Savings rates at a glance

Here you can find the rates of all of our open accounts. By clicking on the name of the account, you can find out more details. Click here for rates on accounts no longer available to new investors.

If the balance in the account falls below the minimum investment, a lower interest rate will apply.

Show current rates | Show previous rates

General savings

Premium Saver account
Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£10 £25,000 5.20 4.16

current rates valid from 1 May 2008

Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£10 £25,000 5.45 4.36

previous rates valid from 1 March 2008 to 30 April 2008

If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer

Flexi Saver account
Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£10 £50,000 4.10 3.28

current rates valid from 1 May 2008

Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£10 £50,000 4.35 3.48

previous rates valid from 1 March 2008 to 30 April 2008

If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer

One Year Fixed Rate bond
Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£500 £1,000,000 5.60 4.48

current rates valid from 15 March 2008

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£500 £1,000,000 5.85 4.68

previous rates valid from 28 January 2008 to 14 March 2008 and relate to the previous issue of the Bond

Members One Year Fixed Rate bond
Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£1,000 £1,000,000 5.85 4.68

current rates valid from 15 March 2008 and are available for a limted period only.

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£1,000 £1,000,000 6.10 4.88

previous rates valid from 1 February 2008 to 14 March 2008 and relate to the previous issue of the Bond

Cashbuild 60 account
Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£500 3.95 3.16
£10,000 + 4.00 3.20
£25,000 + 4.10 3.28
£50,000 + 4.25 3.40
£100,000 + 4.40 3.52
£250,000 + 4.50 3.60

Monthly income option

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£5,000 4.12/4.20 3.36
£10,000 + 4.17/4.25 3.40
£25,000 + 4.27/4.35 3.48
£50,000 + 4.41/4.50 3.60
£100,000 + 4.55/4.65 3.72
£250,000 + 4.65/4.75 3.80

current rates valid from 1 May 2008

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£500 4.20 3.36
£10,000 + 4.25 3.40
£25,000 + 4.35 3.48
£50,000 + 4.50 3.60
£100,000 + 4.65 3.72
£250,000 + 4.75 3.80

Monthly income option

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£5000 4.36/4.45 3.49
£10,000 + 4.41/4.50 3.53
£25,000 + 4.51/4.60 3.61
£50,000 + 4.65/4.75 3.72
£100,000 + 4.79/4.90 3.83
£250,000 + 4.89/5.00 3.91

previous rates valid from 1 March 2008 to 30 April 2008

If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer

Cashbuild account
Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£1 1.36 1.09
£500 + 1.75 1.40
£10,000 + 1.95 1.56
£20,000 + 2.40 1.92

current rates valid from 1 May 2008

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£1 1.61 1.29
£500 + 2.00 1.60
£10,000 + 2.20 1.76
£20,000 + 2.65 2.12

previous rates valid from 1 March 2008 to 30 April 2008

If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer

Charitable Giving accounts
Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£500 £1,000,000 4.15 3.32

current rates valid from 1 May 2008

Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£500 £1,000,000 4.40 3.52

previous rates valid from 1 March 2008 to 30 April 2008

If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer

e-saver (issue 2) account
Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£100 4.70 3.76
£1,000 + 5.10 4.08

Monthly income option

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£100 4.60 / 4.70 3.68
£1,000 + 4.98 / 5.10 3.98

current rates valid from 1 May 2008

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£100 4.95 3.96
£1,000 + 5.35 4.28

Monthly income option

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£100 4.84 / 4.95 3.88
£1,000 + 5.22 / 5.35 4.18

previous rates valid from 1 March 2008 to 30 April 2008

If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer

Cashbuild 90 account
Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£10,000 4.65 3.72
£25,000 or over 4.80 3.84
£50,000 or over 5.00 4.00

current rates valid from 1 May 2008

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£10,000 4.90 3.92
£25,000 or over 5.05 4.04
£50,000 or over 5.25 4.20

previous rates valid from 30 November 2007 to 30 April 2008

If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer

Tax Efficient savings

Cash 60 Day Notice ISA (issue 2)
Minimum investment Maximum investment per tax year Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£1,000 £3,600 6.00/5.76 -

current rates valid from 1 May 2008

Minimum investment Maximum investment per tax year Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£1,000 £3,600 6.25/6.01 -

previous rates applicable from 18 March 2008 to 30 April 2008

Includes a 0.95% bonus for the first 9 months

If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer

Cash 180 Day Notice ISA (issue 2)
Minimum investment Maximum investment per tax year Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£1,000 £3,600 5.55 -

current rates valid from 1 May 2008

Minimum investment Maximum investment per tax year Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£1,000 £3,600 5.80 -

