Savings Accounts Interest Rates

Here you can find the rates of all of our open accounts. By clicking on the name of the account, you can find out more details. Click here for rates on accounts no longer available to new investors.

If the balance in the account falls below the minimum investment, a lower interest rate will apply.

Show current rates | Show previous rates

General Savings accounts

Cashbuild 90 account
Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£10,000 1.65 1.32
£25,000 + 1.80 1.44
£50,000 + 2.00 1.60

current rates valid from 26 May 2009

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£10,000 1.15 0.92
£25,000 + 1.30 1.04
£50,000 + 1.50 1.20

previous rates valid from 1 April to 25 May 2009

Cashbuild account
Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£1 0.05 0.04
£500 + 0.05 0.04
£10,000 + 0.05 0.04
£20,000 + 0.05 0.04

current rates valid from 1 April 2009

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£1 0.10 0.08
£500 + 0.10 0.08
£10,000 + 0.10 0.08
£20,000 + 0.10 0.08

previous rates valid from 1 March 2009 to 31 March 2009

Charitable Giving accounts
Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£500 £1,000,000 0.10 0.08

current rates valid from 1 April 2009

Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£500 £1,000,000 0.15 0.12

previous rates valid from 1 March 2009 to 31 March 2009

e-saver account (Issue 2)
Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£100 0.20 0.16
£1,000 + 0.60 0.48

Monthly income option

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£100 0.20 / 0.20 0.16
£1,000 + 0.60 / 0.60 0.48

current rates valid from 1 April 2009

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£100 0.70 0.56
£1,000 + 1.10 0.88

Monthly income option

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£100 0.70 / 0.70 0.55
£1,000 + 1.09 / 1.10 0.86

previous rates valid from 1 March 2009 to 31 March 2009

e-saver 55-plus account (Issue 2)
Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£1,000 £1,000,000 2.30 1.84

Monthly income option

Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£1,000 £1,000,000 2.28 / 2.30 1.82

current rates valid from 17 July 2009

Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£10,000 £1,000,000 2.30 1.84

Monthly income option

Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£10,000 £1,000,000 2.28 / 2.30 1.83

previous rates valid from 7 July 2009 to 16 July 2009 and relate to the previous issue of the account

Reward Saver (Issue 2)
Minimum investment Investment amount Gross p.a. / aer % * Net Bonus
£1,000 0.50 0.40 1.25%
£50,000 + 0.75 0.60 1.25%

current rates valid from 2 February 2010

Minimum investment Investment amount Gross p.a. / aer % * Net Bonus
£1,000 0.50 0.40 1.25%
£50,000 + 0.75 0.60 1.25%

previous rates not applicable

* The gross rate is the rate before deducting tax at the rate applicable to savings income.
The annual equivalent rate (AER) is a notional rate which illustrates the contractual rate (excluding any bonus interest payable) as if paid and compounded on an annual basis.

** The annual equivalent rate (AER) is a notional rate which illustrates the contractual rate (excluding any bonus interest payable) as if paid and compounded on an annual basis.

Premium Reward Saver (Issue 3)
Minimum investment Maximum investment Gross p.a. / aer % * Net Bonus
£1,000 + £1,000,000 0.75 0.60 1.25%

current rates valid from 2 February 2010

Minimum investment Maximum investment Gross p.a. / aer % * Net Bonus
£1,000 + £1,000,000 0.75 0.60 1.25%

previous rates not applicable

* The gross rate is the rate before deducting tax at the rate applicable to savings income.
The annual equivalent rate (AER) is a notional rate which illustrates the contractual rate (excluding any bonus interest payable) as if paid and compounded on an annual basis.

Fixed Rate ISAs & Instant Access ISAs

Reward Cash ISA (Issue 2)
Minimum investment Investment amount Gross p.a. / aer % * Net Bonus
£1,000 0.50 - 1.25%
£20,000 + 0.75 - 1.25%

current rates valid from 2 February 2010

Minimum investment Investment amount Gross p.a. / aer % * Net Bonus
£1,000 0.50 - 1.25%
£20,000 + 0.75 - 1.25%

previous rates not applicable

* The gross rate is the rate before deducting tax at the rate applicable to savings income.
The annual equivalent rate (AER) is a notional rate which illustrates the contractual rate (excluding any bonus interest payable) as if paid and compounded on an annual basis.

Easy Access Cash ISA
Minimum investment Maximum investment per tax year Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£1 £3,600 0.10 -

current rates valid from 1 April 2009

Minimum investment Maximum investment per tax year Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£1 £3,600 0.35 -

previous rates valid from 1 March 2009 to 31 March 2009

One Year Fixed Term, Fixed Rate Cash ISA
Minimum investment Maximum investment per tax year Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£3,000 £3,600 2.50 -

current rates valid from 1 March 2010

Minimum investment Maximum investment per tax year Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£3,000 £3,600 2.50 -

previous rates not applicable

Fixed Rate Savings & Bonds

One Year Fixed Term, Fixed Rate Bond

Rates at a glance - Annual income

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£500 2.40 1.92
£20,000 + 2.60 2.08

Rates at a glance - Monthly income

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£500 2.37/2.40 1.89
£20,000 + 2.57/2.60 2.05

current rates valid from 1 March 2010.

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£500 2.40 1.92
£20,000 + 2.60 2.08

Monthly income option

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£500 2.37/2.40 1.90
£20,000 + 2.57/2.60 2.05

previous rate not applicable.

