Buy-to-Let Mortgages

Please note, with effect from 1 January we are making changes to the rental calculations on Buy-To-Lets. Please contact us for more information.

Buying a property to rent out has become an increasingly popular investment in recent years. Becoming a landlord could be a way to give yourself a steady income by capitalising on the strong rental market.

Our buy-to-let mortgages are available both to existing landlords and new first time landlords. You can borrow up to a total of £1.5 million from us and we won’t set a limit on your borrowing with other lenders. As long as your rental income is at least 40% more than your monthly repayments, we’re happy to consider your application.

Want to find out more? Arrange a chat with one of our Mortgage Advisers.

  • Specialists in Buy-to-let Mortgages
  • No limits on borrowing with other lenders
  • No early repayment charges (except on our Buy-to-let Light Refurbishment products).
  • Expert help from our friendly Mortgage Advisers

Talk to us today

To arrange an appointment with one of our Mortgage Advisers call us free on:0800 072 1100or complete the form below:

Thank you for your enquiry.

A Mortgage Adviser will be in contact with you within 3 working days.

Your property may be repossessed if you do not keep up repayments on your mortgage

Our buy-to-let mortgages

ProductInitial ratethen changing to our SVR, currentlyThe overall cost for comparison isProduct periodDeposit requiredArrangement fee
Buy-to-Let Three Year Discount Mortgage4.69% Variable5.39%5.6% APRCthree years25%2.00% of the loanMore
Buy-to-Let Three Year Discount Mortgage4.89% Variable5.39%5.6% APRCthree years20%2.00% of the loanMore
Buy-to-Let Light Refurbishment Fixed Rate Mortgage4.77% Fixed5.39%5.5% APRCFixed until 31/10/202225%2.00% of the loanMore
Buy-to-Let Light Refurbishment Three Year Discount Mortgage4.99% Variable5.39%5.6% APRCthree years25%2.00% of the loanMore
Buy-to-Let Light Refurbishment Variable Rate Mortgage5.39% Variable5.39%5.7% APRCLife of loan20%2.00% of the loanMore

Representative example:

The following representative example is intended to allow you to easily compare products across lender and does not reflect what your actual monthly payment or APRC could be. Please contact us if you have any questions regarding this.

A mortgage of £94,890 payable over 25 years, initially on a Discount rate for 3 Years at 4.99% and then on our current Standard Variable Rate Mortgage of 5.39% (variable) for the remaining 22 years, would require 36 monthly payments of £394.58 and 264 monthly payments of £426.21.

The total amount payable would be £222,131.20 made up of the loan amount plus interest (£127,271.20), an application fee of £135 and a redemption fee of £130.

The overall cost for comparison is 5.6% APRC representative.