Buying a new home
Just like homes, mortgages come in many shapes and sizes. At Saffron, we have a comprehensive range and here’s where you can get a quick guide to the ones that could be right for you. Simply enter your details below.
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Enter your details below to find a mortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage
Two Year Fixed Rate Retro Fit Mortgage
- Initial rate1.47% Fixed
- then changing to our SVR, currently5.39%
- The overall cost for comparison is3.4% APRC
- Product periodFixed until 30/11/2022
- Deposit required20%
- Arrangement fee£999
A mortgage of £352,378 payable over 10 years 0 months, initially on a Fixed rate 2 years 0 months at 1.47% and then on our current Standard Variable Rate Mortgage of 4.39% (variable) for the remaining 8 years 0 months, would require 24 monthly payments of £3,159.44 and 96 monthly payments of £3,538.08.
The total amount payable would be £415,742.24 made up of the loan amount plus interest (£63,394.72), an application fee of £180 and a redemption fee of £80.
The overall cost for comparison is 3.4% APRC representative.
Two Year Fixed Rate Mortgage
- Initial rate1.47% Fixed
- then changing to our SVR, currently5.39%
- The overall cost for comparison is3.4% APRC
- Product periodFixed until 30/09/2022
- Deposit required20%
- Arrangement fee£999
A mortgage of £352,378 payable over 10 years 0 months, initially on a Fixed rate 2 years 0 months at 1.47% and then on our current Standard Variable Rate Mortgage of 4.39% (variable) for the remaining 8 years 0 months, would require 24 monthly payments of £3,159.44 and 96 monthly payments of £3,538.08.
The total amount payable would be £415,742.24 made up of the loan amount plus interest (£63,394.72), an application fee of £180 and a redemption fee of £80.
The overall cost for comparison is 3.4% APRC representative.
Five Year Fixed Rate Mortgage
- Initial rate1.77% Fixed
- then changing to our SVR, currently5.39%
- The overall cost for comparison is3.3% APRC
- Product periodFixed until 30/09/2025
- Deposit required20%
- Arrangement fee£999
A mortgage of £352,378 payable over 20 years 0 months, initially on a Fixed rate 5 years 0 months at 1.77% and then on our current Standard Variable Rate Mortgage of 4.39% (variable) for the remaining 15 years 0 months, would require 60 monthly payments of £1,744.51 and 180 monthly payments of £2,092.91.
The total amount payable would be £481,655.00 made up of the loan amount plus interest (£129,307.48), an application fee of £180 and a redemption fee of £80.
The overall cost for comparison is 3.3% APRC representative.
Two Year Discount Mortgage
- Initial rate1.74% Variable
- then changing to our SVR, currently5.39%
- The overall cost for comparison is3.5% APRC
- Product periodtwo years
- Deposit required20%
- Arrangement feeNone
A mortgage of £351,379 payable over 10 years 0 months, initially on a Discounted rate for 2 years 0 months at 1.74% and then on our current Standard Variable Rate Mortgage of 4.39% (variable) for the remaining 8 years 0 months, would require 24 monthly payments of £3,192.45 and 96 monthly payments of £3,537.11.
The total amount payable would be £416,441.36 made up of the loan amount plus interest (£65,092.84), an application fee of £180 and a redemption fee of £80.
The overall cost for comparison is 3.5% APRC representative.
Self Employed Three Year Discount Mortgage
- Initial rate2.49% Variable
- then changing to our SVR, currently5.39%
- The overall cost for comparison is4.3% APRC
- Product periodthree years
- Deposit required40%
- Arrangement fee£499
A mortgage of £275,692 payable over 26 years 11 months, initially on a Discounted rate for 3 years at 2.74% and then on our current Standard Variable Rate Mortgage of 4.64% (variable) for the remaining 30 years, would require 36 monthly payments of £1,058.50 and 360 monthly payments of £1,337.14.
