £402,464 payable over 25 years, initially on a Fixed rate 3 years 7 months at 3.27% and then on our current Standard Variable Rate Mortgage of 5.39% (variable) for the remaining 21 years 5 months, would require 43 monthly payments of £1,965.53 and 257 monthly payments of £2,383.25.

The total amount payable would be £697,278.04 made up of the loan amount plus interest (£294,843.86), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.9% APRC representative.

Self Employed Fixed Rate Mortgage

  • Initial rate3.77% Fixed
  • then changing to our SVR, currently5.39%
  • The overall cost for comparison is5.0% APRC
  • Product periodFixed until 30/04/2021
  • Deposit required10%
  • Arrangement fee£999
View this mortgage ViewRepresentative Example

A mortgage of £402,464 payable over 25 years, initially on a Fixed rate 3 years 7 months at 3.77% and then on our current Standard Variable Rate Mortgage of 5.39% (variable) for the remaining 21 years 5 months, would require 43 monthly payments of £2,073.58 and 257 monthly payments of £2,398.92.

The total amount payable would be £705,951.38 made up of the loan amount plus interest (£303,517.20), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 5.0% APRC representative.

Contractor 3 Year Discount Mortgage

  • Initial rate2.39% Variable
  • then changing to our SVR, currently5.39%
  • The overall cost for comparison is4.7% APRC
  • Product periodthree years
  • Deposit required40%
  • Arrangement fee£499
View this mortgage ViewRepresentative Example

A mortgage of £152,237 payable over 25 years, initially on a Discounted rate for 3 years at 2.39% and then on our current Standard Variable Rate Mortgage of 5.39% (variable) for the remaining 22 years, would require 36 monthly payments of £674.56 and 264 monthly payments of £896.10.

The total amount payable would be £261,119.56 made up of the loan amount plus interest (£108,912.43), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.7% APRC representative.

Contractor 3 Year Discount Mortgage

  • Initial rate2.69% Variable
  • then changing to our SVR, currently5.39%
  • The overall cost for comparison is4.8% APRC
  • Product periodthree years
  • Deposit required20%
  • Arrangement fee£499
View this mortgage ViewRepresentative Example

A mortgage of £152,237 payable over 25 years, initially on a Discounted rate for 3 years at 2.69% and then on our current Standard Variable Rate Mortgage of 5.39% (variable) for the remaining 22 years, would require 36 monthly payments of £697.62 and 264 monthly payments of £899.34.

The total amount payable would be £262,805.08 made up of the loan amount plus interest (£110,597.95), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.8% APRC representative.

Contractor 3 Year Discount Mortgage

  • Initial rate3.29% Variable
  • then changing to our SVR, currently5.39%
  • The overall cost for comparison is5.0% APRC
  • Product periodthree years
  • Deposit required10%
  • Arrangement fee£499
View this mortgage ViewRepresentative Example

A mortgage of £152,237 payable over 25 years, initially on a Discounted rate for 3 years at 3.29% and then on our current Standard Variable Rate Mortgage of 5.39% (variable) for the remaining 22 years, would require 36 monthly payments of £745.10 and 264 monthly payments of £905.57.

The total amount payable would be £261,119.56 made up of the loan amount plus interest (£108,912.43), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 5.0% APRC representative.

Contractor Fixed Rate Mortgage

  • Initial rate3.17% Fixed
  • then changing to our SVR, currently5.39%
  • The overall cost for comparison is4.9% APRC
  • Product periodFixed until 30/04/2021
  • Deposit required20%
  • Arrangement fee£999
View this mortgage ViewRepresentative Example

A mortgage of £152,737 payable over 25 years, initially on a Fixed rate 3 years 7 months at 3.17% and then on our current Standard Variable Rate Mortgage of 5.39% (variable) for the remaining 21 years 5 months, would require 43 monthly payments of £737.87 and 257 monthly payments of £903.23.

The total amount payable would be £264,123.52 made up of the loan amount plus interest (£111,416.39), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.9% APRC representative.

