Savings rates at a glance
Here you can find the rates of all of our open accounts. By clicking on the name of the account, you can find out more details. Click here for rates on accounts no longer available to new investors.
If the balance in the account falls below the minimum investment, a lower interest rate will apply.
General savings
| Minimum investment | Maximum investment | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £10 | £25,000 | 5.20 | 4.16 |
current rates valid from 1 May 2008
| Minimum investment | Maximum investment | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £10 | £25,000 | 5.45 | 4.36 |
previous rates valid from 1 March 2008 to 30 April 2008
If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer
| Minimum investment | Maximum investment | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £10 | £50,000 | 4.10 | 3.28 |
current rates valid from 1 May 2008
| Minimum investment | Maximum investment | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £10 | £50,000 | 4.35 | 3.48 |
previous rates valid from 1 March 2008 to 30 April 2008
If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £500 | £1,000,000 | 5.60 | 4.48 |
current rates valid from 15 March 2008
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £500 | £1,000,000 | 5.85 | 4.68 |
previous rates valid from 28 January 2008 to 14 March 2008 and relate to the previous issue of the Bond
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £1,000 | £1,000,000 | 5.85 | 4.68 |
current rates valid from 15 March 2008 and are available for a limted period only.
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £1,000 | £1,000,000 | 6.10 | 4.88 |
previous rates valid from 1 February 2008 to 14 March 2008 and relate to the previous issue of the Bond
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £500 | 3.95 | 3.16 | |
| £10,000 + | 4.00 | 3.20 | |
| £25,000 + | 4.10 | 3.28 | |
| £50,000 + | 4.25 | 3.40 | |
| £100,000 + | 4.40 | 3.52 | |
| £250,000 + | 4.50 | 3.60 |
Monthly income option
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £5,000 | 4.12/4.20 | 3.36 | |
| £10,000 + | 4.17/4.25 | 3.40 | |
| £25,000 + | 4.27/4.35 | 3.48 | |
| £50,000 + | 4.41/4.50 | 3.60 | |
| £100,000 + | 4.55/4.65 | 3.72 | |
| £250,000 + | 4.65/4.75 | 3.80 |
current rates valid from 1 May 2008
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £500 | 4.20 | 3.36 | |
| £10,000 + | 4.25 | 3.40 | |
| £25,000 + | 4.35 | 3.48 | |
| £50,000 + | 4.50 | 3.60 | |
| £100,000 + | 4.65 | 3.72 | |
| £250,000 + | 4.75 | 3.80 |
Monthly income option
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £5000 | 4.36/4.45 | 3.49 | |
| £10,000 + | 4.41/4.50 | 3.53 | |
| £25,000 + | 4.51/4.60 | 3.61 | |
| £50,000 + | 4.65/4.75 | 3.72 | |
| £100,000 + | 4.79/4.90 | 3.83 | |
| £250,000 + | 4.89/5.00 | 3.91 |
previous rates valid from 1 March 2008 to 30 April 2008
If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £1 | 1.36 | 1.09 | |
| £500 + | 1.75 | 1.40 | |
| £10,000 + | 1.95 | 1.56 | |
| £20,000 + | 2.40 | 1.92 |
current rates valid from 1 May 2008
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £1 | 1.61 | 1.29 | |
| £500 + | 2.00 | 1.60 | |
| £10,000 + | 2.20 | 1.76 | |
| £20,000 + | 2.65 | 2.12 |
previous rates valid from 1 March 2008 to 30 April 2008
If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer
| Minimum investment | Maximum investment | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £500 | £1,000,000 | 4.15 | 3.32 |
current rates valid from 1 May 2008
| Minimum investment | Maximum investment | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £500 | £1,000,000 | 4.40 | 3.52 |
previous rates valid from 1 March 2008 to 30 April 2008
If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £100 | 4.70 | 3.76 | |
| £1,000 + | 5.10 | 4.08 |
Monthly income option
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £100 | 4.60 / 4.70 | 3.68 | |
| £1,000 + | 4.98 / 5.10 | 3.98 |
current rates valid from 1 May 2008
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £100 | 4.95 | 3.96 | |
| £1,000 + | 5.35 | 4.28 |
Monthly income option
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £100 | 4.84 / 4.95 | 3.88 | |
| £1,000 + | 5.22 / 5.35 | 4.18 |
previous rates valid from 1 March 2008 to 30 April 2008
If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £10,000 | 4.65 | 3.72 | |
| £25,000 or over | 4.80 | 3.84 | |
| £50,000 or over | 5.00 | 4.00 |
current rates valid from 1 May 2008
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £10,000 | 4.90 | 3.92 | |
| £25,000 or over | 5.05 | 4.04 | |
| £50,000 or over | 5.25 | 4.20 |
previous rates valid from 30 November 2007 to 30 April 2008
If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer
Tax Efficient savings
| Minimum investment | Maximum investment per tax year | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £1,000 | £3,600 | 6.00/5.76 | - |
current rates valid from 1 May 2008
| Minimum investment | Maximum investment per tax year | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £1,000 | £3,600 | 6.25/6.01 | - |
previous rates applicable from 18 March 2008 to 30 April 2008
Includes a 0.95% bonus for the first 9 months
If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer
| Minimum investment | Maximum investment per tax year | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £1,000 | £3,600 | 5.55 | - |
current rates valid from 1 May 2008
| Minimum investment | Maximum investment per tax year | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £1,000 | £3,600 | 5.80 | - |
previous rates valid from 1 March 2008 to 30 April 2008
If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer
| Minimum investment | Maximum investment per tax year | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £1 | £3,600 | 4.35 | - |