The total amount payable would be £519,521.21 made up of the loan amount plus interest (£243,859.35), an application fee of £180 and a redemption fee of £80.
The overall cost for comparison is 4.3% APRC representative.
Self Employed Three Year Discount Mortgage
- Initial rate2.79% Variable
- then changing to our SVR, currently5.39%
- The overall cost for comparison is4.4% APRC
- Product periodthree years
- Deposit required20%
- Arrangement fee£499
A mortgage of £275,692 payable over 25 years 11 months, initially on a Discounted rate for 3 years at 3.04% and then on our current Standard Variable Rate Mortgage of 4.64% (variable) for the remaining 30 years, would require 36 monthly payments of £1,103.66 and 360 monthly payments of £1,341.38.
The total amount payable would be £522,673.14 made up of the loan amount plus interest (£247,011.28), an application fee of £180 and a redemption fee of £80.
The overall cost for comparison is 4.4% APRC representative.
Self Employed Two Year Fixed Rate Mortgage
- Initial rate3.07% Fixed
- then changing to our SVR, currently5.39%
- The overall cost for comparison is4.3% APRC
- Product periodFixed until 31/01/2022
- Deposit required20%
- Arrangement fee£999
A mortgage of £276,192 payable over 33 years 0 months, initially on a Fixed rate 2 years 6 months at 3.07% and then on our current Standard Variable Rate Mortgage of 4.64% (variable) for the remaining 30 years 6 months, would require 30 monthly payments of £1,110.25 and 366 monthly payments of £1,308.18.
The total amount payable would be £512,100.05 made up of the loan amount plus interest (£235,938.19), an application fee of £180 and a redemption fee of £80.
The overall cost for comparison is 4.3% APRC representative.
Contractor Three Year Discount Mortgage
- Initial rate2.39% Variable
- then changing to our SVR, currently5.39%
- The overall cost for comparison is4.2% APRC
- Product periodthree years
- Deposit required40%
- Arrangement fee£499
A mortgage of £236,243 payable over 21 years 11 months, initially on a Discounted rate for 3 years at 2.64% and then on our current Standard Variable Rate Mortgage of 4.64% (variable) for the remaining 22 years, would require 36 monthly payments of £1,076.58 and 264 monthly payments of £1,303.51.
The total amount payable would be £382,928.83 made up of the loan amount plus interest (£146,715.51), an application fee of £180 and a redemption fee of £80.
The overall cost for comparison is 4.2% APRC representative.
Contractor Three Year Discount Mortgage
- Initial rate2.69% Variable
- then changing to our SVR, currently5.39%
- The overall cost for comparison is4.3% APRC
- Product periodthree years
- Deposit required20%
- Arrangement fee£499
A mortgage of £236,243 payable over 20 years 11 months, initially on a Discounted rate for 3 years at 2.94% and then on our current Standard Variable Rate Mortgage of 4.64% (variable) for the remaining 22 years, would require 36 monthly payments of £1,112.96 and 264 monthly payments of £1,308.11.
The total amount payable would be £385,452.94 made up of the loan amount plus interest (£149,239.62), an application fee of £180 and a redemption fee of £80.
The overall cost for comparison is 4.3% APRC representative.
Contractor Two Year Fixed Rate Mortgage
- Initial rate2.87% Fixed
- then changing to our SVR, currently5.39%
- The overall cost for comparison is4.4% APRC
- Product periodFixed until 31/08/2022
- Deposit required20%
- Arrangement fee£999
A mortgage of £236,743 payable over 25 years 0 months, initially on a Fixed rate 2 years 0 months at 2.87% and then on our current Standard Variable Rate Mortgage of 4.64% (variable) for the remaining 23 years 0 months, would require 24 monthly payments of £1,106.74 and 276 monthly payments of £1,314.03.
The total amount payable would be £380,250.30 made up of the loan amount plus interest (£143,536.98), an application fee of £180 and a redemption fee of £80.
The overall cost for comparison is 4.4% APRC representative.