Contractor Fixed Rate Mortgage

  • Initial rate3.67% Fixed
  • then changing to our SVR, currently5.39%
  • The overall cost for comparison is5.0% APRC
  • Product periodFixed until 30/04/2021
  • Deposit required10%
  • Arrangement fee£999
View this mortgage ViewRepresentative Example

A mortgage of £152,737 payable over 25 years, initially on a Fixed rate 3 years 7 months at 3.67% and then on our current Standard Variable Rate Mortgage of 5.39% (variable) for the remaining 21 years 5 months, would require 43 monthly payments of £778.63 and 257 monthly payments of £909.23.

The total amount payable would be £267,418.20 made up of the loan amount plus interest (£114,711.07), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 5.0% APRC representative.

Professional 5 Year Discount Mortgage

  • Initial rate3.19% Variable
  • then changing to our SVR minus 1.00%4.39%
  • The overall cost for comparison is4.1% APRC
  • Product periodfive years
  • Deposit required30%
  • Arrangement fee£1,550
View this mortgage ViewRepresentative Example

A mortgage of £329,797 payable over 38 years, initially on a Discounted rate for 5 years at 3.19% and then a 1.00% discount off of our current Standard Variable Rate Mortgage of 5.39% to give a current rate payable of 4.39% (variable) for the remaining 33 years, would require 60 monthly payments of £1,248.91 and 396 monthly payments of £1,462.47.

The total amount payable would be £654,337.72 made up of the loan amount plus interest (£324,570.71), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.1% APRC representative.

Professional 5 Year Discount Mortgage

  • Initial rate3.69% Variable
  • then changing to our SVR minus 1.00%4.39%
  • The overall cost for comparison is4.3% APRC
  • Product periodfive years
  • Deposit required20%
  • Arrangement fee£1,550
View this mortgage ViewRepresentative Example

A mortgage of £329,797 payable over 38 years, initially on a Discounted rate for 5 years at 3.69% and then a 1.00% discount off of our current Standard Variable Rate Mortgage of 5.39% to give a current rate payable of 4.39% (variable) for the remaining 33 years, would require 60 monthly payments of £1,346.04 and 396 monthly payments of £1,473.68.

The total amount payable would be £664,604.68 made up of the loan amount plus interest (£334,837.67), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.3% APRC representative.

Professional 5 Year Discount Mortgage

  • Initial rate3.79% Variable
  • then changing to our SVR minus 1.00%4.39%
  • The overall cost for comparison is4.3% APRC
  • Product periodfive years
  • Deposit required15%
  • Arrangement fee£1,550
View this mortgage ViewRepresentative Example

A mortgage of £329,797 payable over 38 years, initially on a Discounted rate for 5 years at 3.79% and then a 1.00% discount off of our current Standard Variable Rate Mortgage of 5.39% to give a current rate payable of 4.39% (variable) for the remaining 33 years, would require 60 monthly payments of £1,365.90 and 396 monthly payments of £1,475.82.

The total amount payable would be £666,643.72 made up of the loan amount plus interest (£336,876.71), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.3% APRC representative.

Professional 5 Year Discount Mortgage

  • Initial rate3.99% Variable
  • then changing to our SVR minus 1.00%4.39%
  • The overall cost for comparison is4.4% APRC
  • Product periodfive years
  • Deposit required10%
  • Arrangement fee£1,550
View this mortgage ViewRepresentative Example

A mortgage of £329,797 payable over 38 years, initially on a Discounted rate for 5 years at 3.99% and then a 1.00% discount off of our current Standard Variable Rate Mortgage of 5.39% to give a current rate payable of 4.39% (variable) for the remaining 33 years, would require 60 monthly payments of £1,406.04 and 396 monthly payments of £1,480.00.

The total amount payable would be £670,707.40 made up of the loan amount plus interest (£340,940.39), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 4.4% APRC representative.

Talk to us today

To arrange an appointment with one of our Mortgage Advisers call us free on:0800 072 1100or complete the form below:

Does at least one applicant have an income?


Do you have a deposit (or equity in property) of at least 5% of the property value?


Do you own your current residential property (with or without a mortgage)?


Do you have a deposit (or equity in property) of at least 20% of the property value?


Thank you for your enquiry.

A Mortgage Adviser will be in contact with you within 3 working days.