previous rates valid from 1 March 2008 to 30 April 2008

If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer

Easy Access ISA
Minimum investment Maximum investment per tax year Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£1 £3,600 4.35 -

current rates valid from 1 May 2008

Minimum investment Maximum investment per tax year Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£1 £3,600 4.60 -

previous rates valid from 1 March 2008 to 30 April 2008

If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer

Cash 90 Day Notice ISA account
Minimum investment Maximum investment per tax year Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£1 £3,600 5.10 -

current rates valid from 1 May 2008

Minimum investment Maximum investment per tax year Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£1 £3,600 5.35 -

previous rates valid from 18 March 2008 to 30 April 2008

If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer

Young Savers

Children's Ladybird Club
Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£1 £10,000 5.25 4.20

current rates valid from 1 May 2008

Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£1 £10,000 5.50 4.40

previous rates valid from 1 March 2008 to 30 April 2008

If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer

V4 account
Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£25 £10,000 5.25 4.20

current rates valid from 1 May 2008

Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£25 £10,000 5.50 4.40

previous rates valid from 1 March 2008 to 30 April 2008

If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer

Theo's Gang Regular savings account
Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£1 £10,000 4.10 3.28

current rates valid from 1 May 2008

Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£1 £10,000 4.35 3.48

previous rates valid from 7 September 2007 to 30 April 2008

If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./aer

Corporate savings

Company and Club account

Charity deposits

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£1 3.30 -
£50,000 + 4.30 -
£100,000 + 4.55 -
£250,000 + 4.65 -

If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./AER

Sports and social clubs

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£1 1.65 1.32
£10,000 + 2.55 2.04

If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./AER

Corporate deposits

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£10,000 3.15 2.52
£100,000 + 3.65 2.92
£250,000 + 3.95 3.16

If the balance falls below £10,000 the interest rate will be
1.75 gross rate/AER and 1.40 Net p.a. % for balances of £500 or more and 1.00 gross rate/AER and 0.80 Net p.a. % if the balance falls below £500
(after deduction of lower rate tax)

Pension funds

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£1 3.15 -
£50,000 + 3.65 -

If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./AER

Solicitors' undesignated client account

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£1 2.40 -
£50,000 + 2.90 -
£100,000 + 3.10 -

If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./AER

current rates valid from 1 May 2008

Charities

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£1 3.55 -
£50,000 + 4.55 -
£100,000 + 4.80 -
£250,000 + 4.90 -

If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./AER

Sports and social clubs

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£1 1.90 1.52
£10,000 + 2.80 2.24

If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./AER

Corporate deposits

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£10,000 3.40 2.72
£100,000 + 3.90 3.12
£250,000 + 4.20 3.36

If the balance falls below £10,000 the interest rate will be
2.00 gross rate/AER and 1.60 Net p.a. % for balances of £500 or more and 1.00 gross rate/AER and 0.80 Net p.a. % if the balances falls below £500
(after deduction of lower rate tax)

Pension funds

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£1 3.40 -
£50,000 + 3.90 -

If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./AER

Solicitor client account

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£1 2.65 -
£50,000 + 3.15 -
£100,000 + 3.35 -

If the balance falls below the minimum investment, the interest rate will be fixed at
1.00% gross p.a./AER

previous rates valid from 1 March 2008 to 30 April 2008

Charity Tracker
Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£500 £1,000,000 5.00 4.00

current rates valid from 1 May 2008

Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£500 £1,000,000 5.25 4.20

previous rates valid from 1 March 2008 to 30 April 2008

Solicitors' Reserve account
Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£5,000 £2,000,000 5.00 4.00

current rates valid from 1 May 2008

Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of lower rate tax)
£5,000 £2,000,000 5.25 4.20

previous rates valid from 1 March 2008 to 30 April 2008

Click here for rates on accounts no longer available to new investors.

Saffron Building Society, Saffron Independent Financial Advisers Ltd and Crocus Home Loans Ltd are authorised and regulated by the Financial Services Authority for investments, pensions, life assurance, insurance and regulated mortgages. Saffron Building Society acts as an introducer only to Liverpool Victoria Portfolio Managers Limited for the Child Trust Fund. Saffron Building Society's FSA registration number is 100015. Registered Office: Saffron House, 1A Market Street, Saffron Walden, Essex, CB10 1HX.

Home| Site map| Contact us| Intermediaries| Font size Reduce font size. Access key is -. Increase font size. Access key is =. |Log in to your e-saver account.
  1. Mortgages
  2. Savings
  3. Investments
  4. Insurance
  5. Saffron IFA
  6. Members