current rates valid from 1 May 2008
| Minimum investment | Maximum investment per tax year | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £1 | £3,600 | 4.60 | - |
previous rates valid from 1 March 2008 to 30 April 2008
If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer
| Minimum investment | Maximum investment per tax year | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £1 | £3,600 | 5.10 | - |
current rates valid from 1 May 2008
| Minimum investment | Maximum investment per tax year | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £1 | £3,600 | 5.35 | - |
previous rates valid from 18 March 2008 to 30 April 2008
If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer
Young Savers
| Minimum investment | Maximum investment | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £1 | £10,000 | 5.25 | 4.20 |
current rates valid from 1 May 2008
| Minimum investment | Maximum investment | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £1 | £10,000 | 5.50 | 4.40 |
previous rates valid from 1 March 2008 to 30 April 2008
If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer
| Minimum investment | Maximum investment | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £25 | £10,000 | 5.25 | 4.20 |
current rates valid from 1 May 2008
| Minimum investment | Maximum investment | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £25 | £10,000 | 5.50 | 4.40 |
previous rates valid from 1 March 2008 to 30 April 2008
If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer
| Minimum investment | Maximum investment | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £1 | £10,000 | 4.10 | 3.28 |
current rates valid from 1 May 2008
| Minimum investment | Maximum investment | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £1 | £10,000 | 4.35 | 3.48 |
previous rates valid from 7 September 2007 to 30 April 2008
If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer
Corporate savings
Charity deposits
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £1 | 3.30 | - | |
| £50,000 + | 4.30 | - | |
| £100,000 + | 4.55 | - | |
| £250,000 + | 4.65 | - |
If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./AER
Sports and social clubs
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £1 | 1.65 | 1.32 | |
| £10,000 + | 2.55 | 2.04 |
If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./AER
Corporate deposits
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £10,000 | 3.15 | 2.52 | |
| £100,000 + | 3.65 | 2.92 | |
| £250,000 + | 3.95 | 3.16 |
If the balance falls below £10,000 the interest rate will be
1.75 gross rate/AER and 1.40 Net p.a. % for balances of £500 or more and 1.00 gross rate/AER and 0.80 Net p.a. % if the balance falls below £500
(after deduction of lower rate tax)
Pension funds
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £1 | 3.15 | - | |
| £50,000 + | 3.65 | - |
If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./AER
Solicitors' undesignated client account
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £1 | 2.40 | - | |
| £50,000 + | 2.90 | - | |
| £100,000 + | 3.10 | - |
If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./AER
current rates valid from 1 May 2008
Charities
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £1 | 3.55 | - | |
| £50,000 + | 4.55 | - | |
| £100,000 + | 4.80 | - | |
| £250,000 + | 4.90 | - |
If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./AER
Sports and social clubs
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £1 | 1.90 | 1.52 | |
| £10,000 + | 2.80 | 2.24 |
If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./AER
Corporate deposits
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £10,000 | 3.40 | 2.72 | |
| £100,000 + | 3.90 | 3.12 | |
| £250,000 + | 4.20 | 3.36 |
If the balance falls below £10,000 the interest rate will be
2.00 gross rate/AER and 1.60 Net p.a. % for balances of £500 or more and 1.00 gross rate/AER and 0.80 Net p.a. % if the balances falls below £500
(after deduction of lower rate tax)
Pension funds
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £1 | 3.40 | - | |
| £50,000 + | 3.90 | - |
If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./AER
Solicitor client account
| Minimum investment | Investment amount | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £1 | 2.65 | - | |
| £50,000 + | 3.15 | - | |
| £100,000 + | 3.35 | - |
If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./AER
previous rates valid from 1 March 2008 to 30 April 2008
| Minimum investment | Maximum investment | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £500 | £1,000,000 | 5.00 | 4.00 |
current rates valid from 1 May 2008
| Minimum investment | Maximum investment | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £500 | £1,000,000 | 5.25 | 4.20 |
previous rates valid from 1 March 2008 to 30 April 2008
| Minimum investment | Maximum investment | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £5,000 | £2,000,000 | 5.00 | 4.00 |
current rates valid from 1 May 2008
| Minimum investment | Maximum investment | Gross p.a. / aer % | Net p.a. % (after deduction of lower rate tax) |
| £5,000 | £2,000,000 | 5.25 | 4.20 |
previous rates valid from 1 March 2008 to 30 April 2008
Saffron Building Society, Saffron Independent Financial Advisers Ltd and Crocus Home Loans Ltd are authorised and regulated by the Financial Services Authority for investments, pensions, life assurance, insurance and regulated mortgages. Saffron Building Society acts as an introducer only to Liverpool Victoria Portfolio Managers Limited for the Child Trust Fund. Saffron Building Society's FSA registration number is 100015. Registered Office: Saffron House, 1A Market Street, Saffron Walden, Essex, CB10 1HX.
