Buying a new home

A mortgage of £352,378 payable over 10 years, initially on a Fixed rate 5 years 5 months at 2.57% and then on our current Standard Variable Rate Mortgage of 4.64% (variable) for the remaining 4 years 7 months, would require 65 monthly payments of £3,333.14 and 55 monthly payments of £3,493.03.

The total amount payable would be £408,770.42 made up of the loan amount plus interest (£56,422.90), an application fee of £135 and a redemption fee of £80.

The overall cost for comparison is 3.1% APRC representative.

A mortgage of £352,378 payable over 10 years, initially on a Fixed rate 2 years 5 months at 2.27% and then on our current Standard Variable Rate Mortgage of 4.64% (variable) for the remaining 7 years 7 months, would require 29 monthly payments of £3,333.14 and 91 monthly payments of £3,594.74.

The total amount payable would be £423,782.13 made up of the loan amount plus interest (£71,434.61), an application fee of £135 and a redemption fee of £80.

The overall cost for comparison is 3.9% APRC representative.

A mortgage of £351,379 payable over 10 years, initially on a Discounted rate for 2 years at 1.74% and then on our current Standard Variable Rate Mortgage of 4.64% (variable) for the remaining 8 years, would require 24 monthly payments of £3,192.45 and 96 monthly payments of £3,570.77.

The total amount payable would be £419,412.42 made up of the loan amount plus interest (£68,063.90), an application fee of £135 and a redemption fee of £80.

The overall cost for comparison is 3.6% APRC representative.

A mortgage of £351,379 payable over 10 years, initially on a Discounted rate for 2 years at 2.74% and then on our current Standard Variable Rate Mortgage of 4.64% (variable) for the remaining 8 years, would require 24 monthly payments of £3,350.98 and 96 monthly payments of £3,604.17.

The total amount payable would be £426,424.14 made up of the loan amount plus interest (£75,075.62), an application fee of £135 and a redemption fee of £80.

The overall cost for comparison is 4.0% APRC representative.

A mortgage of £351,379 payable over 10 years, initially on a Discounted rate for 2 years at 3.84% and then on our current Standard Variable Rate Mortgage of 4.64% (variable) for the remaining 8 years, would require 24 monthly payments of £3,530.93 and 96 monthly payments of £3,640.00.

The total amount payable would be £434,182.61 made up of the loan amount plus interest (£82,834.09), an application fee of £135 and a redemption fee of £80.

The overall cost for comparison is 4.4% APRC representative.

A mortgage of £275,692 payable over 33 years, initially on a Discounted rate for 3 years at 2.74% and then on our current Standard Variable Rate Mortgage of 4.64% (variable) for the remaining 30 years, would require 36 monthly payments of £1,058.50 and 360 monthly payments of £1,337.14.

The total amount payable would be £519,476.21 made up of the loan amount plus interest (£243,814.35), an application fee of £135 and a redemption fee of £80.

The overall cost for comparison is 4.3% APRC representative.

A mortgage of £275,692 payable over 33 years, initially on a Discounted rate for 3 years at 3.04% and then on our current Standard Variable Rate Mortgage of 4.64% (variable) for the remaining 30 years, would require 36 monthly payments of £1,103.66 and 360 monthly payments of £1,341.38.

The total amount payable would be £522,628.14 made up of the loan amount plus interest (£246,966.28), an application fee of £135 and a redemption fee of £80.

The overall cost for comparison is 4.4% APRC representative.

A mortgage of £275,692 payable over 33 years, initially on a Discounted rate for 3 years at 3.64% and then on our current Standard Variable Rate Mortgage of 4.64% (variable) for the remaining 30 years, would require 36 monthly payments of £1,197.05 and 360 monthly payments of £1,349.38.

The total amount payable would be £528,868.91 made up of the loan amount plus interest (£253,207.05), an application fee of £135 and a redemption fee of £80.

The overall cost for comparison is 4.5% APRC representative.

A mortgage of £276,192 payable over 33 years, initially on a Fixed rate 2 years 6 months at 3.27% and then on our current Standard Variable Rate Mortgage of 4.64% (variable) for the remaining 30 years 6 months, would require 30 monthly payments of £1,141.05 and 366 monthly payments of £1,349.81.

The total amount payable would be £528,263.18 made up of the loan amount plus interest (£252,101.32), an application fee of £135 and a redemption fee of £80.

The overall cost for comparison is 4.5% APRC representative.

A mortgage of £276,192 payable over 33 years, initially on a Fixed rate 2 years 6 months at 3.77% and then on our current Standard Variable Rate Mortgage of 4.64% (variable) for the remaining 30 years 6 months, would require 30 monthly payments of £1,220.01 and 366 monthly payments of £1,355.23.

The total amount payable would be £532,615.24 made up of the loan amount plus interest (£256,453.38), an application fee of £135 and a redemption fee of £80.

The overall cost for comparison is 4.6% APRC representative.

A mortgage of £236,243 payable over 25 years, initially on a Discounted rate for 3 years at 2.64% and then on our current Standard Variable Rate Mortgage of 4.64% (variable) for the remaining 22 years, would require 36 monthly payments of £1,076.58 and 264 monthly payments of £1,303.51.

The total amount payable would be £382,883.83 made up of the loan amount plus interest (£146,670.51), an application fee of £135 and a redemption fee of £80.

The overall cost for comparison is 4.2% APRC representative.

A mortgage of £236,243 payable over 25 years, initially on a Discounted rate for 3 years at 2.94% and then on our current Standard Variable Rate Mortgage of 4.64% (variable) for the remaining 22 years, would require 36 monthly payments of £1,112.96 and 264 monthly payments of £1,308.11.

The total amount payable would be £385,407.94 made up of the loan amount plus interest (£149,194.62), an application fee of £135 and a redemption fee of £80.

The overall cost for comparison is 4.3% APRC representative.

A mortgage of £236,243 payable over 25 years, initially on a Discounted rate for 3 years at 3.54% and then on our current Standard Variable Rate Mortgage of 4.64% (variable) for the remaining 22 years, would require 36 monthly payments of £1,187.79 and 264 monthly payments of £1,316.96.

The total amount payable would be £390,438.82 made up of the loan amount plus interest (£154,225.50), an application fee of £135 and a redemption fee of £80.

The overall cost for comparison is 4.5% APRC representative.

A mortgage of £236,743 payable over 25 years, initially on a Fixed rate 2 years 6 months at 3.17% and then on our current Standard Variable Rate Mortgage of 4.64% (variable) for the remaining 22 years 6 months, would require 30 monthly payments of £1,143.73 and 270 monthly payments of £1,317.80.

The total amount payable would be £390,117.42 made up of the loan amount plus interest (£153,404.10), an application fee of £135 and a redemption fee of £80.

The overall cost for comparison is 4.5% APRC representative.

A mortgage of £236,743 payable over 25 years, initially on a Fixed rate 2 years 6 months at 3.67% and then on our current Standard Variable Rate Mortgage of 4.64% (variable) for the remaining 22 years 6 months, would require 30 monthly payments of £1,206.91 and 270 monthly payments of £1,323.85.

The total amount payable would be £393,647.45 made up of the loan amount plus interest (£156,934.13), an application fee of £135 and a redemption fee of £80.

The overall cost for comparison is 4.6% APRC representative.