One Year Fixed Term, Fixed Rate Members' Bond

Rates at a glance - Annual income

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£500 2.60 2.08
£20,000 + 2.80 2.24

Rates at a glance - Monthly income

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£500 2.57/2.60 2.05
£20,000 + 2.76/2.80 2.20

current rates valid from 1 March 2010.

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£500 2.60 2.08
£20,000 + 2.80 2.24

Monthly income option

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£500 2.57/2.60 2.05
£20,000 + 2.76/2.80 2.18

previous rate not applicable.

One Year Fixed Term, Fixed Rate Linked Bond
Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£500 3.80 3.04
£20,000 + 4.00 3.20

current rates valid from 4 January 2010.

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£500 3.80 3.04
£20,000 + 4.00 3.20

previous rate not applicable.

Accounts for Children & Young Savers

Ladybird account (Issue 4)
Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£1 1.50 1.20
£10,000 + 1.85 1.48
£25,000 + 2.25 1.80

current rates valid from 1 November 2009

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£1 1.50 1.20
£10,000 + 1.85 1.48
£25,000 + 2.25 1.80

previous rates valid from 1 April 2009 to 31 October 2009 and refer to the previous issue of the account

V4 account (Issue 2)
Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£1 1.00 0.80
£10,000 + 1.35 1.08
£25,000 + 1.75 1.40

current rates valid from 1 April 2009

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£1 1.75 1.40
£10,000 + 2.10 1.68
£25,000 + 2.50 2.00

previous rates valid from 1 March 2009 to 31 March 2009 and relate to the previous issue of the account

Corporate savings

Company and Club account

Charity deposits

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£1 0.10 -
£50,000 + 0.10 -
£100,000 + 0.10 -
£250,000 + 0.15 -

current rates valid from 1 April 2009

Sports and social clubs

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£1 0.10 0.08
£10,000 + 0.10 0.08

current rates valid from 1 April 2009

Corporate deposits

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£10,000 0.10 0.08
£100,000 + 0.10 0.08
£250,000 + 0.10 0.08

If the balance falls below £10,000 the interest rate will be 0.10 gross rate/AER and 0.08 Net p.a. % for balances of £500 or more

current rates valid from 1 April 2009

Pension funds

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£1 1.50 -
£50,000 + 1.50 -

current rates valid from 1 November 2009

Solicitors' Undesignated Client account

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£1 0.10 -
£50,000 + 0.10 -
£100,000 + 0.10 -

current rates valid from 1 April 2009

Charities

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£1 0.10 -
£50,000 + 0.30 -
£100,000 + 0.55 -
£250,000 + 0.65 -

previous rates valid from 1 March 2009 to 31 March 2009

Sports and social clubs

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£1 0.10 0.08
£10,000 + 0.10 0.08

previous rates valid from 1 March 2009 to 31 March 2009

Corporate deposits

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£10,000 0.10 0.08
£100,000 + 0.15 0.12
£250,000 + 0.45 0.36

If the balance falls below £10,000 the interest rate will be 0.10 gross rate/AER and 0.08 Net p.a. % for balances of £500 or more

previous rates valid from 1 March 2009 to 31 March 2009

Pension funds

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£1 0.10 -
£50,000 + 0.10 -

previous rates valid from 1 April 2009 to 31 October 2009

Solicitors' Undesignated Client account

Minimum investment Investment amount Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£1 0.10 -
£50,000 + 0.10 -
£100,000 + 0.10 -

previous rates valid from 1 March 2009 to 31 March 2009

Charity Tracker
Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£500 £1,000,000 1.50 1.20

current rates valid from 1 February 2010

Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£500 £1,000,000 0.50 0.40

previous rates valid from 1 January 2010 to 31 January 2010

Solicitors' Reserve account
Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£5,000 £2,000,000 1.50 1.20

current rates valid from 7 July 2009

Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£5,000 £2,000,000 1.00 0.80

previous rates valid from 1 April 2009 to 6 July 2009

Business e-saver account
Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£1,000 £1,000,000 1.50 1.20

current rates valid from 1 June 2009

Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£1,000 £1,000,000 1.50 1.20

previous rates not applicable

6 Month Fixed Term Fixed Rate Corporate Savings bond
Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£5,000 £2,000,000 2.25 1.80

current rates valid from 19 January 2010

Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£5,000 £2,000,000 2.25 1.80

previous rates not applicable

Goal-based savings

Goal Saver account (Issue 2)
Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£10 £2,000,000 2.25 1.80

current rates valid from 19 January 2010

Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£10 £2,000,000 2.85 2.28

previous rates valid from 4 August 2009 to 18 January 2010 and relate to the previous issue of the account

Wedding Saver account
Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£10 £2,000,000 2.25 1.80

current rates valid from 16 February 2010

Minimum investment Maximum investment Gross p.a. / aer % Net p.a. %
(after deduction of basic rate tax)
£10 £2,000,000 2.25 1.80

previous rates not applicable

Click here for rates on accounts no longer available to new investors.

Saffron Building Society, Saffron Independent Financial Advisers Ltd and Crocus Home Loans Ltd are authorised and regulated by the Financial Services Authority for investments, pensions, life assurance, insurance and regulated mortgages. Saffron Building Society's FSA registration number is 100015.

Registered Office: Saffron House, 1A Market Street, Saffron Walden, Essex, CB10 1HX.

Contact us| Intermediaries| Font size Reduce font size. Access key is -. Increase font size. Access key is =. |Log in to your e-saver account.

Tel: 0800 072 1100

9am to 5pm Monday to Friday; 9am to 1pm Saturday

  1. Home
  2. Mortgages
  3. Savings
  4. Insurance
  5. Saffron IFA
  6. Members
  7. Travel Money
  8. Wills