Buy-to-Let Mortgages

Buying a property to rent out has become an increasingly popular investment in recent years. Becoming a landlord could be a way to give yourself a steady income by capitalising on the strong rental market.

Our buy-to-let mortgages are available both to existing landlords and new first time landlords. You can borrow up to a total of £1.5 million from us and we won’t set a limit on your borrowing with other lenders. As long as your rental income is at least 40% more than your monthly repayments, we’re happy to consider your application.

Want to find out more? Arrange a chat with one of our Mortgage Advisers.

  • Expert help from our friendly Mortgage Advisers
  • Specialists in Buy-to-let Mortgages
  • No limits on borrowing with other lenders
  • We can consider portfolio landlords

Your property may be repossessed if you do not keep up repayments on your mortgage

Our buy-to-let mortgages

Buy-to-Let Five Year Fixed Rate Mortgage

  • Initial rate3.07% Fixed
  • then changing to our SVR, currently5.64%
  • The overall cost for comparison is5.0% APRC
  • Product periodFixed until 30/06/2024
  • Deposit required25%
  • Arrangement fee2.00% of the loan
View this mortgage ViewRepresentative Example

A mortgage of £87,028 payable over 20 years, initially on a Fixed rate for 5 years 6 months at 3.07% and then on our current Standard Variable Rate Mortgage of 5.64% (variable) for the remaining 14 years 6 months, would require 66 monthly payments of £222.65 and 174 monthly payments of £409.03.

The total amount payable would be £172,893.88 made up of the loan amount plus interest (£85,901.03), an application fee of £135 and a redemption fee of £80.

The overall cost for comparison is 5.0% APRC representative.

Buy-to-Let Two Year Discount Mortgage

  • Initial rate2.74% Variable
  • then changing to our SVR, currently5.64%
  • The overall cost for comparison is5.5% APRC
  • Product periodtwo years
  • Deposit required25%
  • Arrangement fee2.00% of the loan
View this mortgage ViewRepresentative Example

A mortgage of £87,028 payable over 20 years, initially on a Discounted rate for 2 years at 2.74% and then on our current Standard Variable Rate Mortgage of 5.64% (variable) for the remaining 18 years, would require 24 monthly payments of £198.71 and 216 monthly payments of £409.03.

The total amount payable would be £180,147.65 made up of the loan amount plus interest (£93,154.80), an application fee of £135 and a redemption fee of £80.

The overall cost for comparison is 5.5% APRC representative.

Buy-to-Let Light Refurbishment Three Year Discount Mortgage

  • Initial rate5.24% Variable
  • then changing to our SVR, currently5.64%
  • The overall cost for comparison is5.9% APRC
  • Product periodthree years
  • Deposit required25%
  • Arrangement fee2.00% of the loan
View this mortgage ViewRepresentative Example

A mortgage of £87,577 payable over 20 years, initially on a Discounted rate for 3 years at 5.24% and then on our current Standard Variable Rate Mortgage of 5.64% (variable) for the remaining 17 years, would require 36 monthly payments of £382.42 and 204 monthly payments of £411.61.

The total amount payable would be £185,313.63 made up of the loan amount plus interest (£97,771.30), an application fee of £135 and a redemption fee of £80.

The overall cost for comparison is 5.9% APRC representative.

Talk to us today

To arrange an appointment with one of our Mortgage Advisers call us free on:0800 072 1100or complete the form below:

Does at least one applicant have an income?


Do you have a deposit (or equity in property) of at least 5% of the property value?


Do you own your current residential property (with or without a mortgage)?


Do you have a deposit (or equity in property) of at least 20% of the property value?


Thank you for your enquiry.

A Mortgage Adviser will be in contact with you within 1 working day.